Tyler Lingle, Realtor

08/25/2025

Huge Congrats Calvin & Sarah on your big move back to Indy from Philly!

S/O to Amanda on the Roots team for helping them get this deal under asking price with a TON of seller credits!

The market is shifting, inventory is up a lot and I see a lot more homes sitting & taking longer as we head into the Fall. This will bring a ton of advantages to first time homebuyers!

Reach out if you have any questions on the marketplace 🏡
📲 317.443.5258

07/31/2025

My favorite clients to help are those in development.

These guys / gal start on the bottom totem pole busting their butt, working their way up, helping mega-developers get rich -- Kittle, Milhaus, Thompson Thrift. Don't get me wrong, these developers are incredible and the scale at which they develop shatters my paradigms of real estate investing.

But you know what? I get more amped up about watching the small guy break in. This client, Mason, an analyst at a large RE firm, searched for more than a year and a half to find something that made sense as a House hack / primary home.

We went from duplexes in the hood to single family in Meridian-Kessler. Ultimately he settled on a single-family home in Warfleigh -- a lesser known neighborhood with more affordable, entry level prices than surrounding MK proper.

S/O to Kyle Hoffman for helping drive this process forward.

Roots Realty Co.

05/23/2025

Mid-February: Wes contacted me about wanting to buy a house-hack.

Mid-May: He is now the new owner of a near-Westside duplex. He made it happen!

This one right around the corner from IUPUI, Indy Zoo, White River Amphitheater & State Park. The near-westside is going to be seeing a lot of action in the coming years... Pumped to see him snag this early when nobody is looking there!

Goal in 2025 was 25 people to help house-hack.
I'm referral friendly, exploratory conversations -- I'm open!

04/30/2025

In case you haven't heard, the market is competitive in Hamilton County...😮‍💨

Congrats to Drew & Kaitlyn for closing on this Noblesville stunner. CONTINGENT on selling their Nashville home. First day on the market. Scooped it up.

Finding deals in competitive markets like Hamilton County requires 1) a plan 2) trust and 3) SPEED. (well, cash helps too 😉). We were able to work all three to get them in a home that serves their family well.


Looking to make moves!
Text / call 317-443-5258

04/17/2025

This is a great example of the work we get to be involved in with our clients at Roots Realty Co.

This property expired on the markets in years past because it was "too small" or "too weird" for anyone to take.

I was able to help my investor get a walkthrough done, accurate ARV, and rough scope of work numbers rapidly so he could lock it up.

I was not the MVP though, he was. My client - Jose or Flipping Indy LLC - a boutique flipping company (just him & his wife) does unique, elegant flips at an affordable price point. They crush.

I put the sign in the yard, took professional photos (as we do for every listing with Roots) and it sold without even having to put it on the MLS ‼️ A neighbor nearby had been looking for a small space with an affordable price point for quite some time move-in ready!

We are closing Friday. It will be profitable for him, myself, and the new buyer.

I love a deal where everyone eats.

We are hungry for more deals. Especially in Danville, IN / Hendricks County. If someone needs a buyer for a distressed property, give me a shout.

Zillow link is below for those curious...

https://www.zillow.com/homedetails/218-Urban-St-Danville-IN-46122/85321761_zpid/

03/20/2025

A record amount of people planning to buy a home in 2025. Kind of crazy, right?

According to The Harris Poll, 15% of Americans are planning to buy a home in the next 12 months.

Why would this possibly be the case at 6.65% interest rates? This is over 2x higher than the 30 yr average in mid-2021.

I think the thing think about here is 𝘵𝘪𝘮𝘪𝘯𝘨.

In 2023-2024, there were just over 4M home sales, while a normal year is over 5M. It may not sound like much but 20% of normal transactions decided to 𝘱𝘰𝘴𝘵𝘱𝘰𝘯𝘦, essentially. Hoping for more moderate rates? Hoping for more options / inventory? Hoping to see X result in the election? I'd think so...

The reality is, since 2023, it's been a relatively easier market for a buyer to navigate. More below-asking offers accepted, more rate buy-down concessions, more wiggle room. The perception was "it's a bad time to buy a home," when in reality it was possible to get better deals at lower prices.

Now, in 2025, people have decided that 6.65% interest is good enough. It's fine. Folks are 𝘫𝘶𝘴𝘵 𝘥𝘰𝘯𝘦 waiting.

I have no big insight to give you here, other than framing up what I have noticed at a high-level the past few years. It's been an interesting time to navigate as a relatively young, newer real estate professional.

All I can say is, I'm also ready for a change. Hello 2025!

02/28/2025

We just released our episode with Jeremy Tallman, CEO / Founder T&H Realty Services, Inc. Jeremy is one of those fortunate (and wise) guys that started investing in single family & small multifamily before it was cool, as early as the early 2000's!

In our discussion we cover...

-- Lessons learned from managing over 1300 units in Indianapolis
-- From buying sheriff sale properties to small apartment buildings with less than $100k of his own money in the market
-- Is cash flow still a great reason to invest?
-- much more!

Listen on Spotify: https://open.spotify.com/episode/1sKlRnplH3nCdELmlUmK1k?si=c3f102552cd640c2
Listen on Youtube: https://www.youtube.com/watch?v=Zsz9ZkH8meE&t=2459s

Thanks for your time Jeremy!

In this episode of The Roots Podcast, Jeremy Tallman, CEO & Co-Founder of T&H Realty Services, shares how he built a 1,300+ door property management company,...

10/30/2024

I'm really proud of this one. 4th Indy Investor Masterclass ✅. We had a BLAST doing this live panel discussion with Nick Giulioni & Mark Nottingham. These guys have personally been a massive influence on me, and many others.

Harkening back to school-teacher days we split it into 3 parts:
101: How to achieve personal financial freedom through real estate
201: Making an impact with your sphere in real estate
301: Making an impact on your community through real estate

I am proud of this panel discussion and feel it moves the needle with the narrative in Indianapolis. Thanks to the entire Roots Realty Co. team for help putting our 4th Masterclass on!
Give it a watch / listen here:

Nick Giulioni is the driver behind Off-Leash Investments, which has touched over 300 residential properties with flips & BRRRR's, as well ,as the owner of tw...

10/11/2024

I didn't grow up in urban Indy, but rather out in the 'burbs. It has been fascinating to see urban Indy change so rapidly since immersing myself downtown.

What neighborhoods are coming up the quickest? That's a question I set out to find an answer for. This post is the result of that curiosity.

In short, I answer the question "What are the Top Five most up-and-coming urban neighborhoods to watch for in urban Indy?". I used median price appreciation in the last 5 years & commercial development as leading indicators, but also taking into account what we are seeing on the ground, every day.

So far our team has done 112 transactions. I would say 80% of these have been in urban Indy, giving us a unique insight into the urban redevelopment.

I'll be doing one of these on the 'burbs and small towns surrounding Indianapolis soon, as well.

Five most "up-and-coming" parts of urban Indy as of 2024

10/08/2024

Huge congrats to my friend Dustin for closing on his first home.

We looked for over a year and a half, and let me tell you, this market is not too easy for a first-time buyer to navigate... So, he took his time and was patient for the right opportunity.

With Renato Lima on board as Loan Officer I knew we had a team not to be messed with...😉 Using FannieMae HomeReady, he was able to lock in a 5% rate at 3% Down (!!)

Congrats, Dustin!

09/18/2024

How much do you need to begin investing in rental properties?

This is a question a lot are asking... The answer is...IT DEPENDS.

Some examples in Indianapolis where I invest:

- Class A/B Duplex in Midtown Indy will run you at least $300,000. An investment property loan will require 20% Down minimum. You're looking at around ~$75,000 when we consider downpayment, closing costs, and some cash reserves. This will likely generate an ROI of around 20% when you factor in cash flow, appreciation, equity paydown, tax depreciation benefit.

A lot of cash for some people!

OPTIONS: Bring on a partner to split it, equity wise. Raise private money to help pay for the Downpayment.

- Class C Single Family home in the Emerging, Transitioning Near Westside will run you about $130,000. 20% Down brings that to ~$35,000 with downpayment, closing costs, and cash reserves.

This is achievable for many people! The difference here is the Class C property could be less stable with likely higher risk tenants.

- Downtown Airbnb with 4+ bedrooms for higher nightly rate will run you at least $350,000. We are looking about $100,000 when you add in furnishing costs and all the extras.

This type of investment will require the most upfront work (and capital) yet generate the highest monthly cash flow ($1000-$2000 / mo in cash flow possible if you buy right).

Getting educated on your options in real estate is the first step. Even if you don't want to OWN properties you can LEND cash to others that will invest it for you, completely passive. SOME level of diversification outside of the stock market is necessary and healthy, in my opinion.

09/14/2024

Excited to share that Roots Realty Co. has partnered with Neu Group to help real estate investors build BRAND NEW duplexes. This will be a game changer for investors seeking a less-maintenance-hassle investment and overall small multifamily inventory which is direly too low right now. Details below:

These are three bedroom, two bathroom duplexes in up-down style. They're about 1500 sqft per unit. They are NICE.

I'm actually under contract myself to build one, with a partner in the Brookside neighborhood.

Here's what the deal look like:
- $410-425,000 purchase price INCLUDING lot.
- 25% Down.
- 4-6 month build process.
- Rents going from $1800-2100 per unit
- Immediate 5% Cash-on-cash but ultimately much greater ROI with equity paydown, appreciation, and tax depreciation benefits.

Happy to discuss with anyone how to take down one of these.