Vanessa Ruiz Realtor

12/29/2023

CLOSED AND FUNDED!!

Congratulations to my buyers! 🥰 I am honored and overjoyed to be part of their journey. We closed with a 5.85% interest rate, all closing cost paid by the builder and a new washer & dryer! 💪💪

Just call me Santa! 😉🎅

03/11/2023

Let the games begin! Spring cleaning all technology this weekend!💻 Social media, computer files, email… Who knows, I may even decide to start my closet. 🤷‍♀️😂

04/27/2022

📋 It’s common for a desktop to become a catch-all for all things work (and not so work) related. For me, It's my kids' toys!

✨ To help you tidy up a little bit, I’ve put together a list of desk organization ideas to keep your workspace clean. Trust me, you will thank me later.

1. Keep Your Desktop Simple
2. Develop A System For Document Management
3. Make Your Own Desktop Organizer
4. Make Room For Your Keyboard
5. Use Drawer Organizers

Vanessa Ruiz | The Loken Group | Keller Williams Platinum
[email protected] | (281) 883-3365

Vanessa Ruiz

02/14/2022

All you need is love. And a little chocolate. Happy Valentine's Day, friends!

02/14/2022

I heard... "We have the one and only, Snoop D-O double G..."

But saw... 🤣🏠🏠🤣

02/08/2022

I said it! New year, new address! That’s how the saying goes, right? 😉 Who’s ready?!

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

02/05/2022

🏠 Life is messy, that’s for sure. It can be challenging keeping your home nice and neat.
✨ Here are four tips to help you keep your home mess-free.

How To Keep A Tidy Home:

1. A place for everything and everything in its place
2. Make a game out of purging
3. Don’t expand – get rid of it
4. A change for the better

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

Vanessa Ruiz

02/03/2022

📦 Moving to a new home? Here are a few things you should do to it before moving in.

💡 Electrical
🔧 Plumbing
❄️ Heating and Cooling
🔑 Security

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

Vanessa Ruiz

02/02/2022

🏠 Are you looking to buy your first home?

💫 The home buying process can be a little stressful, so take a look at these 5 tips for a first time homebuyer to help you prepare.

1. Start saving early and check your credit
Check your credit score before starting your search for a home, and do your best to dispute any discrepancies and take care of any outstanding debt as soon as possible.

2. Figure out how much house you can afford
Play around with a mortgage affordability calculator to figure out what you can afford based on your income now.

3. Explore your down payment and closing cost options
It’s a good idea to consider your two options here: pay them yourself or have the seller pay them for you.

4. Shop around for the best mortgage rates
Gather mortgage rate quotes from at least three lenders before deciding which one fits your budget and your needs best.

5. Get pre-approved
Before heading out to find your dream home, take the time to get a pre-approval letter from a lender that states how much they are willing to lend you and at what terms.

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

Vanessa Ruiz

02/01/2022

Attention all sellers! This post is for you:

A common question flooding the inbox lately is, “how do I determine my home’s value?”

There are 2 main factors to consider:

1️⃣ Fair market value. This is the approximate value of your home compared to other homes in the area.
2️⃣ Appraised value. A licensed appraiser needs to work with you to determine this factor. They’ll use the location, size, condition, and renovations of your home.

It’s a bit of a complicated process, but with me by your side, you can alleviate much of the hassle of trying to set your yourself! I got you! Contact me now for a free home valuation!

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

01/31/2022

🏦 Deciding to be a real estate investor is a substantial choice resulting in countless investment opportunities. It takes a special person to follow this path, and we’re happy to walk it with you.

1. Closing costs
Separate from the purchase price of the property, closing costs are a part of every real estate transaction.

2. Taxes
You will probably pay your taxes once a year, so it’s important to set money aside for the expense.

3. Unanticipated repairs
It’s your obligation and financial responsibility to address them, so having extra funds set aside is always a good idea.

4. Hiring property management
Hiring a property management company to assist you with the daily tasks of managing your rentals is an option.

5. Vacancies
If you anticipate ahead of time the probability of vacancies due to time needed for repairs or lack of tenancy, you can put aside a nest egg that covers the costs until new tenants move in.

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

Vanessa Ruiz

01/27/2022

📋 4 Basic Tips to Follow for a Smooth Home Renovation

1. Know Your Budget

2. Get Your Home Ready

3. Hire the Right Professionals

4. Have Contracts in Place

Vanessa Ruiz | G&M Realty & Associates
[email protected] | (281) 883-3365

Vanessa Ruiz