09/18/2026
When someone from one of your favorite cities asks a favor, you immediately oblige.
Thank you Heather Myers| TV Journalist| San Diego CA Realtor for having me on Newsmax to share some insight into what life looks like in certain price point markets when mortgage rates move above 7%.
The common question: When is a good time to buy?
My answer: When you’re ready.
You can refinance out of a higher mortgage rate, but you can’t refinance out of a higher priced home.
Higher rates can create negotiating opportunities. Lower rates can bring more buyers and competition back into the market. There are tradeoffs on both sides.
And the rate itself is only part of the equation.
Understanding mortgage structure, cost effective borrowing, and potential tax considerations, including mortgage interest deductions and whether itemizing makes sense for your situation, can materially change the economics of buying a home.
Buying should never feel forced. It should be a choice.
A home should make you feel richer, not poorer.
The strategy is making sure it does when you’re ready.