National Association of Mortgage Underwriters (NAMU)

National Association of Mortgage Underwriters (NAMU) The National Association of Mortgage Underwriters (NAMU)® is the voice of today's mortgage underwriter. Become a Certified Mortgage Underwriter (CMU)®.

New UAD 3.6 Appraisal Review Workshop — Enroll Today -
10/02/2026

New UAD 3.6 Appraisal Review Workshop — Enroll Today -

The **NEW UAD 3.6** Appraisal Review Workshop – “Intensive Study” instructor-led recorded webinar has been newly updated to incorporate UAD 3.6 and provide mortgage professionals with practical, hands-on training for reviewing both current and redesigned appraisal reports for accuracy, compl...

10/02/2026

VIDEO: The borrower applies for an FHA purchase loan and receives monthly pension and Social Security retirement income. How should the underwriter determine whether the retirement income can be used to qualify?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 25, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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10/01/2026

VIDEO: The borrower applies for an FHA loan on a geodesic dome home, and the appraiser cannot find recent sales with the same design. How should the underwriter evaluate the property?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 24, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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09/30/2026

VIDEO: The borrower applies for an FHA loan and earns commission income, but the tax returns show substantial unreimbursed business expenses. How should the underwriter calculate the borrower’s qualifying income?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 23, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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09/29/2026

VIDEO: The borrower applies for a Fannie Mae conventional loan on a home located near a former industrial site. The appraisal identifies possible soil contamination but does not establish its effect on value or marketability. How should the underwriter handle the environmental concern?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 22, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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09/25/2026

VIDEO: The borrower applies for a Freddie Mac purchase loan and wants to finance $12,000 in high-efficiency HVAC and insulation upgrades through a GreenCHOICE Mortgage. What steps should the underwriter take to determine eligibility?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 18, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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09/24/2026

VIDEO: The borrower recently separated from the military and started a salaried civilian job in a field related to their military experience. How should the underwriter evaluate the new employment income for an FHA purchase loan?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 17, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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09/23/2026

VIDEO: The borrower applies for a USDA purchase loan and works seasonally for a landscaping company from March through November each year. How should the underwriter calculate the seasonal income for qualifying?

ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org

VIDEO CREATION DATE: September 16, 2026

DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of. Copyright 2026 CampusMortgage. All Rights Reserved.

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