Mei Lai Tracy On

Mei Lai Tracy On Hawaiʻi Real Estate and Mortgage guidance. Let's talk story to understand your goals.

Coldwell Banker - Island Properties
RS # 88472

Edge Home Finance
NMLS # 2286149
(Team can serve 49 states)

SOLD. 🔑Really grateful for the trust my clients placed in me with the sale of their home.There were a lot of moving piec...
08/13/2026

SOLD. 🔑

Really grateful for the trust my clients placed in me with the sale of their home.

There were a lot of moving pieces along the way, strategy, negotiations, deadlines, decisions, but keeping my clients informed and getting them to the finish line was always the priority.

So happy to see this one officially closed. 🏡

Thinking about selling on Oʻahu? Let’s talk about your options and put a strategy together.

📲 (310) 382-4862

Mei Lai Tracy On, REALTOR® | RS-88472
Real Broker, LLC

Transaction closed while affiliated with Coldwell Banker Island Properties.

🌺 Today was a good day. 🏡🔑Closing day is always exciting, but what many people don’t see is everything that happens behi...
07/20/2026

🌺 Today was a good day. 🏡🔑

Closing day is always exciting, but what many people don’t see is everything that happens behind the scenes to make it possible.

From managing escrow timelines and negotiating through inspections to staying in constant communication with the buyer’s agent, escrow, title, and the lender, every detail matters. My job is to help guide the process, solve challenges along the way, and keep everything moving toward a successful closing. Fantastic team who helped from start to finish. 👏🏼 (Bernadette Hanna, Kai Li Woolworth Dickson, Paul Peck )

Mahalo to my incredible sellers for trusting me with one of life’s biggest milestones. It was truly an honor to represent you, and I’m excited for this next chapter ahead. 🤙✨

🏡 If you’re thinking about selling your home and want a trusted advocate to guide you from listing to closing, I’d be honored to help. Let’s talk story.

Mei Lai Tracy On, Realtor® | RS-88472
Coldwell Banker Island Properties
📱 (310) 382-4862
📧 [email protected]
🌐 realestatesocial.club

🏷️ Up to $40,000 in Red Tag savings may be available -but these opportunities won’t last.Select move-in-ready homes are ...
07/11/2026

🏷️ Up to $40,000 in Red Tag savings may be available -but these opportunities won’t last.

Select move-in-ready homes are offering limited-time incentives in:

📍 ʻĀhakea
📍 Uluwehi
📍 Alana
📍 Kāpili

Comment “RED TAG” or DM me for the current availability list and details. 🏡

Mei Lai Tracy On
Kamaʻāina REALTOR® | RS-88472
Coldwell Banker Island Properties

📲 (310) 382-4862
📧 [email protected]
💻 realestatesocial.club

🌟 Grateful for kind words from a client.Buying or selling a home should feel clear, smooth, and supported every step of ...
07/01/2026

🌟 Grateful for kind words from a client.

Buying or selling a home should feel clear, smooth, and supported every step of the way. I’m thankful to help my clients move forward with confidence. 🏡✨

Mei Lai Tracy On
Coldwell Banker Island Properties
RS-88472
📲 310-382-4862
🌐 www.realestatesocial.club

Ready to talk story about your next move?
📩 Message me today

05/11/2026

🏡 Ho‘opili new builds are getting attention in West O‘ahu! Red Tag deals, thousands off the purchase price, builder promos, closing cost credits + special discounts may be available. ✨

Comment ALOHA 🌺 to learn how to get represented by a REALTOR® of your choice — not just the builder’s sales office.

Tracy On | REALTOR® RS-88472 | MLO NMLS #2286149 | 📲 (310) 382-4862
Coldwell Banker Island Properties | Edge Home Finance | Equal Housing Opportunity | Not a commitment to lend. Promos subject to builder terms.

Thinking about buying but worried about the monthly payment? 🏡A 1% temporary rate buydown for the first year may help lo...
05/06/2026

Thinking about buying but worried about the monthly payment? 🏡

A 1% temporary rate buydown for the first year may help lower your starting payment and give you a little more breathing room while you settle into homeownership.

Available on eligible Conventional, VA, and FHA loans through June 30, 2026.

Have questions or want to see if this could work for you?

📲 Call/text me: (310) 382-4862
🌐 realestatesocial.club
📩

Tracy On
REALTOR® | Coldwell Banker Island Properties RS-88472
Mortgage Loan Originator | Edge Home Finance NMLS #2286149
Equal Housing Opportunity
This is not a commitment to lend. All loans subject to approval. Terms and eligibility may apply.

VALoan FHALoan ConventionalLoan MortgageTips HomeBuyingTips TracyGetsYouHome RealEstateSocialClub

04/30/2026

Keeping it simple today, because sometimes real estate is also about the everyday places that make a neighborhood convenient.

If you live, work, or spend time in Kapolei, having quick and easy spots like Oil Changers nearby is part of what makes the West Side lifestyle work. Easy errands, local convenience, and places that help keep your day moving.

That’s what I love highlighting through Real Estate Social Club, not just homes, but the community, the lifestyle, and the local places people actually use.

Have you been here before?

Drop your favorite Kapolei errand spot below 👇

Save this for later or share with someone who lives on the West Side.



Mei Lai Tracy On
REALTOR® | Coldwell Banker Island Properties | RS-88472
Mortgage Loan Originator | Edge Home Finance | NMLS
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to approval.

04/28/2026

Mortgage rates in the 80s hit 18%. In 2021 they dropped to 2.7%. Today we’re sitting around 6%.

So where does that put us in 50 years of history?

I’m breaking down mortgage rates decade by decade, from the 70s to right now, so you can actually see the full picture instead of making a decision based on a feeling.

Because the market you’re waiting for? The data says something different.

📍 Based in Hawaiʻi | Helping buyers get clarity before they commit

🔗 Link in bio to connect or get your questions answered

HawaiiHomes HomeBuying101 RESCHawaii

👋🏼 Tracy On | REALTOR®
🪪 RS-88472
📱 310.382.4862

04/23/2026

Open House 🏠 | Home Tour
Makakilo, Hawaiʻi 🌴

This one already is in contract 👀

✨ 4 bed | 3.5 bath | ~3,000 sq ft
✨ Private office w/ separate entrance
✨ Upstairs primary suite + lanai views 🌅
✨ Flexible spaces for gym, media, or guests

Quiet cul-de-sac, close to Kapolei—but feels tucked away.

Homes like this come and go fast on Oʻahu.

If you’re even thinking about buying… be ready.

—

📩 DM me “ALOHA” and I’ll help you get a game plan in place
(pre-approval, strategy, next homes before they’re gone)

💾 Save this
📤 Share with someone looking on Oʻahu

🎥


Listed by Cindy Rasmussen, Coldwell Banker Island Properties

💻Mei Lai Tracy On
🏠REALTOR® | RS-88472
🏦MLO | NMLS #2286149

04/22/2026

🌴 Thinking of selling your hale or finding your dream home in Hawai‘i?

🏠 The Aloha Home Guide is your local go-to-full of local tips, real estate insights, and step-by-step help.

🌺 Tap the link in my bio to download your free guide now!

Ready to make your next move? Leave a simple ‘Aloha’ in the comments 🤙 🌊

Address

Honolulu, HI
98615

Telephone

+13103824862

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