04/10/2026
Your lender has title insurance. You probably don't.
When you take out a mortgage, your lender requires title insurance to protect their investment.
But that policy protects the bank — not you.
Owner's title insurance is the one that covers your ownership rights. It protects against:
Undiscovered liens from previous owners.
Errors in public records.
Forged documents in the chain of title.
Claims from heirs you didn't know existed.
It's a one-time premium paid at closing. And it covers you for as long as you own the home.
Most buyers don't know the difference until they need it.
Questions about your closing or what's covered? Call us or DM us.