06/11/2026
Most people focus on building equity.
Few focus on maintaining cash flow.
You can have a paid-off home or significant equity and still face financial stress if your income changes.
Because equity is an asset, not cash.
And accessing equity often depends on income, cash flow, and creditworthiness.
In a world of layoffs, AI disruption, inflation, and economic uncertainty, financial flexibility matters.
Don't tie up your entire income in homeownership expenses.
Keep your cash fl