Debbie Whiting, Coldwell Banker Realty

Debbie Whiting, Coldwell Banker Realty Debbie Whiting has an established track record of helping Wasatch and Summit County buyers and sellers make smart real estate decisions.

Debbie Whiting moved to Midway from California after graduating from the University of California, San Diego. She fell in love with the beauty and the lifestyle of Heber Valley and has called the Heber Valley home ever since. Clients choose to work with Debbie for her ethics, experience, expertise and full-service brokerage. Her rich understanding of the residential real estate market is unparalle

led. Debbie enjoys all things real estate and focuses on her client’s needs and dreams. A second-generation Realtor, Debbie epitomizes ethics, hard work, innovation and creative service. She has consistently shown the ability to satisfy clients in the buying and selling of their homes and is tenacious about the needs and goals of her clients. Thanks to her exceptionally loyal clientele, personal referrals and repeat business form the foundation of Debbie’s career. She specializes in residential property sales, including fine homes, authentic ranch properties, resort, recreational and investment properties and land sales. She successfully works with local, national and international buyers. Debbie is a member of the Park City Board of Realtors and the National Association of Realtors. She belongs to both the Park City MLS and the Wasatch Front Regional MLS. When not working she enjoys the great outdoors, travel, reading, gardening and the company of good friends. Debbie is positively engaged in the community, producing a free, community events calendar email-newsletter, www.SophiesPlanner.com.

• Past board member of the Heber Valley Food Revolution
• Wasatch County School Board Candidate in 2014
• Utah State Representative Candidate for District 54 in 2001

Designations Earned
• Accredited Buyer Representative
• Green
• Short Sale and Foreclosure Specialist
• Certified International Property Specialist

Awards
• Berkshire Hathaway Leading Edge Society 2015
• Gold Club Member/Wasatch County Board of Realtors 2015
• Prudential Utah Real Estate Leading Edge Society 2012
• Gold Club Member/Wasatch County Board of Realtors 2011

When a listing attracts multiple offers, sellers gain negotiating power. Competing buyers may raise their price, waive c...
10/10/2025

When a listing attracts multiple offers, sellers gain negotiating power. Competing buyers may raise their price, waive contingencies, or offer flexible closing terms. Agents can leverage this scenario to secure the best combination of price and terms for their clients. Your agent can prepare you for this possibility and guide you through comparing offers to help you choose wisely beyond just the highest dollar amount.

MLS descriptions can feel like a different language! Understanding the terminology helps buyers make sense of a home’s s...
10/08/2025

MLS descriptions can feel like a different language! Understanding the terminology helps buyers make sense of a home’s status. The clearer you are on the terminology, the faster you can act when the right property appears. “Active” means the home is currently for sale and accepting offers. “Contingent” means the seller has accepted an offer, but certain conditions, like financing or inspections, must be met before it closes. “Pending” means all contingencies have been satisfied and the sale is moving toward closing. Need clarification on any other terms? Let us know in the comments!

Earnest money acts like a handshake with financial weight - it shows the seller that the buyer is serious. It’s a deposi...
10/06/2025

Earnest money acts like a handshake with financial weight - it shows the seller that the buyer is serious. It’s a deposit (usually 1–3% of the purchase price) held in escrow to signal serious intent. If the sale closes, it goes toward the down payment; if the buyer backs out without a valid contingency, it may be forfeited.

A title company is one of the unsung heroes of every successful real estate transaction. A title company ensures that a ...
10/03/2025

A title company is one of the unsung heroes of every successful real estate transaction. A title company ensures that a property is legally ready to be bought or sold. They verify the chain of ownership, check for liens, and issue title insurance to protect both buyer and lender from potential disputes. This behind-the-scenes work safeguards the entire transaction.

Interest rates don’t just change a number on paper - they directly shape how much home a buyer can afford. Even a small ...
10/01/2025

Interest rates don’t just change a number on paper - they directly shape how much home a buyer can afford. Even a small change in mortgage interest rates can have a big impact on a buyer’s monthly payment and overall budget. When rates rise, purchasing power decreases, meaning buyers may need to adjust their price range. When rates drop, the same monthly payment could qualify for a higher-priced home. Understanding this relationship empowers you to act confidently when rates shift and ensures you know when it’s the right time to buy for your budget.

Property taxes can vary widely depending on where you live, but they play a big role in your overall housing budget. Tax...
09/29/2025

Property taxes can vary widely depending on where you live, but they play a big role in your overall housing budget. Taxes are based on your home’s assessed value and local rates, and they fund essential services like schools, roads, and emergency services. Before buying, check the property tax history and rates in the area so you know what to expect. Being aware upfront helps avoid surprises down the road.

Renting may feel easier in the short term, but buying builds equity and long-term financial stability. Every mortgage pa...
09/26/2025

Renting may feel easier in the short term, but buying builds equity and long-term financial stability. Every mortgage payment you make contributes to your future wealth, while rent payments go to your landlord’s pocket. With tax benefits and the potential for appreciation, owning a home can be one of the most powerful wealth-building tools. If you’re on the fence, consider the long-term gains of homeownership versus the short-term convenience of renting.

In a competitive market, making the right offer can set you apart. Beyond price, consider strengthening your offer with ...
09/24/2025

In a competitive market, making the right offer can set you apart. Beyond price, consider strengthening your offer with a larger earnest money deposit, flexible closing dates, or fewer contingencies. Working closely with your agent helps you craft a strategy that balances protecting your interests while showing sellers you’re serious. Sometimes, a well-structured offer wins over the highest bid.

You’ve heard it before: location, location, location. While you can update a home’s interior, you can’t change its neigh...
09/22/2025

You’ve heard it before: location, location, location. While you can update a home’s interior, you can’t change its neighborhood. Buyers should consider commute times, school districts, access to shopping and dining, and future area growth. A great location not only makes life more convenient but can also add long-term value to your investment. Remember, you’re not just buying a house, you’re buying into a community.

Just like cars need regular tune-ups, homes need seasonal maintenance. In summer, check your HVAC system, clean gutters,...
09/19/2025

Just like cars need regular tune-ups, homes need seasonal maintenance. In summer, check your HVAC system, clean gutters, and inspect your roof for wear and tear. In fall, service your furnace, seal windows, and clean out chimneys. Regular upkeep not only keeps your home in top shape but also helps prevent small issues from turning into costly repairs. Staying proactive protects your investment and your peace of mind.

Address

37 East 100 North #102
Heber City, UT
84032

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