Century 21 Hawaiian Style Gold Team

02/04/2020

11/03/2019

Private showings on sundays is what we love to do🥰😇 This studio is at Island Colony, in the heart of Waikiki, 5 minutes away from the beach and with beautiful amenities 👌🏻 Price 245.000$ only (!)
Call: 808-367-5715 or email [email protected] for more info or to schedule a showing appointment.
Happy sunday everyone💕

MLS:201901900
Listed by: Aimee Kim, Century 21 Hawaiian Style

10/26/2019

Sold- representing buyer💪🏻🔥

10/22/2019

Signing day ✍🏻🏠 So happy for our client and her new home☺️ Thank you Anna for your trust💪🏻

What a real estate kind of monday💥

10/01/2019

Ever wonder what a real estate agent actually does for you? Does common sense beg the question of why you should sign with an agent for something so straight forward as buying or selling a house? It's a very fair question!

As it turns out, the process is not quite as straightforward as it may appear. Hours of behind the scenes prospecting, staying on top of a myriad of deadlined legal documentation, and an intimate knowledge of potential non-obvious pitfalls are just a small part of the value provided by a good agent.

Allow C21 Hawaiian Style Gold Team the chance to prove their worth to you!

If you're wondering what your Realtor is doing behind the scenes to earn her paycheck, we’ve compiled a list of nine important things.

09/24/2019

Fee Simple vs. Leasehold

Did you know that there are different types of real estate ownership? 🏡🏘🏠 That's right! And perhaps you have even heard the terms "Fee Simple" and "Leasehold". But what exactly do these terms mean?

FEE SIMPLE is the absolute and most complete form of ownership. A fee simple owner is given title of the property in perpetuity (forever), and has the right to posses, use, dispose, lease, give away, and pass it on to others upon death.

When a fee simple owner enters into a contract called a ground lease with someone, a LEASEHOLD interest is created. While the buyer does not own the land, they have now acquired the right to use the land for a pre-determined amount of time (it is not uncommon to even see over 100 years). During this period, the leasehold real estate can be transferred to a new owner, but that right to use is limited to the remaining time covered in the original lease. At the end of the term, the land reverts back to the owner.

So which route is right for you? C21 Hawaiian Style - Gold Team is ready and able to help you find that out!

09/20/2019

Pre-Qualified vs. Pre-Approved

If you are considering entering into the market as a buyer, knowing your spending power can be an invaluable tool. This is where going to your lender and getting pre-qualified or pre-approved for a mortgage comes into play. But what are the differences between the two?

Pre-Qualified:
The initial step! This is usually a quick process with little to no cost involved. After supplying a lender with your overall financial landscape (income, assets, debt, etc.), they can give you an official estimate on how much you can "expect" to borrow. Not only does this assist you in setting realistic limits on what you can shop for, but when you are ready to make an offer, a pre-qualification letter will show a seller that you mean business.

Pre-Approval:
The next step! While pre-qualification is a good indicator of your creditworthiness, pre-approval is the definitive word. Requiring an official mortgage application and usually accompanied with an application fee, the lender digs deep into your financial situation. With a pre-approval, you get a conditional commitment for a mortgage from your lender with a specified amount. This proves to a seller that you are not only serious, but ready to roll.

If you need help in getting pre-qualified/approved for a mortgage, or are just curious to learn more about this issue, please let us know. C21 Hawaiian Style - Gold Team is ready to help!

09/16/2019

With 2020 fast approaching, I'm sure some of you may be wondering if waiting until next year to buy a property as opposed to now is a wise decision. Here are a few things to consider:

1. Not only can you typically deduct interest paid on mortgages from your income tax, but energy efficient upgrades to the property can also bring tax breaks. Be aware that some solar equipment based tax incentives are being reduced next year.

2. It's currently a buyer's market in Hawaii and mortgage rates are low, but for how long? As the saying goes, "Strike while the iron is hot!"

3. We are currently coming up on an election year. This tends to cause instability in the market and can mix a lot of factors up.

(See more in the article below.)

Renewable energy and other tax benefits are a few of the items they can take advantage of now

09/12/2019

Thinking to stop paying someone else's mortgage with your rent dues every month and to finally pull that trigger by buying a home of your own? Or perhaps you are thinking of diversifying your portfolio with an investment property? If so, then GREAT NEWS - it is a total buyer's market in Hawaii! Last month alone, Median Single-Family Home prices fell -2.5%, and Median Condo prices fell -1.8%. And with mortgage interest rates at a near 3-year low, now is the time! Let us know how Gold Team @ Century21 Hawaiian Style can help you achieve your goals!