XP Indy Homes

05/08/2026

What tasks do you still perform personally that, if outsourced to a professional, would actually save you both time and money — allowing you to focus on higher-value, income-producing activities❓️

For me:

•Dry cleaning
•Real estate photography
•Real estate personal assistant
•Monthly car wash membership
•FSD for long drives and commuting
•Electrical work handled by a licensed electrician
•Roofer
•Painter
•Barber

Time is valuable. The more I focus on what produces results, the better use of my day.

05/05/2026

Just hit the market in Speedway 📍

2114 N Auburn St — solid all-brick ranch with 3 bedrooms, attached garage, and a fenced backyard. Clean layout, great location, and move-in ready potential.

Minutes from Main Street and the track. Whether you’re looking for a primary home or an investment, this one checks boxes.

DM me for details or a private showing.

HomeForSaleIndy InvestmentPropertyIndy MoveToIndy IndyLiving RealEstateInvesting

04/25/2026

If you are in Speedway Indiana stop by Santa's pit stop and check out the Indianapolis motorspeet way memorabilia and Christmas decorations.

04/08/2026

02/03/2026

Looking forward to warmer in Indiana, to check this place out again.

02/02/2026

Jump to HomesByDevin.com and go to YouTube to watch the full video. Thanks in advance...

01/29/2026

Comparing several areas on what you get for your dollars.

01/10/2026

What can and can't you do as a seller when you home is being toured by a potential buyer? What can a buyer do while touring a property in the state of Indiana?

09/30/2025

🏡Getting ready to apply for a home mortgage involves several crucial steps to ensure you're in the best financial shape possible and that the process goes smoothly.

Mortgage Preparation: Quick 5-Step Checklist

1. Check and Fix Your Credit
* Get your credit reports from all three bureaus and dispute any errors.
* Pay all bills on time and keep credit card balances low (ideally under 30% of your limit).
2. Save Cash for Costs
* Secure funds for your down payment (aim for 20% to avoid extra insurance) and closing costs (typically 3% to 6% of the home price).
3. Lower Your Debt-to-Income (DTI) Ratio
* Pay down existing loans and credit cards to ensure your DTI (monthly debt \div gross income) is under 45%.
4. Gather Documents
* Collect the last two years of W-2s and tax returns, plus your most recent pay stubs and bank statements.
5. Get Pre-Approved
* Shop around by checking rates with a few different lenders.
* Get a pre-approval letter before you start house hunting—it tells sellers you are a serious and qualified buyer and it informs your agent you are focused with your purchasing power.

Crucial Rule: Once you start this process, do not make any major financial changes (like switching jobs, opening new credit, or buying a car) until your loan closes.

If there is anything I can help woth your next real estate move, reach out to me with any questions you might have.

~Devin - 317-721-6624

09/18/2025

📊 Indianapolis Housing Market Update: Mortgage Rates Shift

Mortgage rates have seen notable movement recently. Since August, the average 30-year fixed rate has decreased by about 1%.

Yesterday: Rates touched 6.12%—the lowest level in months.

Today: After the Federal Reserve’s first rate cut of the year, rates adjusted slightly upward to 6.22%.

This change has already led to increased buyer activity across the Indianapolis Metropolitan area, and we anticipate that trend continuing into the winter season.

If you’re considering buying or selling in Greater Metropolitan Indianapolis Indiana area, now is an excellent time to review your options. Feel free to reach out with any questions or for a personalized market update.
317-721-6624 📞 or text when you are ready.

09/17/2025

Don't Get Left in the Cold: 15 Tasks to Winterize Your Home Now - Blog post - 17 Sept 2025

Getting your home ready for winter is a crucial part of homeownership. A little bit of work in the fall can prevent expe