06/05/2026
May brought a little bit of everything in my little real estate world. It was fulfilling on many levels.
My takeaway for the month goes out to anyone dreaming about buying a home. This is a hot take but the truth is you really don’t need much money. If owning a home is the goal, there are a lot of options people don’t consider. You don’t need any of these first-time home buyer “grants” or MSHDA home loans that require you pay it back later. You just need to work with a local lender and the best Realtor in town (which would be me).
We had a buyer this month purchase a home for less than $1,000 out of pocket. Actually $750. They got a solid home they can move right into, are going to build immediate equity and be in a great position in a few years if they decide to move. Eliminating the down payment freed up a ton of money so they don’t need to stress about draining their bank account just to get in the door.