09/09/2026
Does hearing “THE BOND” make you feel like there’s a storm brewing? ⛈️🏡
If you’ve spent any time researching The Villages, you’ve probably heard about the bond—and depending on where you’ve been reading, you might think it’s something to be afraid of.
I understand. We had questions about it before we moved here too.
But once you understand how it works, the clouds start to clear. 😉
Here’s the simplest way I explain it:
The infrastructure in many areas of The Villages—things like roads, tunnels, multi-modal paths and water systems—was financed through bonds. The cost is assessed to the properties that benefit from that infrastructure.
The important part: the bond is associated with the property, not with you personally.
So if you buy a resale home, that home might still have a bond balance. Or the previous owner may have already paid it off.
If there is a balance, you don’t necessarily have to write a check for the whole thing when you buy the house. The annual bond assessment appears on the property tax bill, or a homeowner can choose to pay off the remaining balance early.
And when you sell the home someday, an unpaid balance doesn’t follow you to your next house—it remains associated with that property.
When Fred and I were researching our move, I didn’t look at the bond by itself. I looked at our overall cost of living.
Even after factoring in our bond assessment, our property taxes here were still lower than what we had been paying in Ohio.
That’s why I always tell buyers: don’t let one number make the decision for you. Look at the whole picture.
When you’re comparing homes in The Villages, the bond balance is absolutely something we can look at together. One home may have a substantial balance remaining, while another may have little—or none.
It’s not something to ignore.
But it doesn’t have to be the big, scary storm cloud hanging over your decision either. ⛈️🩵
If the bond has been one of the things confusing you about The Villages, ask me your questions. I’m always happy to help clear things up.
PS—yes, this is a real photo I took outside my home in 2024!
