Valeria Houston Realtor

09/13/2025

🚨
HOUSTON TX
77051
House for RENT near 610&288
$2,100 monthly
$2,100 deposit
3 🛌 bedrooms
2 🛁 bathrooms
Large yard.
(832)567-7468
Contact me for a showing

07/11/2025

The thing that’s hurting some first-time buyers right now?

It’s not interest rates.

It’s hesitation.

Not because they can’t buy but because they think something better is coming.

They’ve got the credit.
They’ve got the income.
They’ve got savings.

But they’re still on the sidelines.. waiting for prices to drop, rates to fall, or a sign that it’s “the perfect time.”

Meanwhile:

Prices continue to climb
Rent keep going up
And the homes they liked a year ago? Already out of reach

Let’s do the math:

$2,500/month in rent = $30,000 a year.

Three years of waiting? $90K gone.
No equity. No return on investment.

Here’s the thing:

There’s a cost to waiting.

You just don’t get a bill for it.

But you’ll feel it in missed equity, rising home prices, and time you can’t get back.

If you’re serious about buying, timing the market perfectly isn’t the goal.

Having a plan is.

So stop guessing. Start running real numbers.
And move when it makes sense for YOU

05/19/2025

Sold this beautiful home in PEARLAND🍐TX.
Si estas list@ para comprar o vender una propiedad siempre estoy disponible para atender clientes con todas sus preguntas!

02/19/2025

🚨🏡Nuevo Listing en el area de River Oaks y Montrose! Uno de Los mejores fraccionamientos de Houston TX. Para mas detalles sobre esta y otras propiedades 📱 (832)567-7468 Valeria Cervantes-Lopez, Tu agente de Bienes y Raices.

12/06/2024

Join me this Saturday December 7th from 12pm-3pm! I will be having a lender on site for all home buyers that have lending questions!

09/13/2024

09/05/2024

Join me this Saturday September 7, 2024 from 2-4pm. I will have lender on site for all lending questions!
Se habla español para todas las preguntas sobre como obtener un préstamo hipotecario.

07/27/2024

Today was an amazing day to be a homeowner! Not only did she purchase a new construction home 🏡 ! But we got her an astonishing 💰 150k grant towards the purchase of this property! Leaving her with an unbelievable low mortgage payment! She deserved every cent! We worked diligently to get to this day! If you are uncertain about qualifying for a mortgage, I work with an incredible team of lenders and programs that can make it work.

If you are ready to be a homeowner 🏡 give me a call 📱 (832)567-7468.

09/05/2023

Want to own a home?
The City of Houston has programs that help low income citizens. If you have credit above 600, first time home buyer, 2 year work history, NO GAPS and currently working, income tax for 2021-2022 filed. These programs might be for you. There’s been cases that you have to bring ABSOLUTELY NO MONEY to the closing table. There’s help, you just need the right person to walk you through. ME. 😉
Send me a message:CITY to get more information. (832)567-7468.

08/12/2023

Let’s take it back a few years when people were approved for $175,000 and had multiple options of houses to buy but wanted more than what their budget could offer, so they kept waiting for the market to crash…..

Those people approved for that and never bought anything, what can they buy now for $175,000?

Same concept now.

People approved for lower budgets, need to understand the longer you wait to pull the trigger, the higher probability that what your budget will buy you now, will be LESS the longer time goes on and the market continues to stay steady while interest rates are a wild card…

Your first home is not your forever home. Your first home is about securing an asset with the mind of investment to be your building block for the future to help get you into that house with the five acres or that house with the three car garage.

Most people that I’ve sold houses to contact me a few years later ready to sell again and guess what…they take a big fat paycheck with them that helps prop them up into a position to upgrade.

Do not miss out on the financial opportunity presented because you need one more acre or three hundred more square feet. Think long term and think assets, not granite counters and hardwood floors.

Thanks for coming to my TedTalk.