08/08/2026
A lower interest rate = real monthly savings 👏
With Arbor Homes offering 4.75% on a 30-year fixed FHA loan, buyers could see a major difference in their monthly payment.
Let’s use a 6.25% FHA 30 Year Fixed rate as an opposing example. On a $300,000 home, that difference looks like this:
✨ Estimated monthly payment at 4.75%: $1,969.93
✨ Estimated monthly payment at 6.25%: $2,247.03
That’s about $277 back in your pocket every month 💰
Or roughly $3,325 per year
Or nearly $99,756 over 30 years
Same home. Big difference.
And not to mention that with a new Arbor home, you also get the peace of mind of a fully warrantied home with little to no maintenance for the first several years of homeownership. That means more time enjoying your home and less time worrying about costly repairs.
If you’ve been thinking about making a move, this kind of rate opportunity can make homeownership feel a whole lot more within reach.
If you’ve been thinking new construction may be a good option for you as a buyer, or you’re a realtor and you have a client who may be interested, I would love to connect and show you just how attainable it truly is!
(P.s. for above monthly payment scenarios, principle, interest, taxes, and insurance were all taken into account. Taxes were estimated at 1% annual, homeowners insurance was estimated at $1,000 for the year, Mortgage insurance estimated at $100 per month with up front fee MIP per FHA guidelines)
