Garret Grinden - NMLS #2133122

04/24/2026

09/18/2025

Opportunity is knocking.

With the Federal Reserve cutting rates, conditions are especially favorable for luxury homebuyers. Now is the time to explore your options and position yourself for long-term success.

Don’t wait until the market shifts again, start the conversation today.

09/12/2025

Rates remain steady as mixed data slows momentum, traders wait on the Fed, and MBS hold strong during the monthly roll.

09/03/2025

Refis are climbing with rates at 11-month lows, while purchase apps slipped despite staying well above last year’s pace.

08/28/2025

Mortgage or Myth?

A 15-year mortgage is “too expensive” for most buyers. Swipe to find out!

08/21/2025

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗿 𝗠𝘆𝘁𝗵?

Waiting for rates to drop does not guarantee a better deal. Rates can change fast and last year’s dip was short lived! The best time to act is when it makes sense for you.

08/13/2025

Weekly Rate Watch:
The housing market may have found its floor, with 2025 bringing slight affordability gains and potential relief from small rate drops. Expect steady, not sudden, progress toward balance.

08/12/2025

Just helped a family in Anna, TX tap into their home's equity with a HELOC cash out refinance—funded in only 22 days. Proud to get this done for my clients. E Mortgage Capital

08/07/2025

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗪𝗮𝘁𝗰𝗵: 𝗥𝗮𝘁𝗲𝘀 𝗛𝗶𝘁 𝗧𝗵𝗲𝗶𝗿 𝗟𝗼𝘄𝗲𝘀𝘁 𝗦𝗶𝗻𝗰𝗲 𝗢𝗰𝘁𝗼𝗯𝗲𝗿

Big news! Mortgage rates just 𝗱𝗿𝗼𝗽𝗽𝗲𝗱 𝘁𝗼 𝘁𝗵𝗲𝗶𝗿 𝗹𝗼𝘄𝗲𝘀𝘁 𝗽𝗼𝗶𝗻𝘁 since early October.
Why? Friday’s jobs report triggered major bond market movement, and that pushed rates down. Most lenders didn’t fully adjust right away, so even a steady market today helped bring rates even lower.
Bottom line: 𝗧𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗺𝗼𝗺𝗲𝗻𝘁𝘂𝗺 𝗶𝘀 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗶𝗻 𝗯𝘂𝘆𝗲𝗿𝘀’ 𝗳𝗮𝘃𝗼𝗿, at least for now.

07/30/2025

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗪𝗮𝘁𝗰𝗵: 𝗥𝗮𝘁𝗲𝘀 𝗝𝘂𝘀𝘁 𝗕𝗹𝗶𝗻𝗸𝗲𝗱. 𝗪𝗶𝗹𝗹 𝗧𝗵𝗲𝘆 𝗞𝗲𝗲𝗽 𝗗𝗿𝗼𝗽𝗽𝗶𝗻𝗴?

The bond market’s looking better, but lenders haven’t fully caught up. If things stay steady, we could see even lower rates soon. Big reports + a Fed update this week = major moves possible.