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HB Capital

Name: HB Capital
Address: 10, Hillsdale, NJ, 07642, US
Telephone: +12019408048

We help small business owners with the capital they need to grow. Fast approvals, flexible options, no bank required. www.hbcapitalllc.com

HB Capital specializes in Revenue Based Funding, SBA Loans, Lines of Credit, Fix & Flip, and DSCR lending.

09/24/2026

Here's a business financing option most people don't realize exists.

If your business needs working capital, you're probably used to seeing repayment terms measured in months or a few years.

But what if you could spread those payments over up to 25 years?

HB Capital now has access to a non-SBA financing program offering $500K to $15M, with amortization up to 25 years when backed by real estate collateral.

That can be especially helpful for businesses carrying expensive MCA debt or other short-term obligations. A longer amortization can significantly reduce monthly debt service and free up cash flow for the business.

The program can be used for:

• Working capital
• MCA consolidation
• Equipment purchases
• Business acquisitions
• Commercial real estate

It also offers up to 80% LTV, no loan covenants, and a fixed rate for the first 5 years.

It's designed for established businesses with strong cash flow, generally 650+ credit, and sufficient real estate collateral.

If you're wondering whether your business — or someone you know — might qualify, send us a message or give us a call. We'll be happy to take a look at the scenario.

201-940-8048
www.hbcapitalllc.com

HB Capital — Financing Solutions That Actually Work.

09/22/2026

Another deal funded. 💼

$30,000 FUNDED — Restaurant | Chicago, IL

This restaurant owner needed additional working capital to cover business expenses and bring on new hires as the business continues to grow.

The goal was simple: get the capital into the business quickly so the owner could keep operations moving without slowing down.

From application to funding, we closed the deal in just 2 hours.

Now the merchant has the $30,000 in working capital needed to invest back into the restaurant, strengthen operations, and build out the team.

At HB Capital, we understand that when a business opportunity or need comes up, timing matters.

Looking for working capital for your business? Let's talk.

🌐 www.hbcapitalllc.com⁠

09/18/2026

$55,000 Funded | Commercial Cleaning Business

When an opportunity comes up in business, sometimes you have to move quickly.

A commercial cleaning company in New York had the opportunity to purchase new equipment that would help support the company’s growth, but the owner needed access to capital immediately.

We were able to step in, execute quickly, and secure $55,000 in business funding so the owner could move forward with the equipment purchase and take advantage of the opportunity.

This is what we do at HB Capital — help business owners access the capital they need when timing matters.

If you’re looking for funding to purchase equipment, expand your business, take on a new opportunity, or strengthen your working capital, reach out to us.

📩 Send us a DM
🌐 www.hbcapitalllc.com

09/14/2026

🏢 CLOSED | $150,000 Commercial Cash-Out Refinance

Not every deal is perfect on paper—and this one had a few hurdles to overcome.

The borrower came in with a 590 credit score, and the auto repair property needed significant improvements. Despite those challenges, we were able to structure the deal and get it across the finish line.

Closing Details:
• $150,000 Cash-Out Refinance
• 9% APR
• 30-Year Mortgage
• Commercial Auto Repair Property
• Florida

The cash-out proceeds will now give the borrower the capital needed to make major improvements to the property and shop.

One of the biggest advantages of the commercial financing options we offer is that not every deal has to fit traditional bank guidelines. Depending on the program and property, we have options that don't require the extensive financials, tax returns, and documentation associated with conventional bank financing.

If you own a commercial property and are looking to pull cash out, refinance, or purchase another property, don't assume that credit or a challenging file automatically means you can't get financing.

Bring us the deal. We'll work on the structure.

📲 Contact HB Capital to discuss your scenario.
🌐 https://hbcapitalllc.com/real-estate-financing

Financing subject to underwriting, property, borrower, and lender requirements. Terms vary by transaction.

09/10/2026

I’ve been in the financing industry for years, helping business owners and real estate investors access the capital they need to keep moving forward.

Now I want to start sharing more of what I’ve learned along the way.

At HB Capital, we help business owners with financing for working capital, equipment, inventory, expansion, and other business needs.

We also work with **real estate investors** looking for financing for acquisitions, fix & flips, DSCR loans, ground-up construction, refinances, and other investment opportunities.

Every deal is different. Our job is to understand what you’re trying to accomplish, review the available options, and help structure financing that makes sense for your situation.

This is just the beginning. I’ll be sharing more videos about business funding, real estate financing, actual deals we’ve closed, and things borrowers should know before taking on capital.

If you’re a business owner or real estate investor looking for financing — or you simply have questions about your options — let’s connect.

🌐 hbcapitalllc.com

09/09/2026

🥐 ANOTHER ONE FUNDED | $15,000

We helped a popular New York bakery secure $15,000 in working capital to support the business during one of its busiest seasons.

Simple. Fast. Funded.

✅ Application + 4 months bank statements
⚡ Approved within 1 hour
📝 Contract signed
📞 Funding call completed
💰 $15,000 FUNDED

When business picks up, having access to additional working capital can help cover inventory, payroll, supplies, and other day-to-day expenses.

At HB Capital, we make the funding process fast and seamless so business owners can stay focused on running their business.

Need working capital? Let’s talk.

🌐 www.hbcapitalllc.com

09/04/2026

Another One Funded | $55,000 💰

Right before the holiday weekend, we were able to help another business owner secure $55,000 in working capital for their Home Health Care business.

The capital will be used to purchase new beds and make improvements to the business, helping them better serve their existing patients while creating the capacity to welcome new ones.
This is what business funding should be about — using capital with a purpose.

The right funding can help you invest in better equipment, improve your customer experience, expand operations, and position your business for continued growth.

$55,000 FUNDED ✅
🏥 Home Health Care
💰 Working Capital
📈 Investing in Growth

At HB Capital, we don't just help businesses access capital. We help business owners find financing that supports what they're trying to accomplish.

Need capital to make your next move? Let's talk.

09/01/2026

Another Deal Funded | $15,000 | Providence, RI

We just helped a growing bodega in Providence secure $15,000 in business funding on an 8-month term.

The best part is that this capital has a clear purpose. The owner will be purchasing two new meat cutter machines and a larger refrigerator, giving the business more capacity to serve customers and keep up with increasing demand.

This is exactly how business funding should be used — investing in equipment that can improve operations, increase capacity, and ultimately help generate more revenue.

The business is already growing. Now they have additional capital to help take that growth even further.

$15,000 Funded | Bodega | Providence, RI

At HB Capital, we help business owners access the capital they need to keep moving forward.

08/11/2026

Another One Funded | SBA Refinance + Working Capital

This was a more complex deal, but a great example of what the right banking relationship and structure can accomplish.

The client is an established coffee distributor that already had two SBA term loans plus a $250,000 SBA line of credit. Those facilities had been in place for roughly 2–3 years, and the client was looking to refinance the existing debt, lower the monthly obligation, and free up additional working capital.

The original bank wasn't able to move forward with the refinance due to collateral and existing balance requirements.

That's where we stepped in.

Through one of our banking relationships, we were able to restructure the debt into a new $2.3MM term loan, paying off the two existing term loans and the line of credit.

After the refinance and fees, the client was able to net approximately $150,000 in additional working capital.

And we're not done — we're also working on securing an additional $500,000 line of credit.

The new capital will help the company continue growing its coffee distribution business, purchase additional inventory and imported materials, and take advantage of new contracts with larger stores and franchise opportunities.

This is what financing should do: not just provide capital, but improve the structure of the business and position it for the next stage of growth.

$2.3MM Term Loan Funded | ~$150K Working Capital | $500K LOC in Progress

HB Capital | Business & Commercial Financing

08/04/2026

Most people think funding is about covering expenses.

The businesses that grow the fastest use it differently.

We recently helped a Haitian bakery in New York secure $12,000 to purchase new equipment. That wasn't just another loan—it was an investment in the business.

With the new equipment, the owner can produce more products, serve more customers, and increase production without adding the same amount of labor.

Today, the bakery is generating around $40,000 per month in revenue. With this expansion, they're projecting approximately $60,000 per month.

That's the difference between borrowing money and using capital strategically.

When funding is tied to a clear plan that generates more revenue than it costs, it becomes a tool for growth—not a burden.

Too many business owners wait until they're out of options before looking for financing. The strongest businesses often secure capital while they're growing, so they're ready when opportunities appear.

Don't let the next opportunity pass you by because you didn't have access to the capital you needed.

If you're looking to expand your business, purchase equipment, hire employees, or take on larger projects, let's have a conversation.

Address

10
Hillsdale, NJ
07642

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Sunday	9am - 6pm

Telephone

+12019408048

Website

http://www.hbcapitalllc.com/

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