Matt at MORE Realty

Matt at MORE Realty Serving the Willamette Valley

Thinking about what taxes mean for an inherited property in Oregon? Here’s what to know before making a move. 🏡In the Gr...
04/26/2026

Thinking about what taxes mean for an inherited property in Oregon? Here’s what to know before making a move. 🏡

In the Greater Portland area, local tax rules and changing market dynamics play a huge role in every estate decision. High income taxes, added local surcharges, and evolving housing regulations all shape whether keeping, renting, or selling an inherited home makes sense. Even something like rent control or requirements for relocation assistance can influence long-term holding strategies, especially as neighbourhoods adapt with new community models.

It’s not just about today’s value, shifts in regional demand, new affordable housing models, and ongoing economic recovery efforts are all changing the landscape for both buyers and sellers. These factors make it important to review every angle, especially for families weighing estate decisions or investors planning their next move. 🏘️✨

If you’ve inherited property or expect to, what’s the biggest question on your mind? Let’s talk about your options below!

Matt Williams
Broker with MORE Realty
Licensed Oregon Real Estate Broker since 2009
Call / Text 503-516-5823

/Keizerrealestate

MORE realty and United Realty Group have joined. My new website has been completed and here it is!
06/26/2025

MORE realty and United Realty Group have joined.
My new website has been completed and here it is!

Matthew Williams Search Tigard Oregon real estate for sale throughout offered by Matthew Williams United Real Estate specializes in bringing you the best homes for sale, real estate listings and agents nationwide. Whether you are home buying, selling a home or need help securing a Home Mortgage, we....

Mortgage rates are hitting highs this year. There. I said it. But that’s not the end of the story. Here's why. Even thou...
06/23/2025

Mortgage rates are hitting highs this year. There. I said it. But that’s not the end of the story.

Here's why.

Even though interest rates are higher than many of us would like, you can still go after your homeownership dreams and save on a mortgage. Here’s what I’m sharing with prospective homeowners.

1) Consider an adjustable-rate mortgage (ARM).

An ARM is a great option for a monthly payment that’s lower than the payments available with fixed-rate loans or for buyers convinced rates will drop by the time the introductory period ends.

Keep in mind that a year from now, some experts are predicting 30-year rates will be around 5.25% and 15-year rates around 4.875%.

2) Pay for points to buy down the rate.

If you have extra funds at the time of purchase, you can pay for mortgage points. With mortgage points, you pay a percentage of the loan upfront in exchange for a lower interest rate — and a slightly lower monthly payment.

Just make sure you calculate your break-even point. If rates drop and you can refinance before you hit the break-even point, buying down your rate may not be worth it.

3) Work on your credit score.

If time is on your side before applying for a mortgage, improve your credit by paying bills on time, lowering your credit utilization (using under 30% of your total credit line!), reducing credit card debt, and addressing credit report errors. In the long run, a higher credit score will save you on your mortgage.

4) Shop around.

Always, always, always shop around for your mortgage. Same thing goes for homeowner's insurance. Rates and premiums vary widely, so talking with multiple lenders and carriers will ensure you have the best price on both.

If you're interested in learning more about how to keep your mortgage payment low, I'd love to chat and help you explore your options to find the best solution for your needs.

Happy Juneteenth to all! May your day be filled with reflection, celebration, and the spirit of freedom.
06/19/2025

Happy Juneteenth to all! May your day be filled with reflection, celebration, and the spirit of freedom.

To all the dads who work tirelessly to build a better future for their families, Happy Father's Day! Your dedication ins...
06/15/2025

To all the dads who work tirelessly to build a better future for their families, Happy Father's Day! Your dedication inspires us, and I'm here to help you find the perfect home to build those dreams in.

So it’s official, you’ve got an offer on your home. This is a huge milestone, but we’re not done yet. Once you accept an...
06/12/2025

So it’s official, you’ve got an offer on your home. This is a huge milestone, but we’re not done yet. Once you accept an offer, there are a few key steps still ahead.

Here’s what you can expect as the seller:

🔹 Sign the purchase agreement
This contract lays out the terms of the sale, price, closing date, contingencies, and more. It makes things official.

🔹 Provide disclosures
You’re legally required to disclose any known issues, like structural problems, past flooding, or lead paint. Transparency protects everyone.

🔹 Home inspection
The buyer will bring in an inspector to check things out. If repairs are needed, you’ll work with the buyer to decide who handles what.

🔹 Appraisal
The buyer’s lender will order an appraisal to confirm the home’s value. It’s how they make sure the loan lines up with the property’s worth.

🔹 Title check
A title company will run a search to confirm you have full ownership and there are no outstanding liens or legal issues.

🔹 Closing day
This is the finish line. You’ll sign final documents, hand over the keys, and get that seller proceeds check.

Selling your home is a big deal, but with the right people in your corner, it doesn’t have to be overwhelming.

Thinking of selling or just want to know what your place is worth in today’s market? Shoot me a message, I’m happy to help.

Thinking about buying a home but not quite ready to loop in an agent yet?Totally get it. A lot of folks like to start th...
06/09/2025

Thinking about buying a home but not quite ready to loop in an agent yet?

Totally get it. A lot of folks like to start the process on their own and only reach out when they feel more ready. That said, I always recommend having an agent in your corner from the start, especially if it’s your first time buying. It can save you time, stress, and even money.

Either way, I want you to feel confident as you begin the journey. So here are a few tips I always share with my clients to help them stay organized and make smart decisions during the home search.

1️⃣Prep Like a Pro
- Take a photo of the house number before each tour
- Create a photo folder for each property
- Bring water, snacks, comfy shoes, hand sanitizer & a charger

2️⃣ During Each Tour
- Notice the natural light
- Open closets, cabinets & drawers because storage matters
- Listen for road noise, especially in bedrooms
- Check outlet placement
- Photograph anything that raises questions
- Take 5 minutes after each showing to jot down your first impressions

3️⃣ Ask the Listing Agent
Some go-to questions:
- What’s the seller’s timeline?
- Any previous offers?
- Age of roof, HVAC, and electrical?
- Upcoming HOA assessments?
- How long has the seller lived there?

4️⃣ Get a Feel for the Neighborhood
- Drive your work commute during rush hour
- Check out school drop-off traffic
- Visit the area during evenings & weekends
- See how close it is to your regular stops
- Check the street parking situation

5️⃣ Watch for Red Flags 🚩
- Random patches of fresh paint
- Musty smells or air freshener overload
- Doors that don’t close properly
- Cracks in walls or foundation
- Standing water in the yard
- Fresh caulking around windows or tubs

Have questions or thinking about jumping in? Send me a DM and I’d be happy to talk through next steps to help you get started the right way.

Here’s something most people don’t realize when it comes to selling a home...It’s not always about price or marketing. A...
06/06/2025

Here’s something most people don’t realize when it comes to selling a home...

It’s not always about price or marketing. A lot of times, it comes down to something way simpler, ACCESS.

If buyers can’t get in to see your home because of limited showing windows, short notice, or scheduling issues, they’ll move on. Happens all the time.

I've seen this a couple of times, where a lot of serious buyers come in from out of town. They’re often only around for a day or two, and if your home isn’t available when they are... that’s a missed shot.

Even with great marketing and pricing, limited access can stall a sale.

Thinking about selling in 2025?

Shoot me a DM and I’ll share what the process could look like based on your home and neighborhood, plus a quick home prep guide and a local market snapshot to help you plan ahead.

As we enjoy the comfort of our homes and the warmth of our communities, let’s take a moment to remember the brave men an...
05/26/2025

As we enjoy the comfort of our homes and the warmth of our communities, let’s take a moment to remember the brave men and women who gave everything to protect the freedoms we cherish.

Their selfless service and ultimate sacrifice allow us to live, dream, and build our futures in safety.

We salute those who served and never came home. Your legacy lives on, and your courage will never be forgotten.

This weekend, let’s not just celebrate, we pause, we remember, and we honor.

Address

1915 NE Stucki Avenue
Hillsboro, OR
97006

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