Realtor Dianne L Moore

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Realtor Dianne L Moore Dianne L Moore (RS-80612) has established her permanent home in Pahoa, HI and loves it! For more than Realtor Dianne L Moore

10/13/2026

States Where Homeowners Have Most Home Equity
Having spent so many years navigating the ins and outs of real estate, I’m always fascinated by how much home equity shapes our financial wellbeing—especially here in Hawaii. Did you know that in 10 states, homeowners’ equity often matches or even surpasses their net worth? Hawaii leads the list, with average home equity at $600,000 and net worth at $692,700. California follows with $550,000 in equity and $273,800 net worth. These numbers highlight just how crucial real estate can be in building lasting value. Over my journey—from small business ownership to CFO roles and hands-on investment experience—I’ve seen firsthand how homeownership, especially in places like the Big Island, can truly anchor financial security for families.

10/12/2026

Hawaii Listings: 11.4% Below Purchase Price
We’re seeing an interesting shift in Hawaii’s real estate landscape: about 11% of active home listings across the state are now priced below what the sellers originally paid. That puts Hawaii among just four states where more than 1 in 10 listings are in this position. The cause? Analysts point to a mix of softer demand, higher borrowing costs, and larger inventories following the pandemic price surge. For some who bought near the peak, a smaller profit—or even a loss—has become the price of moving forward, whether that means relocating, cutting ongoing costs, or simply stepping out of the market. Others are holding on, hoping for a turnaround. But the current trend is clear: sellers are showing more willingness to negotiate, giving buyers a bit more leverage than we’ve seen in recent years. Having weathered the ups and downs of markets from New York to Hawaii, and drawing on years of experience helping clients navigate complex transitions, it’s clear to us that flexibility and timing matter more than ever. Every move is personal, and we’re always tuned in to the nuances that come with buying or selling a home in Hawaii.

10/12/2026

Honoring the Significance of Indigenous Day

10/06/2026

Value of Household Real Estate Assets Approaches $50 Trillion
It’s remarkable to see household real estate assets nearing the $50 trillion mark—$49.8 trillion as of Q2, to be exact. That’s a 2.3% increase from the previous quarter. Mortgages and home equity loans have reached $14 trillion, and owners’ equity now stands at 71.9%, totaling $35.8 trillion. For a bit of perspective, the 50-90% wealth group holds $22.7 trillion, while the top 0.1% owns $1.9 trillion. Having navigated real estate from every angle—as investors, agents, and small business owners—these numbers reflect not just market momentum, but the deeply personal choices and milestones behind every transaction. Whether you’re considering your first home or reviewing your portfolio, understanding where you fit into this picture can bring clarity to your next move.

10/06/2026

The Housing Market Is Getting More Negotiable
We've seen a noticeable uptick in housing inventory across several markets, which means buyers now have more choices and a little more breathing room before making an offer. Homes that have lingered on the market or started with ambitious price tags are now more open to negotiation—a shift that reminds me of many past market cycles we’ve weathered since our early days as small business owners. Sellers are finding they need to compete not just on price, but also by offering attractive terms and being open to concessions or repairs to draw in committed buyers. My advice, shaped by years of navigating complex transactions and even the occasional major home remodel, is this: Buyers, take your time comparing listings and don’t hesitate to negotiate. For sellers, setting a realistic price and being flexible with terms can make all the difference as market dynamics evolve.

09/30/2026

Things To Watch in the US Housing Market This September
As we move into September, it’s clear the U.S. housing market is still adjusting. August brought a slight dip in momentum—pending sales slipped by 0.2%, and contract signings fell 3.7%. We’ve also seen median list prices drop 1% for the tenth month in a row, while inventory inched up 3.6%. Even with more options on the market, inventory remains well below what we saw before the pandemic, and affordability continues to play a major role in buyers’ decisions. Having spent decades navigating these shifts—not just as real estate professionals but as small business owners and investors—Allen and I know firsthand how these trends can affect both buyers and sellers. Every market has its rhythm, and understanding where we are in the cycle is key to making well-informed decisions.

09/28/2026

Why Investors Watch US Cash Home Sales
Over the years, Allen and I have seen firsthand how cash sales shape the real estate landscape—often more than people realize. In recent years, about a quarter of US existing-home deals have been all-cash, and that’s a metric seasoned investors keep a close eye on. When cash buyers ramp up alongside rising prices, it usually signals intense competition among purchasers. But if cash purchases rise while overall sales slow down, it’s a sign that tightened lending may be edging out buyers who rely on financing.

If you notice cash sales dipping yet prices remain steady, it could point to lenders loosening up, opening the door for more buyers to return and bringing a healthier balance back to the market. From our experience, small cash investors often focus on opportunities like probate sales, tax-delinquent properties, homes needing major repairs, or situations involving relocation—especially when affordability pressures keep older homes attractive even as mortgage-backed sales pause.

Single-family investing, especially here in Hawaii, depends on everything from local taxes and title insurance to the people you trust for renovations and the day-to-day details of management. It’s never as simple as buying in bulk—real rewards come to those with local know-how and discipline. As the market evolves, we’re likely to see tighter margins rather than major consolidations, and international investors tend to do better partnering with local experts than going it alone. After decades navigating these cycles and challenges, we know there’s no substitute for experience, diligence, and a deep understanding of the communities we serve.

09/23/2026

Ranked: Housing Costs in Every U.S. State in 2026
As someone who’s made a home in Hawaii and navigated real estate from New York to the Big Island, I’m always fascinated by how differently housing costs play out across the country. For 2026, the numbers say it all: Hawaii tops the list at 302.4, while Oklahoma sits at the other end at 66.9. States like Massachusetts, D.C., California, and New York are also on the pricier side, with the South and Midwest tending to offer more affordable options. After years of helping clients through the unique twists of real estate—whether buying, selling, or investing—I know these numbers reflect more than just statistics; they shape family decisions and futures. If you ever wonder how these trends might impact your next move, you’re not alone. Every state tells a different story, and I’ve loved learning the nuances firsthand.

Address

250 Keawe Street , #D
Hilo, HI
96720

Telephone

+18087696942

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