Brittany Byrd - JLA Realty

01/24/2023

Buying? Renting? Or Selling? Be My Client 🥰

12/04/2020

I can get you into a new home or apartment by the new year (or close to it). Renting or buying contact me to start the process. Can Santa do that? Pretty sure he can’t. 😂😃

10/21/2020

Private mortgage insurance (PMI) is insurance coverage that homeowners are required to have if they’re putting down less than 20% of the home’s cost. Basically, PMI gives mortgage lenders some backup if a house falls into foreclosure because the homeowner couldn’t make their monthly mortgage payments

10/08/2020

Bad credit can happen to anyone. There are numerous home loan options available for borrowers with bad credit.

FHA loans can be a solid option for people with low credit scores because they have some of the most lenient qualifying requirements.

✔️The FHA will accept credit scores as low as 500 with a down payment of 10% or more
✔️You will need a 580 score to make the minimum down payment of 3.5%.
✔️FHA loans also provide shorter waiting periods than conventional loan programs

Do you have any questions about FHA loans? Or perhaps you are looking for the right lender to assist you? Contact me today. I know a few solid and reputable lenders and credit repair specialist I can connect you with. Let me help you get started on your path toward homeownership!

10/01/2020

Hello October!

If you plan to purchase a home leading into the New Year right now is the perfect time to begin the home buying process!

Contact me today to get started!

09/22/2020

Today I am going to address the most common question I get in my inbox:

What is the difference between being pre-qualified and pre-approved for a mortgage loan?
✨If you’re prequalified it means that you POTENTIALLY could get a loan for the amount stated to you, assuming that all of the information you provide to the bank is accurate and true. This is not as strong as a pre-approval.
✨If you’re pre-approved, it means that you have undergone the extensive financial background check, which includes looking at your credit history, previous tax returns and verifying your employment – and the lender is willing to give you a loan, basically meaning you’re approved!

You will usually be provided an accurate figure which shows the maximum amount that you are approved for. Most sellers prefer buyers that have been pre-approved because they know that there will not be any problems with the purchase of their home.

09/16/2020

08/21/2020

Let’s discuss an Option to Waive your contingencies.

Contingencies are certain things that must be met in order to close a deal on a property. If they’re not met, the buyer is allowed to back out without losing any money. By choosing to waive any contingencies, especially in a bidding war, you demonstrate that you’re very serious about moving forward with the home purchase.

Now, consider this:

if you waive any contingencies such an inspection contingency, for example, and then find out during inspection that the home you want to purchase has serious foundational issues, you’re either going to have to sacrifice your earnest money or pay for expensive repairs once the title has been transferred.

07/09/2020

It cost you nothing to hire me as your agent to help you locate your ideal property. I will do the search, write up contracts, and answer any and all questions or concerns you may have.

Most common questions I get:
Can you help first time home buyers?
Can you help me find land?
Can you help me find an apartment?
Can you help me find a house for rent?
YES YES YES & YES!

I am here to make the process stress free and smooth for you. Let me do all the work, you just show up to the party 😉

Brittany Byrd
JLA - Realty
281.706.0988

06/30/2020

•Don’t miss any of your payments
•Avoid changing jobs
•Avoid buying a car
•Don’t buy furniture or household goods on credit
•Don’t let anyone make inquiries into your credit
•Don’t spend the money you are going to use to cover closing costs
•Avoid being a co-signer for anyone