Suong Nguyen, Loan Factory - NMLS 1623616

Suong Nguyen, Loan Factory - NMLS 1623616 Tài trợ địa ốc tại Mỹ
- Cho vay mua nhà (Purchase)
- Cho vay tái tài trợ (Refinance)
Licensed States: AZ, FL, MI, NM, OH, OK, PA, TX, WA.

Loan Factory - Houston Branch - NMLS # 320841
https://texreg.sos.state.tx.us/fids/201203133-2.pdf
http://www.loanfactory.com/
https://www.loanfactory.com/privacy
https://www.loanfactory.com/state_licenses
https://www.loanfactory.com/disclosure
Loan Factory | NMLS #320841
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841
SUONG NGUYEN | NMLS # 1623616
www.nmlsconsumeraccess.org/EntityDeta

ils.aspx/INDIVIDUAL/1623616
Suong earned a bachelor's degree in Finance at the Banking University of HCMC Vietnam and a master's degree in Finance and Banking at the University of Applied Sciences and Arts Northwestern Switzerland. She used to work in the Vietnamese banking industry for ten years before relocating to the US. Her first job in the US was as an income tax preparer with H&R Block before getting her RMLO license in 2017. Suong believes that working as a Mortgage Broker brings out the best in her and joining Loan Factory in 2018 was one of her greatest decisions. As a mortgage broker with Loan Factory, Suong has been able to deliver the lowest mortgage rate in combination with the best customer service to her clients. Suong's deep understanding of the Vietnamese community, thorough knowledge and experience of the real estate market and loan origination process, and valuable insight into tax give her the edge to provide her clients with the best consultation. She always makes sure her clients understand the mortgage process, equips them with insightful information, and timely support them for a smooth transaction. She is willing to go the extra mile for her clients' financial benefits, their peace of mind, and their satisfaction. Being a new immigrant, Suong understands and appreciates the value of settling down in one's own home. For that reason, she is grateful for being a part of the home buyer’s journey, whether it is for their first home, refinance, or investment loan. Suong enjoys spending time with her husband in Houston, Texas. They love home cooking, gardening, and fishing.

Wow, Suong and the team absolutely crushed it! 🎉 Clearing to close in just 7 days is seriously impressive speed and spea...
08/25/2026

Wow, Suong and the team absolutely crushed it! 🎉 Clearing to close in just 7 days is seriously impressive speed and speaks volumes about their efficient work. So happy to see this milestone achieved so quickly! 🚀

Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

Ready to turn that dream home into a reality? ✨ Every homeownership journey begins with that crucial first step. Whether...
08/25/2026

Ready to turn that dream home into a reality? ✨ Every homeownership journey begins with that crucial first step. Whether you're a first-time buyer, looking to upgrade, or simply exploring financing options, understanding your loan programs is key to moving forward with confidence. Your perfect home might be closer than you think! Let's connect and explore your home loan possibilities together.

Loan programs, terms, and eligibility vary. Subject to underwriting approval.

Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

That "funded" feeling is just the best! 🎉 So thrilled to see this family officially home and settled in their new place....
08/24/2026

That "funded" feeling is just the best! 🎉 So thrilled to see this family officially home and settled in their new place. Witnessing these moments makes all the hard work completely worth it. Wishing them so much happiness! 🏠

Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

Fixed-rate or ARM? 🏠 It's a common question for homebuyers, and the answer truly depends on *your* unique situation!A fi...
08/24/2026

Fixed-rate or ARM? 🏠 It's a common question for homebuyers, and the answer truly depends on *your* unique situation!

A fixed-rate mortgage offers stability and predictability for your monthly payments. On the other hand, an adjustable-rate mortgage (ARM) might start with a lower initial rate, but that rate can change over time.

Consider factors like how long you plan to be in your home, your current budget, and your comfort level with potential rate fluctuations.

Unsure which path aligns best with your homeownership goals? Send me a message, and we can explore your options together!



Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

08/24/2026

2 việc cần lưu ý khi cosign

Bạn làm 1099, chủ tiệm, nhà hàng, construction, realtor hay đang tự kinh doanh?Thu nhập thực tế khá tốt nhưng mỗi năm kh...
08/22/2026

Bạn làm 1099, chủ tiệm, nhà hàng, construction, realtor hay đang tự kinh doanh?

Thu nhập thực tế khá tốt nhưng mỗi năm khai thuế lại không cao vì có nhiều chi phí được khấu trừ?

Nếu vậy thì đừng vội nghĩ rằng mình không vay mua nhà được nha.

Nhiều người cứ nghĩ muốn mua nhà thì phải có W-2 hoặc paystub. Thực ra với những người tự kinh doanh, còn có một chương trình gọi là Bank Statement Loan.

Thay vì dựa hoàn toàn vào tax return, lender sẽ xem dòng tiền thực tế đi vào tài khoản ngân hàng của bạn trong 12 hoặc 24 tháng để xác định thu nhập.

Ví dụ, business của bạn mang về khoảng $20,000 mỗi tháng. Nhưng sau khi trừ các chi phí hợp lệ trên thuế, thu nhập còn lại trên tax return chỉ khoảng $5,000/tháng.

Trong trường hợp đó, nếu dùng tax return để qualify thì có thể sẽ không đủ điều kiện. Tuy nhiên, nếu bank statements cho thấy dòng tiền ổn định và đủ mạnh, bạn vẫn có thể qualify mua nhà.

Đây là chương trình thường được sử dụng bởi chủ tiệm nail, chủ nhà hàng, contractor, realtor, trucking owner và nhiều người tự kinh doanh khác.

Nếu bạn từng nghĩ mình khai thuế thấp nên không mua được nhà, hãy nhắn Sương để xem thử trường hợp của mình nha. Đôi khi giải pháp lại đơn giản hơn bạn nghĩ rất nhiều.
Suong Nguyen, Loan Factory, (346)309-6107
License: AZ, FL, MI, NM, OH, OK, PA, TX, WA
NMLS: #1623616
CO-NMLS: #320841

So happy to see this kind note from A Google User! ⭐"Thank you chi Suong. You helped us a lot."It's truly a privilege to...
08/22/2026

So happy to see this kind note from A Google User! ⭐

"Thank you chi Suong. You helped us a lot."

It's truly a privilege to help clients with their home financing, and hearing that I made a difference means the world. Thank you for your trust and for sharing your experience! 🎉

Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

Did you know several things can impact your mortgage approval? 🏡 From your credit history to your debt-to-income ratio, ...
08/21/2026

Did you know several things can impact your mortgage approval? 🏡 From your credit history to your debt-to-income ratio, underwriters look at a variety of factors.

Have a burning mortgage question? Send it my way, and I'll help you navigate the process!

Loan approval is subject to borrower qualifications, property eligibility, and underwriting guidelines. Not all borrowers will qualify.


Suong Nguyen | NMLS #1623616 | LO-2010081
Loan Factory | NMLS #320841 | BK-2005457

🩺 ARE YOU A MEDICAL PROFESSIONAL LOOKING TO BUY A HOME?A Physician Mortgage (aka Doctor loans) may offer qualified medic...
08/21/2026

🩺 ARE YOU A MEDICAL PROFESSIONAL LOOKING TO BUY A HOME?

A Physician Mortgage (aka Doctor loans) may offer qualified medical professionals flexible financing options, including:

✅ Down payments from 0%–9.99%
✅ No monthly mortgage insurance (PMI)
✅ Loan amounts up to $2,000,000
✅ Minimum credit score of 680
✅ Available for primary residences

At least one borrower whose income is used to qualify must be actively practicing and hold one of the following eligible professional designations:

• Medical Doctor (MD)
• Doctor of Osteopathy (DO)
• Doctor of Dental Science or Surgery (DDS)
• Doctor of Dental Medicine (DMD)
• Ophthalmologist (MD or DO)
• Psychiatrist (MD or DO)
• Doctor of Pharmacy (PharmD)
• Doctor of Veterinary Medicine (DVM or VMD)
• Doctor of Podiatric Medicine (DPM)
• Certified Registered Nurse Anesthetist (CRNA with DNAP or DNP)
• Medical residents, fellows, or interns with one of the eligible degrees listed above

Want to know whether you qualify? Call Sương for a personalized loan review!

📞 Sương Nguyễn | Loan Officer
(346) 309-6107
NMLS #1623616
Loan Factory, Inc. | NMLS #320841

Terms vary by loan amount and product. Subject to credit, income, property, and underwriting approval. This is not a commitment to lend.

08/21/2026

🩺 ARE YOU A MEDICAL PROFESSIONAL LOOKING TO BUY A HOME?

Address

10008 Bellaire Boulevard, Ste 203
Houston, TX
77072

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

Telephone

+13463096107

Website

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