10/08/2026
Renters insurance can be easy to overlook until severe weather makes it matter.
A landlord's insurance policy generally covers the building itself, but it typically does not cover a resident's personal belongings or personal liability. Actual coverage depends on the policies involved.
Before storms, heavy rain, or high winds move through, it is worth confirming that the policy is active, covers the correct address, and includes any coverage or endorsements the lease may require.
Coverage requirements and availability vary by state, carrier, policy, and lease terms.
Have you checked whether your policy is still active this year?