John Lemos, Mortgage Lender

Call Directions Website

John Lemos, Mortgage Lender Mortgage Advisor | NMLS #613321
Loan Factory | NMLS #320841 John Lemos, Loan Originator, NMLS #613321

Big milestone alert for some very excited homebuyers! 🎉 John P Lemos just secured an "approved with conditions" mileston...
10/06/2026

Big milestone alert for some very excited homebuyers! 🎉 John P Lemos just secured an "approved with conditions" milestone on their new loan.

Getting this news is always such a huge sigh of relief. It means the underwriting team has given the thumbs-up, and those front door keys are officially within reach. 🔑 Seeing the pure excitement and peace of mind this brings to our clients is easily the highlight of our week. 🏠

John is already working on the final checklist items to wrap everything up. We are absolutely thrilled for this family and can't wait to watch them step into their new space! ⭐

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

It’s official—our community just got a little brighter! 🏠 The loan is officially funded, and a wonderful local family is...
10/06/2026

It’s official—our community just got a little brighter! 🏠 The loan is officially funded, and a wonderful local family is ready to start their next chapter right here in our neighborhood.

Helping neighbors set down roots is honestly the most rewarding part of this work. We kept things straightforward, focused on what mattered, and now they are fully funded and ready to unpack. 🎉

If you see some moving boxes around town, join me in wishing them the absolute best as they settle in. We are so incredibly happy to have you here! 🔑

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Shopping for a home loan? Don't settle for the first offer you see! 🏡When you explore mortgage options through a wider l...
10/01/2026

Shopping for a home loan? Don't settle for the first offer you see! 🏡

When you explore mortgage options through a wider lender network, you can compare different combinations of rates, fees, and loan structures to find what aligns with your financial goals.

Let's explore your options together. Send me a message today to get started! 📲



For informational purposes only. Sample rate comparison is for illustration only. Rates, APRs, fees, terms, and program availability vary by borrower, property, lender, and market conditions. Not a commitment to lend.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

When shopping for a home loan, it is easy to focus only on the interest rate. But the right mortgage is about the whole ...
09/30/2026

When shopping for a home loan, it is easy to focus only on the interest rate. But the right mortgage is about the whole picture—including the loan structure, overall costs, and your long-term financial goals. Let us look beyond just one number to find the strategy that truly fits your life. Send me a message today to compare your options! 🏡

For informational purposes only. Loan programs, requirements, rates, fees, and terms vary. Not all applicants qualify. Not a commitment to lend.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about buying a home soon? 🏠Starting your preparation early does more than just lock in your move-in date. It gi...
09/29/2026

Thinking about buying a home soon? 🏠

Starting your preparation early does more than just lock in your move-in date. It gives you the time to review loan options, compare costs, and organize your paperwork without the pressure.

Let's map out your timeline together so you can make confident decisions. Message me today to get started!

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about buying a home but unsure how the standard deduction impacts your mortgage interest? 🏠 It is not always cu...
09/28/2026

Thinking about buying a home but unsure how the standard deduction impacts your mortgage interest? 🏠 It is not always cut and dry. Tax treatment depends on your unique filing situation, income, and other financial factors. If you want to explore your home financing options, send me a message today! 📲

For informational purposes only. This is not tax advice. Please consult a qualified tax professional regarding your specific situation. Not a commitment to lend.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Getting approved is a great first step, but your actual home budget is about more than just that maximum number. A great...
09/24/2026

Getting approved is a great first step, but your actual home budget is about more than just that maximum number.

A great mortgage plan should also account for your monthly lifestyle expenses, savings goals, and a monthly payment you actually feel comfortable with.

Thinking about buying? Message me today to discuss your options and find the right fit for your goals!

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Finding your dream home starts with understanding the numbers. 🏡Your budget is about more than just the purchase price. ...
09/22/2026

Finding your dream home starts with understanding the numbers. 🏡

Your budget is about more than just the purchase price. Factors like taxes, insurance, and monthly debts all play a major role in what feels comfortable. That is why exploring your financing options first is so important!

Ready to see what fits your budget? Send me a message and let's chat.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Every homeownership journey starts with a single step, and sometimes the hardest part is just figuring out where to begi...
09/21/2026

Every homeownership journey starts with a single step, and sometimes the hardest part is just figuring out where to begin.

Whether you are planning to buy now or down the road, I can help you understand your financing options and map out a plan that fits your goals.

Comment below or send me a message today to talk through your next move!

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Buying a home soon? Hold off on buy-now-pay-later purchases until after closing! 🚫 Lenders re-check your credit before f...
09/18/2026

Buying a home soon? Hold off on buy-now-pay-later purchases until after closing! 🚫 Lenders re-check your credit before funding, and even small new debts can delay your big day. Keep your finances steady until the keys are in your hand. 🔑

All loans subject to approval. Guidelines and requirements may vary based on borrower profile.

John P Lemos | NMLS #613321 | DRE -DOC613321
Loan Factory | NMLS #320841 | DRE #01771313

Address

18071 Fitch Suite 200
Irvine, CA
92614

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+19512560812

Website

,

Alerts

Be the first to know and let us send you an email when John Lemos, Mortgage Lender posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share