10/06/2026
Mortgage rates jumped. So should buyers wait?
Thatās a very reasonable question right now.
Higher rates can have a real impact on your monthly payment, and for some buyers, waiting may make sense. But rates are only one part of the picture.
Itās also worth looking at:
⢠home prices
⢠available inventory
⢠seller negotiating room
⢠your monthly payment
⢠and what competition could look like if rates come back down
There isnāt one right answer for everyone.
The better question is: What makes the most sense for you based on your budget, timeline and local market?
If youāre thinking about buying in the Portland Metro or Hillsboro area and want to talk through the numbers, Iām always happy to help.