Ruth Dirienzo Whitehead- Keller Williams Real Estate

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United States
Horsham, PA
Ruth Dirienzo Whitehead- Keller Williams Real Estate

helping clients buy and sell real estate in Montgomery and Bucks County in Pennsylvania. I also have a national referral database with realtors ready to help!

04/11/2023

Selling your home with pets can be challenging ... not only because it can be stressful removing pets for every showing, but also because buyers want to envision themselves living in your home, and that means hiding any evidence that animals live there. One whiff of a dirty litter box or smelly carpets, or view of a mess in the yard, can easily ruin a showing and the best outcome.

While you love your furry family member, sadly, not every buyer will.

→ Swipe to see what you can do to prepare your home to sell when pets are involved. The time you invest now in preparing your home will pay off in a successful sale!

04/10/2023

MOTIVATIONAL MONDAY ✨

Success is often viewed as the ultimate goal in life. We strive for it, work towards it, and celebrate it when we achieve it. But what about failure? Is it something to be avoided at all costs, or is it an inevitable part of the journey towards success?

Failure provides us with valuable lessons that we can learn from and use to improve ourselves. It's through our failures that we gain the experience, knowledge, and skills that are necessary for success.

If we allow the fear of failure to hold us back, we're limiting our potential for growth and achievement. We're also denying ourselves the opportunity to learn and improve.

So the next time you experience failure, don't view it as the end of the road. Instead, see it as an opportunity to learn and grow. Embrace it, study it, and use it as motivation to keep pushing forward.

Remember, success is not a straight line – it's a journey with ups and downs. Failure is simply a part of that journey. So don't be afraid to fail – it's all part of the process towards achieving your goals and realizing your full potential.

04/09/2023

From my home to yours, Happy Easter!
⁣
Thankful, especially this year, for what Easter signifies — a symbol of transformation, hope, renewal, and new life. ✨

04/07/2023

"Buying made easy" should always be the goal, and the process can be simple and stress-free if you partner with the right individuals to represent you. It also helps to know what’s coming at each stage of the process so you can be prepared to ask the right questions and make the best decisions.

Here's the mortgage process at a glance:

➀ GET ORGANIZED.
Collect your financial documents — 2 years of tax returns, W2, 1099, business profit / loss statements, recent bank statements, and pay stubs. Review all of your monthly expenses to determine a budget that works for you, and stick to it.

➁ CHOOSE A LENDER. Establish a relationship with a vetted and trusted mortgage lender. Need recommendations? I have people I work with daily and would be happy to connect with you.

➂ GET PRE-APPROVED.
Submit an online mortgage application and review with your lender to discuss the best mortgage products and outline your buying power.

➃ GO UNDER CONTRACT & OBTAIN APPROVAL.
Once you've signed on the dotted line, and your offer has been accepted, the lender will order the appraisal and submit your file to underwriting for final mortgage approval. They will verify your employment, run your credit, and confirm your assets and liabilities.

➄ SETTLEMENT DAY / CLOSING!
You will sign settlement documents with the lender and title company or attorney. Then you get the keys to your new home!

It's as simple as you are prepared and guided! Be sure to get organized and work with a professional team to make this a seamless and memorable experience.

Don’t let the mortgage process intimidate you. Bookmark this guide for later so you can refer back to it when you’re ready. If you have any questions or need a recommendation for a great lender, don’t hesitate to reach out, I’m here to help!

04/06/2023

One of the scariest prospects of selling your home in today's market is the possibility of being unable to find a new home to purchase after selling your current home. In a perfect scenario, the sale of your old home and the purchase of a new one would be flawlessly synchronized: sign two sets of documents, exchange keys and everything falls into place! However, that level of coordination doesn't always occur.

The thought of being without a home can be daunting, but it's important to remember that there are options available! Here are just a few ideas if you're considering selling, but wondering what you will do in the interim of finding a new home:

➊ Ask the buyer during negotiations for a leaseback agreement.

This is often the best option for a seller if the buyer is flexible because it allows you to only move once. A leaseback is essentially a lease agreement between you and the buyer, with you agreeing to pay their new mortgage as "rent" for a month or two so that you can stay in your current home as you look for a new one.

➋ Short-term rentals.

Although moving twice is not ideal, if you can sell your home for top dollar in today's competitive seller's market, it may just give you the extra cash needed to find a short-term rental to stay in, and a storage unit, while you hunt for a new home. With the shortage of inventory, this will allow you the flexibility to find the RIGHT fit, and not rush to find a home in a short period of time, or overbid on a home out of desperation. Have kids or pets and dread this option? Just remember, it's temporary!

➌ Stay with friends and family.

If it looks like it will be a matter of a short delay, you could stay with family or friends. The advantage of shacking up with loved ones is that it may be free — a big plus.

The current real estate market can be difficult to navigate, but having a solid plan and a good agent by your side can greatly impact your experience and make all the difference!

04/04/2023

Although we are currently still in a seller’s market (which means that sellers have the advantage), buyers can still negotiate to get a good deal on a home.

Of course, price is important when you’re buying a home, however, it is not the only negotiable part of the sale.

→ Swipe to see 10 things you can negotiate as a buyer when you're planning on submitting an offer.

Remember that every situation is unique, and what you can negotiate will vary depending on the market, the seller's situation, and your own priorities. If you're thinking about making a move this year, send me a message. I would love to discuss our current market in our area, and how I can help you navigate the buying process to ensure you get the best deal.

04/03/2023

MONDAY MINDSET ✨

It's easy to get caught up in the comparison game, especially in today's social media-obsessed world. We scroll through endless feeds of perfectly curated images and feel like we can never measure up. But the truth is, no one can be you — and that's your power.

Your experiences, talents, and unique perspective on the world are what make you special. It's important to remember that comparison is the thief of joy, and that no one can ever truly replicate what you bring to the table.

So embrace your quirks, your passions, and your individuality. Don't be afraid to stand out and be yourself, even if it means going against the grain. Your authenticity and uniqueness are what make you unforgettable.

And if you ever find yourself feeling down or doubting your worth, remember this quote. It's a reminder that you are enough, just as you are, and that your differences are what make you truly extraordinary.

So go out there and show the world what makes you one of a kind. You have a power that no one else possesses, and it's time to embrace it and let it shine.

04/01/2023

Reminder! Your monthly homeowner checklist ✔️

With the warmer temperatures and all the colorful trees and flowers blooming, April can be energizing and bring a feeling of renewal. It’s also a good month to kick-start your home’s spring cleaning maintenance tasks, both inside and out.

Don't forget to plant grass seed and fertilize your lawn this month, after raking up any leftover leaves — it's the ideal time to grow some lush, green grass to enjoy all summer long!

Save this post for later and pick 1 or 2 off the list every weekend to keep your home fresh and functioning at its best! What are you tackling first?

03/30/2023

Thank you to my clients for their recent review ❤️. If you are looking for an experienced realtor to sell or buy real estate who will put you first , let’s connect…

03/30/2023

Somehow, it’s 2023, and it’s already time to start prepping those tax returns. If you bought a house in 2022, this post is for you!

Here are the documents you need to provide your accountant if you purchased a home in 2022:

➊ Closing statement.
The settlement statement provides the figures you will need to claim any first-time homebuyer's tax credit, as well as any of the interest or tax payments you want to deduct that are not included on your Form 1098 or property tax statement. This would include any additional points you paid or property tax paid into a lender's escrow account.

➋ 1098 Form.
The 1098 is your mortgage interest statement. It shows how much interest you paid on your mortgage loan over the year.

➌ Property tax statement.
Property taxes are also deductible, and while they’re often noted on your 1098 forms and closing statements, there’s a chance they might not be — particularly if you chose not to use an escrow account.

➍ Home improvement receipts.
Typically, home improvements aren’t deductible, but there are some cases when they might be. If your updates were medically related, or if they improve your home’s energy efficiency (like a solar panel system or adding additional insulation), they might qualify you for a write-off or tax credit.

03/29/2023

Happy first day of spring! 🌷

Are you ready to breathe life back into your home after a long winter? It's time to get organized and declutter your space for a fresh start to the season!

Here are a few easy home organizing tips to help you tackle clutter in every part of your home:

✔️ Follow the one-in, one-out rule of organizing (for each new item brought into your home, one has to leave)
✔️ Try the tray trick to organize cluttered countertops
✔️ Use a turntable to store condiments in the fridge
✔️ Take advantage of drawer dividers and organizers (especially in the kitchen)
✔️ Color coordinate your closet
✔️ Have a donation or discard bin around at all times.
If you have some gently used clothes or items you are looking to get rid of, donate them to a local charity!

03/28/2023

When selling a home, most realtors do what I like to call "the 3 P's", which are: placing a sign in your yard, putting your home in the MLS, and praying.

However, I have a slightly different philosophy around the 3 P’s — I PREPARE your home to appeal to the most buyers, POSITION it correctly in the market, and PRESENT your home strategically to sell your home quickly.

Swipe → to learn more about how I typically net my sellers more money and sell their homes faster using my unique approach.

Address

400 Horsham Road, Suite 108
Horsham, PA
19044

Telephone

+12156578100

Website

http://rdwhomes.com/

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