Christina Moon, Senior Loan Officer NMLS# 1826279

Christina Moon, Senior Loan Officer NMLS# 1826279 Christina Moon | Sr Mortgage Loan Originator
NMLS ID # 1826279 | Branch NMLS ID # 1944295

08/12/2026

You don't have to know everything before you talk to a lender.

You don't need to know what DTI means.

You don't need to understand every line of a credit report.

And you definitely don't need to be embarrassed to ask questions.

That's literally what we're here for.

If you've been Zillow doom-scrolling but haven't taken the first step to talk to a lender, let's change that.

Comment START or DM me START.

No judgment. No dumb questions. Just a place to start. šŸ”

Schedule a complimentary consult - linktr.ee/cmoonmlo (link in bio)

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/10/2026

Mortgage rates don't move in a straight lineā€”and economic data can create volatility - and we've been on that volatile rollercoaster for a couple of weeks now.

If you're under contract or preparing to lock in your rate, don't make the decision based on what you hope rates will do.

Have the conversation with your loan officer and decide what makes sense for you.

I'm not a gambler. šŸ˜ Are you?

Share this with someone you know who's currently buying a home.

Follow me for mortgage market updates and timely advice.

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/09/2026

Las Vegas keeps changing! šŸŒ“šŸ”

If youā€™ve lived here for a while, you know just how much our city has grownā€”and it doesnā€™t look like itā€™s slowing down anytime soon.

New roads, new communities, new businessesā€¦ and plenty of new opportunities for people looking to call Las Vegas home.

As a Las Vegas mortgage lender, I love watching our community grow and helping people make their move here happen. šŸ”

Would you live in one of these new communities? šŸ‘€

Comment VEGAS if youā€™re thinking about buying a home in Las Vegas, Henderson, Southern Nevada, or DM me if you want to know what you may qualify for.

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY



Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/07/2026

Student loan borrowers, mark your calendar. šŸ“‹

Starting July 1, 2026, the interest rate reduction for federal Direct Loan borrowers enrolled in auto-pay went from 0.25% to 1% ā€” but you need to be enrolled by September 30, 2026 to lock it in.

Here's why this matters ā€” this one change does 3 things for you:

1ļøāƒ£ Lowers your monthly payment ā€” a bigger rate reduction means less interest, less owed each month.

2ļøāƒ£ Improves your debt-to-income ratio ā€” this lower student loan payment might also lower your DTI, which could also increase your buying power.

3ļøāƒ£ Frees up cash for closing ā€” the money you save can go straight toward your down payment or closing costs. Bank it, don't spend it.

If you're eligible and already enrolled in auto-pay, you get this automatically. If you're not ā€” you've got until Sept 30, 2026 to sign up and lock in the higher savings through June 30, 2028.

Small deadline, real impact on your homebuying timeline. šŸ”

Not sure if you're enrolled or how this affects your numbers? DM me 'DTI' and I'll walk you through it.

linktr.ee/cmoonmlo

For educational purposes only.

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/05/2026

Thinking about buying a high rise condo in Las Vegas?

Financing a high rise is unique because the building itself must qualify just like you do. Factors like building budgets and HOA guidelines play a huge role in the approval process.

Working with an experienced lender upfront ensures your target development meets all necessary requirements. šŸ¢

Send me a direct message today to review your options before you start shopping. You won't regret it.

Let's connect - https://linktr.ee/cmoonmlo (link in bio)

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/03/2026

Thinking about using your stash of saved cash to buy a home? Holding physical cash is great, but unverified money sitting under your mattress if difficult to use when buying a home.

Lenders require a clear paper trail and seasoned funds in a verified bank account. Moving cash right before buying can cause unexpected delays in your approval process.

Send me a message today so we can review your funds and make sure you are ready for closing. šŸ”

Let's connect: linktr.ee/cmoonmlo (link in bio)

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

08/01/2026

Thinking about buying a home but feeling stuck on saving for upfront costs? You are not alone in feeling this way. The down payment and closing costs are often the biggest hurdles for hopeful buyers. Fortunately, assistance programs and zero down payment options exist for qualified buyers that can make homeownership possible much sooner. Direct message me ZERO DOWN to see if you qualify for these options today. šŸ” Share this with a friend who is dreaming of owning their own home.

https://linktr.ee/cmoonmlo

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

Home renovations done without a permit could come back to bite you when it's time to sell. Buyers (and their lenders) wi...
07/31/2026

Home renovations done without a permit could come back to bite you when it's time to sell. Buyers (and their lenders) will want to make sure the correct paperwork is on file because unpermitted work can be a safety and valuation risk.
https://myoc.io/cmoon



Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

07/31/2026

šŸšØ Realtors, Low appraisal report just dropped? Don't let a valuation mismatch destroy weeks of hard work!

When the appraisal comes in below contract price, you have options:

šŸ”¹ File a (ROV) / Reconsideration of Value with stronger comps and actual upgrades

šŸ”¹ Restructure the buyerā€™s loan ā€“ engage their loan officer to see if there are options to restructure the loan-to-value so there isnā€™t additional funds to come up with

šŸ”¹ Negotiate a balanced appraisal gap compromise that works for the buyers and sellers alike

šŸ“– Read the full, step-by-step playbook on Substack here:

šŸ‘‰ https://substack.com/ (Link also in bio!)

šŸ”– Save this post to reference on your next closing.

Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

House hunting bingo: how many of these have you experienced? Drop your number in the comments, we promise you're not alo...
07/30/2026

House hunting bingo: how many of these have you experienced?
Drop your number in the comments, we promise you're not alone!
https://myoc.io/cmoon



Equal Housing Lender. Ā© 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA ā€œPlanet Homeā€ is not authorized for use in the following states and territory: WY.

Address

2580 Street Rose Pkwy. Ste 230
Las Vegas, NV
89074

Telephone

+17024987510

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