Youstina Yacoub- Houston Realtor

12/17/2023

The real estate market is all about balance, and that balance is all based on supply and demand.

With higher interest rates, we’ve seen the demand for homes go down as potential buyers have said “...maybe later.”

But as soon as interest rates go back down, buyer demand is sure to tick back up. This will decrease the available supply and home prices will rise–along with the competition to get into those homes.

If it makes sense for you to buy a home now, then just go for it! There will always be something going on in the market, so buy when it makes sense for your situation.

Don’t hesitate to reach out if you have any questions.

11/23/2023

Happy Thanksgiving!

Whether you’re a current client, a past client, or just here for real estate information, thank you for being here and being a part of the community!

Wishing you a wonderful day filled with food, love, and family.

11/06/2023

Just Listed! For Lease in Richmond, TX! WATERFRONT, 4 bedrooms, 2 and half bathrooms. Zoned to top rated LAMAR ISD schools.

09/15/2023

Playing the waiting game in real estate? Think again! 🏠

Understanding the market is a moving target, and sitting on the fence could mean missing golden opportunities.

Ready to buy a home now? Don't put it off while banking on a 'maybe.' Play it smart, be prepared, and seize the opportunities that come your way.

Don’t hesitate to reach out of you’re thinking about buying soon.

09/04/2023

Happy Labor Day!

08/07/2023

Happy Monday!

07/15/2023

🚨BREAKING NEWS🚨 The Texas Senate and House have passed the largest property tax cut in Texas history. Property Taxes will decrease for all Texans who live in a residence they own effective on this year’s property tax bill. The homestead exemption increased from $40,000 to $100,000.
According to Senator Bettencourt, the new exemption combined with the school tax cuts would save homesteaders — Texans who live in a residence they own — an average of $1,300 a year in property taxes.

House Democrats attempted to insert benefits for renters and more money for public education into the tax-cuts package in a series of floor amendments but were unsuccessful.

07/11/2023

Most people are under the impression that interest rates are too high and you should wait to purchase a home. NOT TRUE! What you need to do is speak with an agent and a lender who knows the market and can assess your situation to determine what you can afford. If you're on the fence about waiting or buying now, reach out anytime!

07/04/2023

Wishing you a fun Fourth of July!

06/21/2023

Navigating the mortgage maze can feel like a daunting task, especially if you're on the hunt for your first home. Here are some common home loan types:

⭐ Fixed-rate mortgage: Imagine having the same monthly payment for 15 or 30 years. Sounds ideal, right? This is the charm of a fixed-rate mortgage. It's popular for a reason!

⭐ Adjustable-rate mortgage: If you're not planning to put down roots for long, these fluctuating-rate loans might suit your style.

⭐ VA loans: This one is for the service members and veterans.

⭐ FHA loan: Perfect for first-timers or those with a lower income. Say hello to home ownership with a smaller down payment.

⭐ USDA loan: Country living enthusiasts, this one is for you! Secure a rural home with little to no money down and potentially score a low-interest rate too.

There's a home loan suited to every lifestyle and financial situation.
Want to learn more? Don’t hesitate to reach out!

06/19/2023

Happy Monday!

06/13/2023

When it comes to buying a home, several factors can determine your interest rate.

Here are the top four:

➡️ Loan Type - Different loan types come with varying interest rates, depending on the lender's risk level.
➡️Credit Score - A higher credit score generally means a lower interest rate, showing that you are a responsible borrower.
➡️Down Payment - Putting a larger down payment on your home can potentially lower your interest rate, as it shows the lender that you have a lower risk of default.
➡️Loan Amount - Larger loan amounts can mean higher interest rates, as they present a greater risk to the lender.

Understanding these factors can help you get the best rate possible! Don’t hesitate to reach out with any questions!