Diana Todd, Realtor/Broker

08/11/2026

Repeat buyers, you’ve got a big leg up on your next move.

It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.

That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?

Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.

You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.

Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk.



Please call me at 317-840-8787 for your real estate questions.

08/07/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.



Please call me at 317-840-8787 for your real estate questions.

08/04/2026

Buying a Home? Here's What You Should Know About Home Insurance Costs.

Homeowners insurance has become a bigger part of the homebuying conversation. But it doesn't have to become a bigger source of stress.

The key is knowing what to expect before you buy. Get an insurance quote early, factor it into your budget, and lean on trusted local professionals to help you make the most informed decision possible.



Please call me at 317-840-8787 for your real estate questions.

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

07/31/2026

Home Price Growth Slowed Down. That May Be Changing.

Home price growth slowed way down, and now it's showing early signs of picking back up. Whether you're buying or selling, let's connect so you can see exactly what prices are doing in our local market and what that means for your plans.



Please call me at 317-840-8787 for your real estate questions.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again.

07/28/2026

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?

Sure, the pace has cooled in some areas recently. But houses are still selling all the time. In fact, more than 4 million will sell this year.

Do a little math, and that works out to over 11k sold every day, almost 470 an hour, and about eight every minute.

So, don’t count your house out. Another home just sold as you were reading this – let’s make the next one yours.



Please call me at 317-840-8787 for your real estate questions.

07/24/2026

Sticker shock keeping you on the sidelines? Condos might help.

The median condo sold for $380,000 in June, while the median single-family home went for $446,400. That's a gap of more than $66,000.

Part of that is because condos are usually smaller. But that's exactly the point. Smaller square footage can mean a smaller price tag.

So, if you can make less space work for your life, it may work for your budget, too.

For a lot of buyers, especially first-timer buyers, a condo or townhome is the difference between waiting and owning.

Curious what condos and townhomes are selling for in our area? Drop a comment or send me a DM, and I'll put together a list that fits your budget.



Please call me at 317-840-8787 for your real estate questions.

07/21/2026

Homes Sold with an Agent Sell for $65,000 More

Selling soon? Worried about how much you'll make in today's market? An agent can help your house sell for as much as possible. Homes sold with an agent sell for $65,000 more than homes sold without one. Because a pro has the right network, marketing, and pricing strategy to draw stronger offers. So, when you're ready to make top dollar for your house, let's connect.



Please call me at 317-840-8787 for your real estate questions.

07/17/2026

Think Nobody's Buying Homes Right Now? Think Again.

This year's housing market may be moving slower than many of us hoped. But, buyer demand is more resilient than the headlines suggest.

If you're wondering whether there are enough buyers for your house, let's connect. I'll show you what's happening in our local market and build a strategy that helps you take advantage of the momentum that's already here.



Please call me at 317-840-8787 for your real estate questions.

If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared.

07/14/2026

If the first half of this year has left you feeling stuck, you're definitely not the only one.

Mortgage rates stayed higher than people hoped. Affordability was still tough. And every time it felt like things might improve, something else got in the way. But here's the good news.

A lot of housing experts think the second half of the year could start heading in a better direction. Not because everything magically gets fixed overnight...

But because if inflation cools off and things settle down overseas, mortgage rates could ease, more buyers could jump back in, and the market could finally start feeling a little less stuck.

Will everything suddenly be easy? Probably not. But after the first half we've had, "better" is a pretty good place to start.

If you're wondering what that could mean for your plans (or for our local market), send me a message.

I’ve got the latest forecasts on...



Please call me at 317-840-8787 for your real estate questions.

07/10/2026

What To Expect from the Housing Market in the Second Half of 2026

The second half of the year probably won't be perfect. But it could be better.
Mortgage rates may ease. Home sales could pick up. And prices are expected to continue rising at a healthier, more sustainable pace. If you've been waiting for signs of progress, this is it.
If you want to understand what these forecasts mean for your plans and what’s happening in our local market, let’s connect.



Please call me at 317-840-8787 for your real estate questions.

If the first half of this year has left you feeling stuck, you're not the only one.