LaToya Scott - Realtor

LaToya Scott - Realtor Houston, TX

Why is it important?Your debt-to-income ratio is used by lenders to determine your borrowing risk based on your ability ...
01/11/2024

Why is it important?

Your debt-to-income ratio is used by lenders to determine your borrowing risk based on your ability to borrow debt relative to your income.

Lenders typically stay away from borrowers with a D.T.I. Ratio that exceeds 43%. In order to qualify for a mortgage, you will need to keep it under 43% and under 36% to get more competitive rates.

uestions, contact me!

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

I know it’s a lot …. But, let’s keep it simple. We’ll take it step by step. Or, you can let me do all the work, let me d...
01/09/2024

I know it’s a lot ….

But, let’s keep it simple. We’ll take it step by step. Or, you can let me do all the work, let me do my job 😂

Whichever you prefer! But, as you can see, you can probably afford more than you thought? Right?

Questions, contact me!

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

Let’s talk about it …. Why Hire a Real Estate Agent?Buying or selling a home can be a complex process. From knowledge of...
01/08/2024

Let’s talk about it ….

Why Hire a Real Estate Agent?

Buying or selling a home can be a complex process. From knowledge of the market to negotiation skills, there are many reasons to consider bringing a professional onto your team.

Allow me to make a positive difference in your process.

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

Top 3 reasons you should choose me as your agent: 1. This is not my livelihood therefore, I’m not in it for the money. 2...
01/07/2024

Top 3 reasons you should choose me as your agent:

1. This is not my livelihood therefore, I’m not in it for the money.
2. I’m a wife and mother, I know the importance of time… I won’t waste yours.
3. I am a home owner, I know you have every right to be meticulous on where you lay your foundation.

& that’s just THE top 3 reasons, there’s plenty more.

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

Move in Ready! Gated New construction in Missouri City! Spacious 3 spacious bedrooms and absolutely no carpet to be foun...
01/06/2024

Move in Ready! Gated New construction in Missouri City!
Spacious 3 spacious bedrooms and absolutely no carpet to be found!

This home is starting at $445!
& comes with FREE FRIDGE, WASHER, and DRYER!

Contact me for more details!

Let’s talk about it …. These interest rates do not look anywhere near as good as they did 2 years ago but, the good news...
01/02/2024

Let’s talk about it ….

These interest rates do not look anywhere near as good as they did 2 years ago but, the good news is … they’re dropping! For those of you that have been waiting it out, now is as good as ever.

Please feel free to reach out to me if you have any questions or if you’re looking for an agent.

Moving into a new day with new opportunities and new goals! Here’s some helpful information you can save for later to he...
04/19/2022

Moving into a new day with new opportunities and new goals! Here’s some helpful information you can save for later to help you along your house hunting journey!

First-time homebuyers are more likely to find that getting prequalified is helpful, especially when they are establishing their homebuying budget and want an idea of how much they might be able to borrow.

Preapproval can be extremely valuable when it comes time to make an offer on a house, especially in this competitive market where you need to stand out among other potential buyers. Again, a seller will be more likely to consider you a serious buyer because you have had your finances and creditworthiness verified.

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

Don’t be afraid to ask questions prior to purchasing a home. Even the tough ones 👀 better to find out bride than after. ...
04/14/2022

Don’t be afraid to ask questions prior to purchasing a home. Even the tough ones 👀 better to find out bride than after.

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

®

When it comes to buying a home, it can feel a bit intimidating. As a licensed professional I’m here to help you understa...
04/13/2022

When it comes to buying a home, it can feel a bit intimidating. As a licensed professional I’m here to help you understand your finances and what you’ll need to budget for throughout the process.

Knowing what to budget for in the homebuying process is essential. To make sure you understand these and any other expenses that may come up, contact me for expertise on what to expect when you buy a home.

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

®

Over 50% of Americans have medical debt lingering on there credit reports. Starting July 1, that could change for you! W...
03/23/2022

Over 50% of Americans have medical debt lingering on there credit reports. Starting July 1, that could change for you! Which means you could potentially see your credit increase by 20+ points 😎

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

This is one of the many reasons why it’s important to have your finances in order and how you plan on purchasing your ho...
03/22/2022

This is one of the many reasons why it’s important to have your finances in order and how you plan on purchasing your home PRIOR to looking at houses. You’ll save yourself so much time and energy 😎

LaToya Scott, Realtor®
📞 713-292-3522
📧 [email protected]

Address

Houston, TX

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 8am - 5pm
Saturday 9am - 5pm

Telephone

+17132923522

Website

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