Renegade Financial

09/04/2026

Getting a review like this never gets old.

It's why we do the work. A local team, real people, and answers you can actually plan around. We know a loan is never just a loan. It's a home, a project, or a business someone has been working toward for years, and we treat it that way.

Thank you for letting us be part of it.

If we can help with yours, give us a call today at (406) 760-1985 or visit the link in our bio!

09/03/2026

If someone told you your loan would be a "jumbo," here's what that actually means.

There's a limit on how big a standard home loan can be. Above that limit, it's a jumbo. That's it. Same mortgage, just a larger one. Not a special product for a special kind of person.

Because it's bigger, the lender looks closer. Stronger credit, more down, a bit more paperwork. A few extra steps, not a different world.

We see it most with move-up buyers and anyone shopping where Montana prices have climbed.

If your number is above the limit, one short conversation tells you where you stand.

Reach out today at (406) 760-1985 or visit the link in our bio.

Renegade Mortgage. NMLS 2780304. Equal Housing Opportunity.

09/01/2026

The People Behind Renegade: Ben Ruddy

Ben is the founder and managing partner of Renegade Capital, and the person you'll actually talk to when you bring us a deal.

He's spent his career in Montana lending and built Renegade around a simple idea: borrowers should get straight answers, fast, from someone with the authority to act. No call centers, no waiting on an answer from someone three states away, no months-long process.

Montana deals, done by Montana people.

Reach out today at (406) 760-1985 or visit the link in our bio!

Business purpose lending only · Renegade Capital

08/28/2026

Call a big lender, you get a queue and a new person every time.

Call us, you get the same person. Who lives here.

That's not a slogan; it's just what a small Montana lender is. You'll know your loan officer's name. They'll know yours.

Reach out today at (406) 760-1985.

Renegade Mortgage. NMLS 2780304. Equal Housing Opportunity.

08/27/2026

Our clients say it better than we ever could.

This is exactly why we built Renegade. Montana deserves a lender who answers the phone, tells you the truth early, and gets a term sheet in your hands in days instead of months. Home loans, commercial deals, and everything that doesn't fit the bank box.

Thank you for trusting us.

Give us a call today at (406) 760-1985 or visit the link in our bio!

Equal Housing Opportunity. NMLS 2780304.

08/25/2026

Most people who think they can't buy yet are actually just short on the down payment. Everything else is fine.

There's help for exactly that. Down payment assistance programs, including Montana-specific ones, can shrink the up-front cash or cover it entirely.

They come with rules. Income limits, price limits, a homebuyer class. Nothing complicated, but you have to know they exist to ask.

Swipe for the basics. Link in bio, or call us at (406) 760-1985.

Renegade Mortgage. NMLS 2780304. Equal Housing Opportunity.

08/21/2026

"I'll wait until rates come down."

Fair. But do you know your numbers, or are you guessing?

One call and you'd know. Real income, real credit, real payment. If the answer is keep renting for now, we'll say so.

Montana lender, not a call center.

Reach out today.

Renegade Mortgage. NMLS 2780304. Equal Housing Opportunity.

08/21/2026

Nothing better than seeing your own people get recognized.

Acra Lending spotlighted Ben Ruddy this week, and anyone who's closed a deal with him already knows why. He treats every file like it's the only one on his desk, and he's been doing it that way since day one of this company.

Congrats Ben!

⭐⭐⭐⭐⭐ Five-Star Friday
Sometimes the biggest wins happen after a setback.
When the previous lender withdrew just five days before closing, Ben Ruddy of Renegade Financial and Acra AE Cameron Heintze worked together to find the right solution and keep the purchase moving.
🏡 $592,000 Purchase Loan
✔ Self-Employed Borrower
⚡ Clear to Close in just 11 days
One of our favorite lines from the borrower's review:
"Ben picked up the pieces the same day... Eleven days after that first call I was cleared to close."
Thank you to Ben Ruddy, Renegade Financial, and Cameron Heintze for another great partnership and a happy homeowner.
📲 Click the link in our bio to submit your scenario.

08/19/2026

Every program we offer, on one page.

Home loans on the left. Business and commercial on the right. Montana-based, and we answer the phone.

Most people need one of these once, then need a different one four years later. Save the post.

Link in bio, or call us at (406) 760-1985.

Renegade Mortgage. NMLS 2780304. Equal Housing Opportunity.

08/18/2026

Meet Lindy. She's the newest Mortgage Loan Originator on the Renegade Mortgage team, and she gets it, because she's been in your shoes. She still remembers how overwhelming buying her first home felt with no one to walk her through it.

Now she's here to be the person she wishes she'd had: someone who explains things plainly, answers every question, and makes sure you feel confident all the way to the keys.

Swipe to get to know her a little better.

Renegade Mortgage. NMLS 2792779. Equal Housing Opportunity.