The present foreclosure crisis has brought into focus an area of foreclosure defense that, until recently, was rarely controversial – the right and power of an assignee of mortgage indebtedness, acting for itself or through an agent, to foreclose and collect on real property. Mortgage securitization, which includes records of mortgage transfers, were sometimes not created and/or maintained, and often can be difficult--if not impossible--to locate. Mortgage audits may show if your note was securitized by Wall Street and all the parties affiliated with the mortgage securitization process. A mortgage audit can reveal if a likelihood of fraud exists with mortgage documents on file at the local county clerk's office. Foreclosure defense is developing in the aftermath of the mortgage crisis, and Jeffrey Jackson & Associates, PLLC is at the cutting-edge of using mortgage audits as part of their complete foreclosure defense strategies.