Jared Lacefield - TX Realtor

07/07/2026

10/02/2023

Explore the beauty of Liberty Hill, just north of Austin, in Santa Rita Ranch—a community with a world of possibilities!

- Modern homes designed for your lifestyle
- Two resort-style pools and splash pads
- Hiking and biking trails
- Catch and release fishing lake
- Sports courts and fields
- Privacy and serenity of the country, with the benefit of proximity to everything Austin has to offer!

Ready to make Santa Rita Ranch your new address? Give me a call or shoot a text and let's uncover some available listings!

(206) 372-7931

09/30/2023

Interested in getting into real estate investing with a small amount of capital? Check out REITs!

09/25/2023

Discover the charm of Montgomery and Conroe in Fairwater—a community offering stunning new homes by D.R. Horton!

- Spacious, modern homes
- Nature's beauty at your doorstep
- Convenient location near TX-105
- Splash pad, play equipment, outdoor fire pit, and recreational gathering areas

Ready to call Fairwater home? Contact me today and let's explore some listings!

(206) 372-7931

09/23/2023

Real estate investment strategy if you want to build quickly without having to put in a crazy amount at the beginning 💰💰💰

09/18/2023

Tons of home builders are offering some killer deals in the Greater Houston area right now!!! Closing cost incentives, extremely discounted interest rates, free included appliance packages...if you've been sitting on the fence or waiting things out, now's your opportunity!

Message here on Facebook or reach out to my personal number anytime to find out more!

(206) 372-7931

09/16/2023

❗️Save this cheat sheet!❗️

The debt-to-income ratio is a way for the bank to understand how much of your income goes toward paying debts each month.

Here's how to figure it out:

Add up all your monthly debts, including what the new mortgage payment would be.
Divide that total by how much money you make before any taxes or deductions (also known as your gross pay).

Then, you multiply the answer by 100 to get a percentage.

For example, if all your monthly debts, including the new house payment, add up to $1500, and you make $5000 before taxes and deductions, your debt-to-income ratio would be:

DTI Ratio = ($1500 / $5000) * 100 = 30%

Different banks have different rules, but usually, they want your debt-to-income ratio to be around 36% or less, with 28% or less going towards your mortgage. This helps them see that you have enough money left after paying your debts to cover other important things in your life.

Knowing how to calculate your DTI is crucial in figuring out your monthly mortgage budget before getting a home!

09/11/2023

Rate this dream home from 1-10 🤩

Lake Shore Village - a serene community in Rowlett, TX which sits on a peninsula with the shores of Lake Ray Hubbard on either side, and downtown Dallas only 20 minutes away!

09/09/2023

Knowing your DTI is one of the most important parts of getting ready to make a real estate purchase. If you're not sure what yours is or have some questions, reach out!
(206) 372-7931