Mahra Alonso, Realtor- Associate Broker EXP Realty LLC

03/20/2026

Unlock your dream home with zero down payment possibilities! 🔑

USDA loan programs are a fantastic pathway to homeownership in qualified rural and suburban areas, offering affordable terms and flexible guidelines designed to help eligible buyers achieve their goals. ✨

If you've been dreaming of owning a home, exploring this option with expert guidance could be your next exciting step. Let's see if you qualify! 🏠

Call: (470) 243-4351 or Apply Today
(link to apply is in bio:)

Mahra Alonso | NMLS #2701125
Loan Factory | NMLS #320841

03/18/2026

Ready to accelerate your next real estate investment? 🚀

Hard money loans offer the swiftness and adaptability investors demand, empowering you to seize opportunities in fix-and-flip projects, portfolio expansion, or securing that perfect investment property. Fast access to capital is the key to closing deals decisively. Let's explore financing designed for speed and success! ⭐

Mahra Alonso
(470) 243-4351 | [email protected]

Mahra Alonso | NMLS #2701125
Loan Factory | NMLS #320841

02/24/2026

Would you relocate to McDonough, GA if your home looked this stunning?

02/18/2026

02/11/2026

Don't text your Ex on Valentines.
Text your Realtor.
Better commitments all 2026 🤭

02/11/2026

I’ve been fasting 3x a week for the past month.
No food. Just water and tea.

And it’s reminded me of something powerful…

Discipline is everything.

The same discipline it takes to fast
is the same discipline it takes to structure deals,
protect credit profiles,
and get my clients to the closing table smoothly.

Success in real estate isn’t luck.
It’s focus. Strategy. Self-control.

I don’t just “hope” deals close.
I prepare for them. 💪✨

02/11/2026

Clayton County is rebranding and I love it!

02/11/2026

Thinking about buying this year?

Your credit profile matters more than you think.
Sometimes one strong trade line can shift everything.

Want to know if it makes sense for YOU? Comment “SCORE” 👇🏽

11/07/2025

🎉 Big news for homebuyers! 🎉
Fannie Mae just announced a major change: starting November 16, 2025, its automated underwriting system (DU) will no longer enforce a single “minimum credit score” threshold.

🏡 Why this matters
• Previously many conforming loans required that “620” (or some similar number) baseline credit score. That requirement is being removed.

• Going forward, instead of a hard minimum score, the underwriting system will evaluate a borrower’s full profile (credit, debt, assets, history) in a more holistic way.

• For buyers with thin credit files or non-traditional credit histories, this opens up new possibilities.

If you’ve thought ‘my credit score is too low’—this change means you may still have a shot at a conforming loan.

Let’s review your full financial picture assets, payment history, non-traditional credit (rent, utilities) etc.—not just your score.

This doesn’t mean credit doesn’t matter it still does. But the rules are changing, so being proactive will prepare you.

DM me now to find out how.

Mahra Alonso
CEO, Alonso Realty Group
Associate Broker of EXP Realty
📱 (470)243-4351

https://www.housingwire.com/articles/fannie-mae-credit-score-update/ra mo er

Fannie Mae's November 2025 update removes minimum credit score requirements from its DU system, sparking debate on borrower risk assessment.

11/02/2025

🔑 Mortgage Mastery: Understanding Lender Credits with Your eXp Realty Broker Associate

As your Broker Associate with eXp Realty, my goal is to ensure you have all the information necessary to make the best financial decisions when buying a home. Today, let's talk about a common tactic that can save you cash upfront: lender credits.

What is a Lender Credit and How Does It Work?
A lender credit is a common mechanism used to offset your immediate closing costs. Here's the essential trade-off:

• The Exchange: You agree to a higher interest rate (above the lowest available "par rate") for your mortgage.

• The Benefit: In return, the lender provides a credit money that goes directly toward paying down your closing costs.

• This means you pay less cash out-of-pocket at closing, but you commit to a higher monthly payment and pay significantly more in interest over the lifetime of the loan.

💡 The eXp Realty Perspective: Upfront Savings vs. Lifetime Cost

While reducing your immediate cash needed is appealing, it's crucial to understand the long-term cost. We always encourage clients to look at the total picture.

My professional guidance:

Before accepting a lender credit, let's analyze how long you plan to own the home. If you expect to move or refinance within a few years, the credit might be a strategic win. If this is your forever home, securing the lowest possible interest rate by paying your closing costs upfront is almost always the financially wiser choice in the long run.

Ready to explore financing strategies that fit your financial goals? As an eXp Realty Broker Associate, I'm here to connect you with reputable mortgage lenders whom can guide you through every calculation and decision.

10/13/2025

OCTOBER 2025 MARKET UPDATE:
Georgia Residential Real Estate Trends