05/06/2026
🏡 13% of home buyers think they need 20% down… but that outdated myth may be keeping people from buying sooner than they realize.
Years ago, a 20% down payment was often seen as the standard, but today many buyers purchase a home with far less. In fact, just under 75% of buyers put down 10% or less, which means homeownership in Kansas City may be more realistic than you think. If saving 20% feels impossible, don’t count yourself out yet — there may be loan programs, down payment options, and smart strategies that can help you take the next step with confidence. I just published a new article breaking down the 20% down payment myth and how to find out if buying a home could be within reach sooner than expected.
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But most buyers put down 10% or less
