08/11/2026
🏡 WOULD YOU BUY A HOME IF YOU COULD TAKE OVER THE SELLER’S LOW INTEREST RATE?
These are just some of the assumable mortgage listings currently available around the Twin Cities! 👀 (I am not the listing agent, they are all listed by different brokerages)
I get updated listings regularly, for me and my buyers. Some sellers may have existing FHA, VA or USDA financing with super low interest rates, that could potentially be assumed by a qualified buyer.
Why does that matter?
With an assumable mortgage, you may be able to take over the seller’s existing mortgage, including their interest rate and remaining loan terms, instead of financing the entire purchase with a new mortgage at today’s rates.
⚠️ There are catches. For the RIGHT buyer and the RIGHT house, an assumable mortgage can be an incredible option.
🎥 Want to understand how assumable mortgages actually work?
I made a full YouTube video explaining them, including the benefits, drawbacks and what buyers need to know:
👉 Watch my Assumable Mortgage video:
https://youtu.be/gk7kAmBNJAc?is=Wcd9SHUg_MaAF-JB
📘 And if you’re thinking about buying a home, grab a copy of my book, Think Like a Real Estate Agent — Buyer’s Edition.
I wrote it to help buyers understand the strategies, questions and potential mistakes that real estate professionals know to look for, so you can make a more educated decision when buying a home.
👉 ThinkLikeARealEstateAgent.com
📍 Looking for a home in the Twin Cities?
I’d be happy to help you search for assumable mortgage opportunities and other financing strategies that could make buying a home more affordable.
Jessica Maroto
Broker/Owner | Buy-Sell Homes Realty
📞 612-396-9452