Peggy McGee, Realtor

04/25/2025

Buyer friends, a tip for you:
When negotiating the price of a house, instead of asking the seller to reduce the price, consider asking for a contribution towards buying down your mortgage rate.
Example:
You're getting a $300,000 mortgage with a 6.75% interest rate.
You decide to buy down the rate by 1 point, which costs $3,000 (1% of the loan amount). Ask the seller to pay for this point(s).
This lowers your interest rate to 6.5%.
Your monthly payment is reduced from $1,995.91 to $1,889.45, saving you $106.46 each month.
The more points you buy down, the more you save over the life of the loan. This works well if you plan to stay put in the house for a while. Your realtor or mortgage broker can help you do the calculations.
21 years of experience, here to help you! 🤓

Send a message to learn more

12/11/2024

Interesting news!

03/03/2023

As we "March" into a new month, it's time for FRESH data! Be on the lookout for HAR's comprehensive February 2023 Market Update on Wednesday, March 8.

08/13/2022

https://m.facebook.com/story.php?story_fbid=10228085782080961&id=1567096417

08/08/2022

One of a kind! Great new listing in the Heights. 😍https://www.har.com/homedetail/1414-lawrence-st-houston-tx-77008/11279020

07/29/2022

Super cute Galleria 2/2 TH, just listed!

1114 Augusta Drive #17 Houston TX 77057 is listed for sale for $222,000. It is a 1,533 SQFT, 2 Beds, 2 Full Bath(s) in Houston. View photos, map, tax, nearby homes for sale, home values, school info ...

06/13/2022

Just listed this darling Heights bungalow. Come & get it!

950 Woodland Street Houston TX 77009 is listed for sale for $575,000. It is a 0.11 Acre(s) Lot, 1,040 SQFT, 2 Beds, 1 Full Bath(s) in Woodson Place.

07/01/2021

Before you go to see a property for sale, it's really important to 1) check flood map 2) review 6 page seller's disclosure for age of roof, appliances, previous repairs, multiple other issues 3) check HOA fees and see what's covered 4) look at the property archive for history on the market. Additionally, there may be previous inspection reports or other disclosures. Don't waste your time chasing a house that may not suit you. I'm always happy to help, 713-392-1710.🏠

05/02/2021

Open House Sun May 2, 2-4 PM

You have been invited to an Open House at 3509 Audubon Place, Houston, TX 77006, on 5/2/2021 - Sunday at 2:00 PM.

04/25/2021

HOME BUYERS, be prepared.
Here's what you need to collect to apply for a mortgage loan:
W-2 forms- or business tax return forms if you’re self-employed, for the last 2-3 years
Personal income tax returns for the past 2-3 years
Most recent pay stubs
Credit card and all loan statements
Bank statements
Addresses for the past 5-7 years
Brokerage account statements for the most recent 2-4 months
Most recent retirement account statements, such as 401(k)