Katy Communities

07/11/2025

The Truth About Where Home Prices Are Heading

If you’ve been on the fence about your plans, now’s the time to get clarity. The market isn’t heading for a crash. It’s on track for steady, slow, long-term growth overall, with some regional ups and downs along the way.

Want to know what that means for our neighborhood? Because national trends set the tone, but what really matters is what’s happening in your zip code. Let’s have a quick conversation so you can see exactly what our local data means for you.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

07/11/2025

Out of 100+ expert forecasters, here’s the real story on where they say home prices are headed.

The average projection is about 3.3% price growth per year, through 2029.

Optimists say closer to 5.0% per year. Pessimists expect around 1.3% per year.

So, do they all agree exactly? No. But here’s the clear consensus: nobody’s projecting a crash.

Steady, healthy growth is the story. Yes, there will be regional and local variations with slight ups and downs in some areas, but not wild spikes or major national declines.

Every market will be a little bit different, so if you want to know how your neighborhood fits into this equation, DM me and we’ll have a conversation about what I’m seeing in our local numbers.

07/10/2025

It’s getting a bit easier to qualify for a mortgage right now.

The Mortgage Credit Availability Index is rising, meaning more people are able to secure financing for a home loan – even with lower credit scores or smaller down payments. In fact, it’s easier to get a loan now than it’s been in almost three years.

But we’re still well below where qualification levels were just a few years ago, so it’s not too easy. And because lending standards are still solidly in check, there’s no sign this will lead to risky loans or another crash.

Lenders are trying to boost activity in the housing market, and that gives you an opportunity. You may qualify today, even if you didn’t a few months ago. Talk to a lender to see what’s possible.