Daniela Leon - Real Estate Agent

09/10/2025

🚨 Mortgage Rates Just Saw Their Biggest Drop in a Year

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year.

Rates are finally breaking out of the high 6% range, where they’ve been stuck for months.

Basically, we’re seeing signs the economy may be slowing down, and as certainty grows in the direction the economy is going, the markets are reacting to what is likely ahead. That historically brings mortgage rates down.

How Long Will It Last?
That really depends on where the economy and inflation go from here. Rates could drop lower, or they could inch up slightly.

While no one can say for sure where rates are headed, the fact that rates broke out of their months-long rut is a good thing. If you’ve been feeling stuck, this could make the start of a new chapter. And that’s gives you more reason to hope than you’ve had in quite some time.

Bottom Line
This is the shift you’ve been waiting for. Mortgage rates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.

What would today’s rates save you on your future monthly payment?

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty

09/05/2025

Im not just another realtor in Southern California. Im working hard to help buyers and sellers.

Yes, the sale matters, but what truly drives me is making your real estate journey as smooth and human as possible, especially in today's market.

My DMs are open if you've been thinking about your next move.

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty

08/29/2025

The vision for the renovation 😍

2 bed/2 bath condo
1,129 sq ft
$477/mo HOA

Listed at $725,000
Aliso Viejo, CA

Message me for more details or to schedule a private showing!

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty
LA: Senka Plese

08/26/2025

It will all work out 🙏🏼Message me to take the first step to home ownership!

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty

08/12/2025

You don't need to have it all figured out. You just need to take the first step.

If buying a home has been on your mind, this is where you start.

DM me "home" and I'll walk you through the first step—no pressure, just real answers.

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty

07/22/2025

🚨 Good news for buyers!

Mortgage rates have finally calmed down after years of wild ups and downs 📉📈 — giving you a better chance to plan your move with confidence.

🏡 Need help determining if now is the right time for you to buy? Let’s connect!

Daniela Leon
REALTOR® DRE 02153138
Keller Williams Realty

Over the past few years, affordability has been the biggest challenge for homebuyers. 

07/18/2025

Thinking about selling or already have your home listed for sale?

Make sure your property is properly priced and stay up to date with with active/sold listings in the neighborhood. Those that are over priced tend have higher days on market and end up with less net profit rather than if it was priced correctly initially.

Thinking of selling? Let’s connect!

Daniela Leon
REALTOR® DRE 02153138
Keller Williams Realty

06/30/2025

SHOULD YOU BUY OR RENT IN 2025?

The best decision depends on your financial situation, lifestyle, and long-term goals:

Buy a home if you want stability, can afford the upfront costs, and plan to stay in one place for several years.

Rent if you need flexibility, aren’t ready for homeownership expenses, or live in an area where buying is too expensive.

No matter what you choose, making an informed decision will help you feel confident about your next move.

Daniela Leon
REALTOR®,
DRE 02153138
Keller Williams Realty

#2025

06/28/2025

Want to learn more about first time home buyer programs? Let’s connect!

Daniela Leon
REALTOR®,
DRE 02153138
Keller Williams Realty

06/20/2025

The Five-Year Rule for Home Price Perspective

What’s the Five-Year Rule?
In real estate, you might hear talk about the five-year rule. The idea is that if you plan to own your home for at least five years, short-term dips in prices usually don’t hurt you much. That’s because home values almost always go up in the long run. Even if prices drop a bit for a year or two, they tend to bounce back (and then some) over time.

What’s Happening in Today’s Market?
Here’s something else to put your mind at ease. Right now, most housing markets are still seeing home prices rise – just not as fast as they were a few years ago. But in the major metros where prices are starting to cool off a little, the average drop is only about -2.9% since April 2024. That’s not a major decline like we saw back in 2008.

And when you look at the graph below, it’s clear that prices in most of those markets are up significantly compared to where they were five years ago. So, those homeowners are still ahead if they’ve been in their house for a few years or more.

The Big Picture
Over the past 5 years, home prices have risen a staggering 55%, according to the Federal Housing Finance Agency (FHFA). So, a small short-term dip isn’t a significant loss. Even if your city is one where they’re down 2% or so, you’re still up far more than that.

And if you break those 5-year gains down even further, using data from the FHFA, you’ll see home values are up in every single state over the last five years.

That’s why it’s important not to stress too much about what’s happening this month, or even this year. If you’re in it for the long haul (and most homeowners are) your home is likely to grow in value over time.

Bottom Line
Yes, prices can shift in the short term. But history shows that home values almost always go up over five years. So, whether you’re thinking of buying or selling, remember the five-year rule, and take comfort in the long view.

When you think about where you want to be in five years, how does owning a home fit into that picture?

Daniela Leon
REALTOR® DRE 02153138
Keller Williams Realty

03/26/2025

Are We Entering a Real Estate "Super Cycle?"

Real estate has long been a steady way to invest money. But now, some experts believe something even bigger might be coming: a real estate super cycle.

A super cycle is not about the usual ups and downs. It happens when strong factors such as high demand for homes, changes in the economy, and new policies help stimulate growth in the real estate market.

Chad Tredway from J.P. Morgan Asset Management said that these strong factors, along with the chance that interest rates will drop later, could signal growth for the real estate market

What About Interest Rates?

Interest rates are a big driver for people buying homes. Many wait for lower rates before they decide to buy. However despite us being in a higher interest rate environment, we are still seeing a high demand for homes.

Home Prices in 2025

J.P. Morgan also shared a new report that predicts home prices will go up by about 3% in 2025. This means that a home that seems expensive today might seem like a great deal in a few years.

Since there are more people looking for houses than there are houses available, waiting could mean paying more later. The market is strong, and taking action now might be the best move to benefit from future gains.

What Does This Mean for You?

Real estate rewards those who think long-term. There are many indicators showing that we might be starting a long period of growth such as:

-A real estate super cycle might be starting, pushed by high demand and strong economic factors.

-Real estate looks set for long-term growth even if interest rates stay stagnant.

-Waiting for could mean missing out on today's opportunities.

it’s worth considering what this means for you!

Everyone's situation is different, but by creating a long term plan to achieve your real estate goals, you can be confident in your decision. I can help make your real estate goals a reality.



Daniela Leon
REALTOR® DRE 02153138
Keller Williams Realty

02/19/2025

If you think home warranty isn’t important, think again…

Whether it’s an HVAC, electrical systems, or major appliances can cover the the cost offering you a peace of mind from these unexpected surprises.

A home warranty plan can be included in the home offer or could be purchased at a later date.

Daniela Leon
REALTOR®, DRE 02153138
Keller Williams Realty