Amy Kershner-Real Estate

10/21/2025

The $280 Shift in Affordability Every Homebuyer Should Know

Affordability is improving in many markets. And that resets the math on your move.

If you’ve been sitting on the sidelines, this is your cue to start looking again. Let’s run the local numbers together so you can get a rough estimate of how much more buying power you may have than you did just a few months ago.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. 

10/20/2025

Seeing chatter online that’s making you wonder if home prices are about to fall? Here’s some information that’ll put your mind at ease.

Over 100 housing experts agree prices are projected to rise nationally for at least the next five years. And even the most pessimistic of those forecasters are not calling for a crash, or even a decline.

Now, the pace of that price growth will vary by market. Some areas will climb more than others. Some may see small, short-term declines. But the big picture is: expect slow, continued growth.

And that’s not a crash. That’s a market getting closer to what’s normal.

Want to see what’s happening with prices where you live? DM me.

10/19/2025

1 in 5 Sellers Are Cutting Prices Right Now

1 in 5 sellers are cutting prices right now. That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? Let’s chat.

10/18/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year.

But it won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

And here's what you need to remember. We don't have to see a big drop for you to feel the difference. Any downward movement should help your bottom line.

If you want to see a rough ballpark of what your future monthly payment could look like as rates ease, DM me.

10/14/2025

Don’t Let Unrealistic Pricing Cost You Your Move

Pricing your house for today’s market isn’t just about getting it sold. It’s about making sure your move doesn’t stall before it starts.

Let’s talk through what buyers are really paying right now in our local area, and how to price your home to match.

These days, you’re going to want to get your price right when you get ready to sell your house.

10/13/2025

New home sales just hit their highest level in more than two years, and it’s not hard to see why.

To help sell their inventory, many builders are cutting prices, buying down mortgage rates, and more. And these incentives can make a real difference when you buy.

That’s why so many people are opting for brand-new homes lately.

The bottom line? A newly built home may be more within reach than you ever thought possible.

Let’s talk about what local builders are offering in your target area and see what fits your budget.

10/12/2025

Do You Know the Minimum Down Payment for a Conventional Home Loan?

Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender.

10/11/2025

Here’s why the right answer is so important for you to know.

A lot people overestimate how much they really need to save for a down payment.

The most common answers? 10 or 20%.

The truth: you may be able to put down as little as 3%.

According to FirstHomeIQ, only 8 out of 100 people actually get this right.

Don’t let misinformation hold you back.

What did you guess? Drop a comment below. And if you want more information, talk to a trusted lender.

10/07/2025

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Keeping up with all of these shifts can feel overwhelming. That’s why having an experienced agent or lender on your side matters. They’ll do the heavy lifting for you.

If you want real-time updates on mortgage rates, let's connect so you have someone to keep you in the loop and help you plan your next move.

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?

10/06/2025

Spoiler Alert: October is officially the best month to buy a home in 2025.

The market is shaping up to bring buyers more options, better prices, and less competition in most of the top 50 metros.

But the exact week when buyer-friendly conditions peak varies by market.

Want to know the sweet spot in our area? DM me and I’ll send you the details.