Landen Cade & Associates

01/01/2026

12/27/2025

Mortgage rates are now at 6.85%—the highest point since mid-July. Here's what this means for you: The Fed has indicated fewer interest rate cuts are likely in 2025, so the 6% range may be our new baseline. However, home buyer activity is actually increasing despite higher rates. More inventory is available than last year, and first-time buyers are now 30% of the market. The key takeaway? It's not about waiting for perfect rates—it's about making the right move in the market you're in. Good deals exist at any rate if you know where to look. Message us if you want to talk through your situation. Source:

Home buyer activity has increased despite higher rates for the last two weeks; the average 30-year fixed mortgage rate from Freddie Mac rose to 6.85% from 6.72% last week.