Phong Truong - Financial Suit Team

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Houston, TX
Phong Truong - Financial Suit Team

The Financial Suit Team
Phong Truong - NMLS #1755092
NEXA Mortgage LLC - NMLS #1660690
Branch Lice

As an experienced Team of Mortgage Professionals, with the United States' leading brokerage, the Financial Suit Team work diligently to ensure you are well informed on today's market. We will work with you, to learn your financial situation in depth so we can create a plan for you to reach your goals. We have access to a major network of lenders in the USA, so your options are extensive. From ther

e we will narrow down your options with the lenders/banks that are best suited to you. We will always ensure you are not only getting the best interest rate, but the best mortgage product suited to your specific needs. Whether you're buying your first home, an investment property, renewing your current mortgage, or even looking at consolidating current debts, We are the team to talk to. We pride ourselves on being an expert in the industry and love what we do! COMPLIANCE

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/documents/rmlo_compliance_reporting/rmlo_80_200_b_recovery_fund_notice.pdf

05/26/2025

HELOC Tax Perks: What Self-Employed Homeowners Need to Know to Save Big
https://financialsuit.com/post/heloc-tax-perks-what-self-employed-homeowners-need-to-know-to-save-big via DeMiraFeeds

05/25/2025

Real Estate Investing 101: How Self-Employed Homeowners Can Maximize Their Home Equity
https://financialsuit.com/post/real-estate-investing-101-how-self-employed-homeowners-can-maximize-their-home-equity via DeMiraFeeds

10/23/2024

A Big Thank You for 5-Star Experience! 🌟
We’re incredibly thankful for the trust our clients place in us to guide them through the mortgage process. Making homeownership easier and more accessible is what we’re all about at Financial Suit, and hearing your positive feedback keeps us going! 🏡💼

If we’ve helped you on your journey, we’d love to hear about it! Your reviews mean so much to us. Share your experience on Google and let us know how we did! ⭐️⭐️⭐️⭐️⭐️

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09/07/2024

Do you want to invest in dogecoin, litecoin, Defi trade, shiba inu coin, btc mining? Message Deborah Wulla.

Email: [email protected]
Instagram: DeborahWulla758

WhatsApp: ‪ ‪+17194305928

WhatsApp: ‪+358414788924‬

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09/03/2024

Check out this special promotion....

Buying a new home should be an exciting step forward, but for one homebuyer, it quickly turned into a nightmare. Eager to upgrade from his current house, he decided to check out some new construction homes—alone, without his spouse or a buyer’s agent to guide him.

At the sales office, the builder’s representative was friendly and reassuring. He made the process seem easy, even offering discounts that sounded too good to pass up. “No need for a buyer’s agent,” the rep said, “I can handle everything for you.” The buyer, thinking he was saving money, agreed. The rep then showed him some premium lots and hinted that there was a special promotion, but only if he signed the documents quickly. When the buyer hesitated, saying he wasn’t ready, the rep brushed it off, saying the contract could always be canceled.

Reluctantly, the buyer signed the papers. But things moved fast after that. He was pressured to put down a $20k Earnest Money Deposit (EMD) and another $10k for home design upgrades. That’s when the buyer started to feel uneasy. Checking out other nearby developments, he realized he was paying $30k more than he should have. Worried, he contacted our realtor partner. The buyer thought he hadn’t committed to anything serious, but after a quick review, the realtor confirmed that the buyer had indeed signed a binding contract. If he backed out, he’d lose the $20k deposit.

And it got worse. Normally, before signing any real estate contract, sellers or builders require a pre-approval letter to make sure the buyer can afford the home. This helps avoid problems down the road. The “great news” (yes, I’m being sarcastic) was that the buyer had been pre-approved after a quick phone call with the builder’s preferred loan officer—without even submitting any documents. Our realtor partner saw red flags and referred the buyer to us.

When we reviewed everything, we found out the buyer would need to put down 40% and pay off a large amount of debt—something he couldn’t afford, even if he sold his current home and used all the money from that sale.

Now, with everything hanging in the balance, what do you suggest the buyer do at this point? 👇🙃

07/20/2024

Good team to work with.smooth closing on new house.thank again

07/16/2024

While helping homebuyers with their mortgage needs, mortgage advisors often run into this gift situation that could be quite a concern to the clients and their family. Even though mortgage advisors do it all the time, it doesn't mean the clients would take our words for it or it could be a liability because mortgage advisors don't have license to provide tax advice.

So, I would like to ask the professional opinion of an license tax specialist/CPA/Enrolled Agent to confirm if the answer below is accurate or need more details.

07/11/2024

Yesterday, I stumbled upon a quote that truly opened my eyes:

"Never Regret a day in your life:
Good days give happiness
Bad days give experience
Worst days give lessons
Best days give memories"

Hurricane Beryl reminded us of the unpredictable nature of life. We were fortunate to keep our power the entire time, but our thoughts are with those still waiting for the lights to come back on. This storm, like many challenges, brings its own lessons and memories.

Good days, like the ones we spent preparing and helping our neighbors, brought happiness. The bad days, with the howling winds and rain, gave us valuable experience in resilience. The worst days, seeing the damage and power outages, taught us lessons in patience and community strength. And soon, we'll look back and cherish the memories of coming together.

Stay safe, everyone. Power will be restored soon, and together, we'll come through this stronger. 💪

07/05/2024

🚨 Attention South & East Texas Realtors & Homebuyers! 🚨

Hurricane Beryl is on its way towards South & East Texas, and it’s time to take necessary precautions.

For those in the process of buying or closing on a home, please be aware that severe weather can impact inspection schedules, appraisals, and even closing dates.

Here are some items to watch out for:

1. Expect the Lender to request Final Inspection if the Appraisal has completed before the arrival of the Hurricane. Talk to your loan officer for more details.

2. Insurance: If closing date is moved to earlier date, ensure the insurance company will adjust the effective date. If you're still shopping, expect the policy will not be binded until the hurricane has passed. Talk to your insurance agent for more details.

Stay safe and proactive. If you need any assistance or have questions about how this might affect your home-buying process, feel free to reach out. Together, we can weather this storm.

06/28/2024

Whether you're already basking in the pride of homeownership or on the cusp of taking that pivotal step, we have something tailor-made for you. Introducing our latest innovation: the Online Homeowner Report by myhomeIQ. This comprehensive guide is designed to revolutionize the way you interact with, understand, and optimize your property. Here's a sneak peek at what awaits you:

🌟 Unveil Your Home's True Worth: Discover your home's current market value and the hidden equity you might be sitting on!

📊 Insights for Sellers: Thinking about selling? Arm yourself with our net-sheet for an in-depth analysis of potential expenses and gains.

🔍 Mortgage Mastery: Keep your mortgage details at your fingertips with our intuitive loan tracking tool.

🏠 Rental Revenue Insights: Explore the possibilities of renting out your property with up-to-date trends and profit projections.

💡 Smart Affordability Calculator: Contemplating a move? Let our calculator guide your budgeting for a seamless transition to your next dream home.
.. and that's just the beginning!

Unlock the full potential of your homeownership journey—get your personalized home report today: https://financialsuit.com/homeowner-report

06/22/2024

Anh and her team do a great job during the home buying process. They are very responsive and take the time to step through all of the little details. They are very professional and make sure your getting the best options for mortgages. I would highly recommend Anh Vu and her

06/15/2024

Great experience with NEXA. They helped me close on my first home. They all went above and beyond to help find a solution with a great rate to boot.

Address

Houston, TX
77407

Telephone

+18328662468

Website

http://www.financialsuit.com/

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