05/30/2026
⚠️ LONG ISLAND HOMEOWNERS — IF YOU'RE BEHIND ON YOUR MORTGAGE, READ THIS ⚠️
Foreclosure isn't overnight. You have MORE time and options than you think.
Here's What Most Homeowners Don't Know:
✅ Pre-foreclosure can take 6-12 months in NY — you have time to act
✅ You can still sell your home BEFORE auction
✅ In many cases, you can walk away with CASH at closing
✅ Loan modification, short sale, or deed-in-lieu may be options
The Chris Smith Method (What Actually Works):
I'm not here to prey on your situation. I'm here to HELP you navigate it.
As both a licensed real estate agent AND investor, I can explain ALL your options — not just what benefits me.
Here's My Process:
1️⃣ Pull public records — confirm where you are in the process
2️⃣ Run comps — see what your home is REALLY worth today
3️⃣ Review your options — loan mod, short sale, traditional sale, or cash offer
4️⃣ No pressure — you decide what works for YOUR situation
Real Talk: Some homeowners I've worked with:
→ Got their loan modified and stayed in their home
→ Sold via short sale and protected their credit
→ Took a cash offer and walked away debt-free with relocation money
You're Not Alone. This happens to good people every day. Job loss, medical bills, divorce, death in the family — life throws punches.
The worst thing you can do? Ignore the notices and hope it goes away.
Call me. No judgment. No pressure. Just honest answers.
📞 (631) 366-9190
📧 [email protected]
Licensed NY Real Estate Agent | eXp Realty | Helping Long Island homeowners since 2015