Robert Findley - Real Estate Owner Financing

08/01/2026

Did an owner finance? But you don’t want to wait for your money. Call to find out how.

08/01/2026

08/01/2026

Owner financing available here.

For Sale: TBD FM 943, Segno, TX 77351 ∙ $160,000 ∙ 10.00 Acres Lot, County Homes/Acreage ∙ View more.

07/22/2026

For Sale: TBD FM 943, Segno, TX 77351 ∙ $160,000 ∙ 10.00 Acres Lot, County Homes/Acreage ∙ View more.

07/22/2026

Owner financing available.

For Sale: TBD FM 943, Segno, TX 77351 ∙ $160,000 ∙ 10.00 Acres Lot, County Homes/Acreage ∙ View more.

07/22/2026

# Texas Owner-Financed Land Hits Record Sell-Off
Texas owner-financed land is in a weird squeeze right now, and that's what's driving the shift.

First, price per acre is up - you're seeing that $5,246 average - but total deal size is actually coming down because tracts are getting smaller, down about 24% on average. Sellers are splitting larger ranches into 5, 10, 20-acre ranchettes to keep the monthly payment affordable. For a lot of buyers looking around Dale or out in Presidio, that lower entry price matters more than the per-acre math.

Second, that smaller-tract trend is changing who buys. It's less the traditional rancher and more the first-time land buyer, remote worker, or small investor who wants a foothold and can't or doesn't want to go through a bank. Owner financing is filling that gap because banks still don't love raw land.

Third, and this is the big one this year - more note holders are cashing out. When you hold a 10 or 15-year note at say 8-9%, getting $400 a month is nice until inflation, taxes, and buyer default risk eat into it. With land values up, a lot of folks who seller-financed a few years ago are now sitting on a performing note worth a lot more, and they're trading those monthly payments for a lump sum to reinvest, pay off debt, or just de-risk.

So you end up with a loop: high demand for small, affordable tracts -> more owner-financed sales -> notes season for 12-24 months -> holders sell the note on the secondary market at a discount for cash.

If you're holding a note or thinking about buying, the key things to watch right now are the payment history, the down payment size, and whether that tract size is actually marketable if you had to resell it.

04/14/2026

If you own property, be the bank when you sell. If you are buying property, forget the bank and finance with the seller. It can be a win/win for both.

https://www.facebook.com/share/18hFTXEJVW/?mibextid=wwXIfr

DISCLAIMER: Any figures stated anywhere on this site are my personal figures. Please understand my results are not typical, I’m not implying you’ll duplicate them (or do anything for that matter). Historical performance is not indicative of future results. 

03/01/2026

https://www.facebook.com/share/p/16jKb3xRzA/?mibextid=wwXIfr

DISCLAIMER: Any figures stated anywhere on this site are my personal figures. Please understand my results are not typical, I’m not implying you’ll duplicate them (or do anything for that matter). Historical performance is not indicative of future results.