Elena Roud East Oahu Realtor in Hawaii - Риэлтор на Гавайях

08/21/2026

🌀 Берегите себя: Напоминание о сезоне ураганов на Гавайях

🌺Друзья, напоминаем, что сейчас в разгаре сезон ураганов. Глядя на то, какие разрушения и хаос могут приносить стихийные бедствия, мы понимаем, насколько важно быть готовыми заранее. Пожалуйста, не откладывайте сборы на последний момент.

Что стоит проверить прямо сейчас:Запас воды и еды: минимум на 3–14 дней на каждого члена семьи.Аптечка и документы: соберите всё важное в один непромокаемый рюкзак.
Зарядные устройства: держите пауэрбанки полностью заряженными.
План действий: обсудите с близкими, где вы встретитесь, если пропадет связь.
Природа островов прекрасна, но требует уважения.
Желаем всем нам спокойного и безопасного сезона. Берегите себя, свои семьи и дома! Старайтесь следовать правилам готовности Округа Гонолулу. 🤙


#СезонУраганов

Hurricane season in Hawaii is almost here, but don't wait for an imminent threat to prepare. Follow these precautions now to ensure the safety of your family and home in the event of a hurricane.

07/22/2026

After nearly a year on the market, I'm excited to share that my luxury listing at **278 Makaweli Place in Koko Kai** is getting a fresh start. One of the biggest obstacles was waiting for the final building permits to be closed—and that milestone has finally been completed. Mls #202613989 List Price$4,100,000

This is a truly unique home in one of Hawaii Kai's most prestigious neighborhoods, offering breathtaking ocean views, two primary bedroom suites (one on each level), plus a separate guest suite in the newly added pool house. My contractor also confirmed that an elevator (lift) could be installed, making the home even more adaptable for multi-generational living or aging in place.

If you know someone who has been dreaming of moving into a luxury Hawaii Kai neighborhood, I would be grateful if you would share this property with them.

Please take a look at the video tour below. If you have any questions about the home or would like to chat about the Hawaii Kai market, simply reply to this email or give me a call. I'm always happy to help.
For full information check link in comments below
Elena Roud
Locations LLC | RB-19772


















**🎥 Watch the video tour:

Must See! Experience the rare serenity of one of Hawaii Kai's most ...

06/22/2026

For military families looking at long-term appreciation, lifestyle, and value, I would rank these Oahu areas as having some of the strongest potential over the next 5-10 years:

1. Wahiawa ★ Most Undervalued

Why:

More affordable than many Honolulu neighborhoods.
Strong demand from military families near Schofield Barracks and Wheeler Army Airfield.
Larger lots than many newer communities.
Limited land for future expansion.

Opportunity: Buyers can still find homes under the median price of many East and South Oahu neighborhoods.

Challenge: Older housing stock often needs upgrades.

2. Ewa Beach & Kapolei ★ Growth Corridor

Why:

Continued infrastructure, shopping, and employment growth.
New schools, medical facilities, and retail development.
Strong military demand from families stationed at West Oahu bases.

Opportunity: Long-term population growth supports housing demand.

Challenge: Increased inventory and traffic can slow appreciation compared to previous years.

3. Mililani ★ Stable Family Market

Why:

Excellent reputation for schools and community amenities.
Consistently attracts military and local families.
Historically holds value well during market shifts.

Opportunity: Strong resale demand.

Challenge: Higher entry prices than Wahiawa.

4. Makakilo ★ Hidden Opportunity

Why:

Larger homes and views for the price.
Benefits from Kapolei's growth.
Often overlooked by first-time buyers.

Opportunity: Better value per square foot.

Challenge: Commute and hillside terrain.

5. Waipahu & Pearl City ★ Workforce Housing

Why:

Central location.
Access to rail expansion.
Strong rental demand.

Opportunity: Good balance of affordability and convenience.

Challenge: Smaller lots and older homes in some neighborhoods.

If I Were Advising a Military Buyer Today

For the best combination of appreciation potential, affordability, and VA financing opportunities, I would focus first on:







https://www.locationshawaii.com/buy/oahu/military/?aid=428

These areas continue to attract military families while remaining more attainable than many neighborhoods in Honolulu, Hawaii Kai, or Kailua. The buyers who tend to do best are those who purchase based on long-term livability and hold the property through multiple PCS cycles rather than trying to time the market.

As a buyer's agent, one of the biggest ways you can help is identifying neighborhoods where today's affordability gap may become tomorrow's appreciation opportunity. Right now, Wahiawa remains one of the strongest examples of that on Oahu. 🌺

06/10/2026

In a world that feels fast and uncertain, one thing stays important—planning ahead for our families.

I’m grateful my brokerage is focused on education around assisted living options like Plaza Waikiki and similar communities, helping families understand choices early and with clarity.

These conversations are not always easy, but they can make a big difference when done ahead of time—bringing more peace, dignity, and support when it’s needed most.

If you or someone you know is starting to think about next steps for a loved one, I’m always here as a resource.

With Aloha 🌺 Elena

06/10/2026

🌧️ New O‘ahu Flood Zone Maps Take Effect June 10

Homeowners, buyers, and property investors should be aware that updated flood zone maps for O‘ahu take effect on June 10. These changes may impact flood insurance requirements, building regulations, and future property planning.

If you own property or are considering buying or selling, now is a good time to review how these updates may affect you.

Feel free to reach out if you have questions about your property or neighborhood.

06/05/2026

Here's a detailed breakdown of key Oahu single-family home market areas, looking at the past 12 months ending May 2026.

Feel free to reach out anytime if you’d like guidance, deeper insight on a property, or help narrowing down what fits your goals best.

https://www.locationshawaii.com/news/research/may-2026-marks-fastest-oahu-single-family-home-market-in-four-years/?aid=428

Oahu's real estate market continued to follow typical seasonal trends in May 2026, with steady buyer demand supporting both home and condo prices. While affordability challenges, economic uncertainty, and global events continue to influence buyer behavior, the island's housing market remains...

06/03/2026

Many investors are not aware that they may qualify for financing without using their personal income to qualify. One popular option is a DSCR (Debt Service Coverage Ratio) Loan, designed specifically for real estate investors purchasing or refinancing investment properties.

What Is a DSCR Loan?

A DSCR loan focuses primarily on the property's ability to generate income rather than the borrower's personal tax returns, W-2s, or employment history. The lender compares the property's expected rental income to the monthly mortgage payment and other housing expenses.

Common Benefits

✅ No personal income verification in many cases
✅ No tax returns required by many lenders
✅ Available for purchases, refinances, and cash-out refinances
✅ Can be used by experienced and first-time investors
✅ Financing available through LLC ownership with some loan programs

Typical Requirements

While requirements vary by lender, investors should generally expect:

Credit score typically 620–680+ (higher scores often receive better rates)
Down payment usually 20%–30% for purchases
Property must qualify as an investment property
Sufficient rental income to meet lender DSCR guidelines
Property appraisal, often including a market rent analysis
Proof of available funds for down payment and closing costs
Cash Reserve Requirements

Most lenders require borrowers to maintain additional funds after closing, known as cash reserves.

Cash reserves may include:

Checking and savings accounts
Money market accounts
Stocks and investment accounts (subject to lender guidelines)
Retirement accounts (a percentage may be eligible)

Typical reserve requirements range from:

3 to 12 months of mortgage payments
Higher reserve requirements for multiple properties or cash-out refinances

These reserves help demonstrate the ability to cover unexpected vacancies, repairs, or market fluctuations.

Who May Benefit?

DSCR loans can be attractive for:

Self-employed investors
Investors with significant write-offs on tax returns
Buyers expanding a rental portfolio
Investors seeking a simpler qualification process
Individuals purchasing long-term rental properties or certain vacation rental investments
Let's Discuss Your Current Investment Goals

Real estate financing options continue to evolve, and what worked a few years ago may not be the best fit today.

If you are considering purchasing, refinancing, leveraging equity from an existing property, or expanding your investment portfolio in Hawaii or elsewhere, I would be happy to discuss your current goals and connect you with experienced lending professionals.

05/22/2026

Did you know that the Locations Mobile App gives you instant access to the most accurate, up-to-date property listings and information in Hawaii?

Click here to download the Mobile app:

https://tacoma.redata.com/vp/jsps/COMMON/PREF_AGENT_PROMO.jsp?SITE=PRUDHI&cd_Agent=40217

Be sure to select me as your agent when you register!

Our free app gives you:

✔️Homes for Sale and Open Houses Around Your Location: Be in the know on the go!

✔️Market Stats: Check current market conditions from your couch, the car, or at an open house.

✔️Neighborhood Details: See if the neighborhood fits your needs with our handy "Points of Interest" feature.

✔️Agent Contact Information: Keeping in touch with your REALTOR® is just a tap away!

If you have any questions about the Locations app—or Hawaii real estate in general—please don’t hesitate to call me at +1 8082247274 or send me an email:

📧[email protected]

05/12/2026

A Buyer Representation Agreement is not meant to pressure buyers . It is designed to create transparency, loyalty, communication, and professional guidance from the very beginning of the home search process.

If you are starting your Oʻahu home search online, one important step many buyers do not fully understand is the Buyer Representation Agreement.

As Hawaii real estate continues to evolve, having a clear agreement in place before touring properties helps protect both the buyer and the agent — while creating a smoother, more professional experience for everyone involved.

Here is why it matters:

Why a Buyer Representation Agreement Is Important

When buyers begin touring homes without a clear understanding of representation, compensation, communication expectations, or agency relationships, confusion can happen later during negotiations or escrow.

A Buyer Representation Agreement helps create:

Clear expectations from the beginning
Better communication
More organized property tours
Stronger negotiation strategy
Protection of the buyer’s interests
A more efficient search process

Instead of casually opening doors, your agent becomes a committed advisor helping you make informed decisions about pricing, financing, neighborhoods, resale potential, inspections, and contract strategy.

How Buyers Benefit:
1. Better Guidance Before You Fall in Love With a Property

Many buyers start touring before understanding:

financing options
monthly payment comfort
insurance considerations
building issues
leasehold vs fee simple
future resale potential
special assessments
neighborhood trends

Having representation early helps buyers avoid costly surprises.

2. Stronger Negotiation Support

A dedicated buyer’s representative works to:

analyze market value
explain comparable sales
identify negotiation opportunities
protect contract timelines
coordinate inspections and due diligence

Especially on Oʻahu, where inventory can move quickly, preparation matters.

3. Clear Understanding of Compensation

Real estate practices have changed nationally, and compensation structures may vary from property to property.

Discussing representation upfront allows buyers to clearly understand:

how representation works
possible compensation structures
what services are included
what to expect before making offers

This helps avoid misunderstandings later in the transaction.

4. More Strategic Property Tours

A serious consultation before touring often saves buyers significant time.

Instead of randomly seeing homes online, buyers can focus on:

lifestyle fit
commute
school districts
investment potential
maintenance costs
future appreciation
insurance and HOA considerations
Why This Matters on Oʻahu

Oʻahu’s market is unique. Every area — from Hawaii Kai to Waikiki, Kapolei or Kailua — has different factors affecting value, insurance, maintenance costs, rental potential, and long-term appreciation.

Working with a buyer’s representative before touring can help buyers understand not only what they like emotionally, but also what makes financial and practical sense long term.

05/05/2026

Hawaii Kai living, at a more accessible entry point, Hawaii Kai opportunity: attached homes under $1,2 mil with no HOA fees:

MLS 202607973.

This immaculate 3-bedroom, 2-bath home offers comfort and convenience on a quiet cul-de-sac in desirable Kalama Valley. Enjoy the thoughtful layout, stainless steel appliances, quartz and granite countertops, and generous closet and storage space. Beautiful, durable vinyl plank flooring adorns the s...