01/15/2026
Mortgage rates just dropped to their lowest level since Sept. 2022 📉
No hype — just real opportunity for buyers and sellers who are paying attention.
If you want an honest breakdown of what this means specifically for you, I’m happy to help.
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Mortgage rates fell to 6.06%, their lowest level in more than three years, after President Trump announced a $200 billion mortgage-backed securities buyback plan aimed at boosting housing affordability.
The average 30-year fixed rate dropped from 6.16% last week and is well below the 7.04% average at this time last year. Sam Khater, Freddie Mac’s chief economist says the decline has already sparked a jump in purchase and refinance activity, signaling a stronger spring housing market ahead.
More: https://rltor.cm/H3phtG