06/30/2026
Being a First‑Time Home Buyer doesn’t mean you’ve never owned a home. It simply means you haven’t owned one in the last three years. If that’s you, Mortgage Worx offers options designed to make your first purchase faster, easier, and more affordable.
Our Down Payment Assistance options exceed 100% LTV, giving qualified buyers the ability to cover down payment, closing costs, and in some cases even prepaid items.
With 11 to 21 day closings, you stay competitive in fast moving markets across Louisiana and Texas.
Upfront expenses to expect:
•Credit Report- often credited back at closing
•Earnest money- often credited back at closing
•Inspection
•Appraisal- often credited back at closing
•Minimal out of pocket depending on your loan structure and DPA option.
If you’re in Louisiana or Texas, your first home may be closer than you think.
Comment below:
What’s the biggest thing holding you back >>> Down Payment, Credit, or Not Knowing Where to Start?