Jay from Houston

Jay from Houston Entrepreneur | Real estate Real estate
(1)

08/12/2026

If you stop spending $8 a day on Starbucks, that’s $5,840 a year you could be investing.

Do that for 10 years and you’d have $100,000 EASY.

There is literally NO EXCUSE to not be a millionaire nowadays. Y’all just like coffee too much. 🤷‍♂️😂

This is how war of the worlds started 👽 Did anyone else feel that? 🌎A magnitude 5.1 earthquake shook parts of the Texas ...
07/25/2026

This is how war of the worlds started 👽

Did anyone else feel that? 🌎

A magnitude 5.1 earthquake shook parts of the Texas and Oklahoma Panhandles early this morning, with the epicenter reported about 83 miles northwest of Amarillo, Texas.

Earthquakes aren’t something Texans experience every day, so it’s definitely got people talking.

If you’re in the Panhandle, did you feel it? Where were you when it happened? Drop your city in the comments. 👇

🏡 OPEN HOUSE TOMORROW!📍 4715 Antha St, Houston, TX 77016🗓 Sunday, May 17 | 12:00 PM – 2:00 PMTwo homes on one lot for $4...
05/16/2026

🏡 OPEN HOUSE TOMORROW!
📍 4715 Antha St, Houston, TX 77016
🗓 Sunday, May 17 | 12:00 PM – 2:00 PM

Two homes on one lot for $445,000 — this is a rare house-hack opportunity in Houston! The front home is 3 bed/2 bath (remodeled in 2022) and the rear home is 2 bed/1 bath (built in 2023). Live in one, rent the other, and let the property pay for itself. 💰

Come see it in person — no appointment needed! Drop by and let the PSH Team show you around.
👉 Full details: har.com/s/OQ8VA46Ve9b
📞 Call/text Priscilla: (346) 322-8056

03/27/2026

Me and my girl showing out at your wedding 🕺

Me bout to tear up some tacos 🌮
03/27/2026

Me bout to tear up some tacos 🌮

02/24/2026

Home equity is one of the most overlooked tools homeowners have. If you’ve built up a lot of equity and you’re not planning to sell, why not use it to buy a rental property? Your equity can help you acquire another home, collect rent each month, and grow your net worth faster over time.

02/23/2026

a house in Houston. Part 1

02/20/2026

The 70% Rule is a quick way investors decide if a flip deal has enough room for profit.

✅ The rule

An investor should pay no more than 70% of the ARV (After Repair Value) minus repairs.

Formula:
Max Offer (MAO) = (ARV × 0.70) − Repairs

Why it exists
That leftover 30% buffer is meant to cover:
closing costs + lender fees (hard money points/interest)
holding costs (taxes, insurance, utilities)
agent commissions + seller concessions
surprises during rehab
profit

Quick example

If a home will be worth $300,000 after repairs and needs $40,000 in work:

ARV × 0.70 = 300,000 × 0.70 = 210,000
210,000 − 40,000 = $170,000
✅ Max offer = $170,000

Important note

The 70% rule is a starting point, not a guarantee. In hot markets some investors use 75–80%, and in riskier deals they’ll drop to 65%.

02/19/2026

Hard money is basically short-term real estate money used to buy or renovate a property fast — usually for investors, not traditional homeowners.

Here’s the simple version:

💰 What “hard money” means
A hard money loan is funded by a private lender (not a normal bank). The lender cares more about the deal + the property value than your W2 income.

🏚️ What it’s used for
Most common for:

Fix & flips

Buying distressed homes

Quick closings when a regular loan would be too slow

BRRRR deals (Buy, Rehab, Rent, Refinance, Repeat)

⏳ Why people use it
✅ Fast approval + fast funding
✅ Less paperwork than banks
✅ Can fund repairs in some cases
✅ Great when the property won’t qualify for FHA/conventional

⚠️ The catch
Hard money is more expensive:

Higher interest rate

Fees (“points”)

Short term (often 6–18 months)

You need a real exit plan (sell or refinance)

📌 Bottom line
Hard money is a tool to get the property, add value, then cash out or sell — it’s not meant to be held long-term.

02/18/2026

Flipping a home is basically buying a property that needs work, fixing it up, then selling it for a profit.

But for the everyday person, it’s not just “HGTV money” — it’s a strategy that takes planning, numbers, and patience.

Here’s what flipping really means:

🏚️ 1) You buy a home under market value
Usually it’s outdated, needs repairs, or just ugly. The goal is to buy it cheap enough that there’s room for profit after renovations.

🧰 2) You add value with smart renovations
Not every upgrade adds value. The best flips focus on what buyers pay for:

kitchens + bathrooms

flooring + paint

curb appeal

fixing major issues (roof, foundation, electrical) if needed

📊 3) You win or lose on the numbers
A flip only makes sense if the math works:
Purchase Price + Repairs + Holding Costs + Selling Costs = must be LOWER than the expected resale price (ARV).
If you don’t know your ARV, you’re basically guessing.

⏳ 4) You’re paying for time while you hold it
Every month you own the flip, you’re paying:

interest/mortgage

insurance

taxes

utilities
That’s why timeline matters.

💵 5) The payoff is either profit… or a lesson
When it goes right, you can cash out a profit and repeat.
When it goes wrong, it’s usually because of underestimated repairs, bad contractors, overpaying, or pricing it too high.

✅ Flipping isn’t gambling if you treat it like a business.

Address

Houston, TX
77027

Alerts

Be the first to know and let us send you an email when Jay from Houston posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jay from Houston:

Shortcuts

Share

Category