JMA Realty

JMA Realty JMA Realty provides services for sellers and buyers. Our goal is to make sure that your real estate needs are met.

We like smooth transactions and enjoy working with our clients.

02/04/2026
12/02/2025

50 Year Mortgage?
The U.S. housing market may be on the verge of a major structural shift. According to The Hill, the Trump administration is reviewing the idea of introducing a 50-year mortgage product, a move designed to improve affordability and stimulate demand.

If implemented, this would be one of the largest changes to the American mortgage system in decades. International investors should pay close attention.

If the plan moves forward, the impact is clear. Demand will surge, competition will increase, and property prices will rise even faster. If you own before this is put into place, this can potentially mean a fast and significant increase in your property value. Instant Equity!

Which means the best time to buy is before that happens.

Open house on Friday from 1-3 pm... Come see!
10/13/2025

Open house on Friday from 1-3 pm... Come see!

09/07/2025

The state of Florida - they do not have a state income tax. they receive money from Property tax and sales tax...

Check this out:
Florida Lawmakers Debate Property Tax Elimination

Proposal Could Reach 2026 Ballot, Requiring 60% Voter Approval

The Florida House Select Committee on Property Taxes will meet September 22–23 to debate statewide cuts or elimination.

The Florida House Select Committee on Property Taxes will meet September 22–23 to debate statewide cuts or elimination.
In spring 2025, House Speaker Daniel Perez of Miami created the committee to study property taxes.
Members held two meetings in May 2025 to begin discussions on reducing or removing the tax.

Support for the Proposal

Governor Ron DeSantis and Chief Financial Officer Blaise Ingoglia support the plan.

Ingoglia said, “People are concerned with the level of property taxes they are paying. Local officials say their budgets are already cut to the bone, but I can tell you that is not the case.”

Path to Ballot

Lawmakers want a constitutional amendment on the November 2026 ballot.
The measure requires 60% voter approval to pass.

Ongoing Reviews

Audits of county finances are underway for 2021 through 2025.

Palm Beach County is one focus of those reviews. The findings aim to highlight government spending patterns.

Role of Property Taxes

Property taxes fund schools, police, fire services, and infrastructure. They also support matching grants from state and federal programs.

Concerns About Revenue Replacement

The Florida Policy Institute warns that elimination without a replacement could undermine public services.

Analysts estimate the state sales tax would need to rise from 6% to at least 14% to cover the gap.

That increase could affect low- and middle-income households.
Renters would not see property tax savings but would pay more in consumption taxes.

Local Government Warnings

Local officials warn that immediate service cuts could follow.

They also say infrastructure projects could face long delays if revenues shrink.

Wider Economic Impacts Under Study

Lawmakers commissioned studies to model effects on small businesses, tourism, and income gaps.

Other states have explored property tax reductions. Florida’s proposal remains among the most aggressive.

State and local officials continue to review fiscal and economic trade-offs.

Can they survive without property tax?

10/10/2024

To all my Florida friends and associates, I am praying for your safety. Insurance will take care of everything else. Stay safe.

John Amos passed on August 21, 2024.  His family just released the information.  *Damn, Damn, Damn* Rest peacefully Sir!
10/02/2024

John Amos passed on August 21, 2024. His family just released the information. *Damn, Damn, Damn* Rest peacefully Sir!

Address

431 Lorna Square
Hoover, AL
35216

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm

Telephone

+12052676567

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