Mei Lai Tracy On

Mei Lai Tracy On Hawaiʻi Real Estate and Mortgage guidance. Let's talk story to understand your goals.

Coldwell Banker - Island Properties
RS # 88472

Edge Home Finance
NMLS # 2286149
(Team can serve 49 states)

05/11/2026

🏡 Ho‘opili new builds are getting attention in West O‘ahu! Red Tag deals, thousands off the purchase price, builder promos, closing cost credits + special discounts may be available. ✨

Comment ALOHA 🌺 to learn how to get represented by a REALTOR® of your choice — not just the builder’s sales office.

Tracy On | REALTOR® RS-88472 | MLO NMLS #2286149 | 📲 (310) 382-4862
Coldwell Banker Island Properties | Edge Home Finance | Equal Housing Opportunity | Not a commitment to lend. Promos subject to builder terms.

Thinking about buying but worried about the monthly payment? 🏡A 1% temporary rate buydown for the first year may help lo...
05/06/2026

Thinking about buying but worried about the monthly payment? 🏡

A 1% temporary rate buydown for the first year may help lower your starting payment and give you a little more breathing room while you settle into homeownership.

Available on eligible Conventional, VA, and FHA loans through June 30, 2026.

Have questions or want to see if this could work for you?

📲 Call/text me: (310) 382-4862
🌐 realestatesocial.club
📩

Tracy On
REALTOR® | Coldwell Banker Island Properties RS-88472
Mortgage Loan Originator | Edge Home Finance NMLS #2286149
Equal Housing Opportunity
This is not a commitment to lend. All loans subject to approval. Terms and eligibility may apply.

VALoan FHALoan ConventionalLoan MortgageTips HomeBuyingTips TracyGetsYouHome RealEstateSocialClub

04/30/2026

Keeping it simple today, because sometimes real estate is also about the everyday places that make a neighborhood convenient.

If you live, work, or spend time in Kapolei, having quick and easy spots like Oil Changers nearby is part of what makes the West Side lifestyle work. Easy errands, local convenience, and places that help keep your day moving.

That’s what I love highlighting through Real Estate Social Club, not just homes, but the community, the lifestyle, and the local places people actually use.

Have you been here before?

Drop your favorite Kapolei errand spot below 👇

Save this for later or share with someone who lives on the West Side.



Mei Lai Tracy On
REALTOR® | Coldwell Banker Island Properties | RS-88472
Mortgage Loan Originator | Edge Home Finance | NMLS
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to approval.

04/28/2026

Mortgage rates in the 80s hit 18%. In 2021 they dropped to 2.7%. Today we’re sitting around 6%.

So where does that put us in 50 years of history?

I’m breaking down mortgage rates decade by decade, from the 70s to right now, so you can actually see the full picture instead of making a decision based on a feeling.

Because the market you’re waiting for? The data says something different.

📍 Based in Hawaiʻi | Helping buyers get clarity before they commit

🔗 Link in bio to connect or get your questions answered

HawaiiHomes HomeBuying101 RESCHawaii

👋🏼 Tracy On | REALTOR®
🪪 RS-88472
📱 310.382.4862

04/23/2026

Open House 🏠 | Home Tour
Makakilo, Hawaiʻi 🌴

This one already is in contract 👀

✨ 4 bed | 3.5 bath | ~3,000 sq ft
✨ Private office w/ separate entrance
✨ Upstairs primary suite + lanai views 🌅
✨ Flexible spaces for gym, media, or guests

Quiet cul-de-sac, close to Kapolei—but feels tucked away.

Homes like this come and go fast on Oʻahu.

If you’re even thinking about buying… be ready.

—

📩 DM me “ALOHA” and I’ll help you get a game plan in place
(pre-approval, strategy, next homes before they’re gone)

💾 Save this
📤 Share with someone looking on Oʻahu

🎥


Listed by Cindy Rasmussen, Coldwell Banker Island Properties

💻Mei Lai Tracy On
🏠REALTOR® | RS-88472
🏦MLO | NMLS #2286149

04/22/2026

🌴 Thinking of selling your hale or finding your dream home in Hawai‘i?

🏠 The Aloha Home Guide is your local go-to-full of local tips, real estate insights, and step-by-step help.

🌺 Tap the link in my bio to download your free guide now!

Ready to make your next move? Leave a simple ‘Aloha’ in the comments 🤙 🌊

04/22/2026

March Report 2026 Year to Date 💻

👋🏼 Tracy On | REALTOR®
🪪 RS-88472
📱 310.382.4862

👉 Save this for later
👉 Share with someone watching the market

👇 Comment REPORT and I’ll send you the full Oʻahu market breakdown 📊

04/15/2026

📍 The 3 Areas Quietly Dominating Oʻahu Real Estate

🌴 Not all parts of Oʻahu are moving the same right now…

Here’s your Hawaiʻi Market Report from the Real Estate Social Club.

The majority of transactions are happening in:

📍 Waikiki
📍 Kaka ako
📍Makakilo Upper

👉 These areas are quietly dominating the market.

Why?

✔️ Lifestyle + location balance people actually want

And here’s the part most people don’t realize…

Oʻahu isn’t one market, it’s multiple micro-markets happening at the same time.

👉 Some areas are competitive
👉 Some are opening up opportunities
👉 Some are just getting started

So if you’re thinking about buying or selling…
your strategy should depend on where you’re looking — not trying to time the market.

📊 Data prepared by Title Guaranty Hawaiʻi

👋🏼 Tracy On | REALTOR®
🪪 RS-88472
📱 310.382.4862

👉 Save this for later
👉 Share with someone watching the market

👇 Comment REPORT and I’ll send you the full Oʻahu market breakdown 📊

04/12/2026

🌺 What if your next home didn’t just fit your life…but your whole ʻohana?

Makakilo under $2M with space for:
✔️ Multigenerational living
✔️ Room for parents or extended family
✔️ Or rental income downstairs to help offset your mortgage

This is how a lot of local families are buying smarter right now 👇

Not just a home… but a setup.

👉 Live upstairs
👉 Rent downstairs
👉 Or keep your ʻohana close (without being on top of each other)

Because in Hawaiʻi… it’s not just about buying a house
It’s about creating options.

If you’ve been thinking about this kind of setup, let’s map it out together.

Comment OHANA and I’ll send you the listing, create a simple plan, let’s talk story 🤙

Save this + share with someone in your family who’s been talking about living together. Sometimes combining incomes is the way to stay in the islands 🌴

#

Mei Lai Tracy On
Coldwell Banker
Island Properties | REALTOR®
License #: RS-88472

Listed by: Jocelyn Okudara
Coldwell Banker
Island Properties
REALTOR®
License : RS - 53488

Address

Honolulu, HI
98615

Telephone

+13103824862

Website

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