10/16/2026
Does a change in the federal funds rate automatically mean higher commercial mortgage rates? Not necessarily.
In this month’s CRE Blog, Alec Pacella, CCIM, breaks down the relationship between the federal funds rate, the 10-year Treasury yield, and commercial mortgage rates, explaining how these rates influence borrowing costs.
Read the full blog to learn how understanding current interest rates and how they may change can help commercial mortgage borrowers determine the best time to borrow.
The three most common types of interest rates are the federal cost of funds rate, the 10-year US Treasury yield and commercial mortgage rates.