Kya Marsh, INDYrealtor

11/08/2025

First-time buyers sink to an all-time low 📉
Median age for a first-time home buyer is 40. 😳

“Unfolding in the housing market is a tale of two cities,” says Jessica Lautz, NAR deputy chief economist and vice president of research. “We’re seeing buyers with significant housing equity making larger down payments and all-cash offers, while first-time buyers continue to struggle to enter the market.

First-time buyers now make up just 21% of the market—the lowest share since NAR began tracking in 1981. Before 2008, they consistently accounted for about 40% of home sales. “The historically low share of first-time buyers underscores the real-world consequences of a housing market starved for affordable inventory,” Lautz says.

Those who do buy are older, too. The median age of first-time buyers has climbed to a record 40—up from the late 20s in the 1980s. High rents and student loan debt make saving for a down payment increasingly difficult. “For generations, access to homeownership has been the primary way Americans build wealth and the cornerstone of the American dream,” says Shannon McGahn, NAR executive vice president and chief advocacy officer. “Delayed or denied homeownership until age 40—instead of 30—can mean losing roughly $150,000 in equity on a typical starter home.”

In my experience I can say that the age for first-time homebuyers has risen. However, I do work with a lot of first-time homebuyers in their early thirties.
The economy for many of my buyers plays a huge role in how much they are willing to pay for a home. We need a lot more entry level homes (homes under $250k) and a more balanced/stable economy.
When working with buyers my main goal is to help them buy a home within their means. In this economy and in this housing, market buying a home that's not as big or doesn't have tons of acreage are ways to make buying a home more affordable.
There are options out there for buyers.
I'd love to chat about what your options are.
Call/text anytime!
📲 317-200-5293

Full article below.

NAR’s 2025 Profile of Home Buyers and Sellers report reveals the leading and emerging forces in the housing market.

11/03/2025

❌ Avoid these selling mistakes when you want to sell quickly ❌
To make sure your home sells quickly and doesn’t sit on the market, it’s important to focus on the details that make a big difference for buyers.
In my experience freshening up paint 🎨 and decluttering rooms to enhancing curb appeal and staging key spaces, small updates can help buyers imagine themselves living in your home.
There are also some strategies your agent can guide you through
— like professional photos 📸, pricing insights, and targeted 🎯 marketing — to give your listing the best chance of a fast sale and strong offers.
Call/text anytime to get started in your selling journey!
📲 317-200-5293

09/07/2025

Starting your home search is exciting, but asking the right questions upfront can make the process so much smoother! 🏡
Knowing your credit score, budget, and loan preferences helps you shop with confidence and avoid surprises along the way.
Don’t worry—you don’t have to figure it out alone. I can connect 🤝 you with trusted lenders and guide you through every step. Ready to get started? Let’s chat!
Call/text anytime!
Kya Marsh, REALTOR®
📲 317-200-5293

08/10/2025

💵 Do you know how much money you'll need to buy a home??? 💵

When buying a home, it’s smart to plan ahead for all the exciting steps that come with it! In addition to your mortgage or rent, you’ll want to budget for things like furnishing your space, handling the occasional repair, and covering items like property taxes or HOA fees. Don’t forget one-time costs like closing and moving expenses, too. Taking these into account from the start helps you feel confident and prepared—so you can focus on settling into your new home and making it your own.
Let's get to planning today!
Call/text anytime!
Kya Marsh, REALTOR®
📲 317-200-5293

08/09/2025

Owning a home isn’t just about having a place to live 🏡—it’s about building a foundation for your future.
Real estate continues to be one of the strongest investments you can make, offering stability and long-term growth. Whether you’re ready to buy your first home or move up to your next, I’m here to help you every step of the way. Ready to invest in your future? Let’s chat! 💬✨
Call/text anytime!
Kya Marsh, REALTOR®
📲 317-200-5293

08/08/2025

🚨 Don't make these credit mistakes! 🚨
Avoiding common credit pitfalls is key to maintaining a healthy score and setting yourself up for major financial moves like buying a home. Missing payments, even just once, can cause your credit score to drop and may lead to late fees or higher interest rates—making it harder to qualify for a favorable mortgage.
Try to keep your usage below 3️⃣0️⃣% of your credit limit and avoid applying for too much new credit at once.
If you've got questions about buying or selling, send me a message - I'm here to help!
Call/text anytime!
Kya Marsh, REALTOR®
📲 317-200-5293

08/07/2025

Waking up in the right home can change everything—your mood, your routine, your whole day. 🏠
If you’ve been dreaming of a space that feels just right, I’m here to help you find it. Whether you're ready to start touring or just want to chat about what’s out there, I’ve got you covered.
Let’s find the place that makes your mornings better. ☀️ Send me a message to get started!
Call/text anytime!
Kya Marsh, REALTOR®
📲 317-200-5293

07/06/2025

Pencil me in calendar for tomorrow 3-5pm! ✏️🗓

07/06/2025

I bet this home has the tallest deck you've ever seen!! 👀
📩You're invited to my open house.
Sunday July 6th 3-5:00 pm.
Call/text anytime with questions or to schedule a private tour!
📲 317-200-5293
- 5️⃣🛏
- 4️⃣🛁
- 0.22 acres
- MSD Lawrence Township school district
- Minutes from Geist Reservoir
- Private living space that could be used as an in-law suite or guest room
- Pond views
- 20' ceilings in the living room
- Loft space
- Walkout basement
- Well maintained with modern updates
- Energy-efficient upgrades include a new HVAC system and gas water heater, Tesla charging port, and a brand-new roof and water/sewer line replacement (2025)
- Don't forget about the newly updated deck
- Listed at $525,000
Call/text anytime.
📲 317-200-5293

04/10/2025

Calling all potential buyers 📣
JUST LISTED UNDER $200k | Hamilton Heights School District
Here's your chance to own a home in desirable Hamilton County! Located in the sought-after Hamilton Heights school district, this 3-bedroom, 2-bathroom home offers 1,248 square feet of living space with a fully fenced backyard-perfect for pets, play, or entertaining. The oversized detached 2-car garage provides plenty of room for storage, hobbies, or workbenches. Sliding door replaced April 2025.
Inside, you'll find a blank canvas ready for your personal touch. This home is packed with potential.
Perfect for anyone:
✅ Wants to update while living in it
✅ Loves DIY projects
✅ Is considering a 203k renovation loan
Local amenities:
🚗 Enjoy a short drive to all Hamilton Heights schools, Cicero, and Tipton, with restaurants, shopping, and grocery options nearby. 🚶‍♀️Plus, you're within walking distance of the local favorite BBQolog restaurant!
Local History:
-Nestled in the heart of Atlanta, Indiana, this home is also part of a vibrant community known for its annual New Earth Festival-a town-wide celebration every fall. I attend the festival every year to support the town, and I had a booth there a couple years ago. I highly recommend you check it out this year! 2025 New Earth Festival website link: https://atlantaindiana.com/?p=94
-Small town living with approx. 800 residents. Atlanta is a great community located just outside the Hussle and Bussle of Indy.
📲Call/text anytime for more details or if you're interested in a private tour.
317-200-5293
Kya Marsh, INDYrealtor
with Highgarden Real Estate
More photos visit my listing website: https://eyesky-video-photo-film-llc.aryeo.com/sites/220-e-meridian-st-atlanta-in-46031-15149897/branded