Quyen Sy

Name: Quyen Sy
Address: 17911 Von Karman Avenue Suite 400, Irvine, CA, 92614, US
Telephone: +19495367410

📍Irvine, CA
🏠 NMLS #1028669 DRE 02350634
🏦 Branch Manager
💼 Purchase | Refinance

05/26/2026

Today we pause.

Memorial Day is about the men and women who gave everything so the rest of us could build everything — our homes, our businesses, our families, our futures.

We help people open the door to a home of their own. None of that work would be possible without the sacrifice we honor today.

To every Gold Star family, every veteran carrying the weight of those who didn’t come home, and every American who knows what this day truly costs — thank you.

We remember. We honor. We never forget.

🇺🇸

04/25/2026

WOW! See what our last client said about the team and I.

04/09/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗢𝗻𝗹𝘆 𝗦𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗟𝗼𝘄𝗲𝗿 𝗔𝗳𝘁𝗲𝗿 𝗖𝗲𝗮𝘀𝗲𝗳𝗶𝗿𝗲 𝗡𝗲𝘄𝘀
It's a fluid situation in financial markets on Wednesday. The 2-week ceasefire in the Iran war caused a big reaction last night, but the benefit to the bond market (bonds dictate rates) has been increasingly wiped out during domestic hours. If we measure the reversal versus yesterday's closing levels at 5pm ET, the reversal is almost complete. But bonds were already rallying in the afternoon due to expectations for the official ceasefire news. All that to say, we're still in noticeably better shape than we were mid-day yesterday, but the overall improvement is smaller than most borrowers would expect. In fact, the average top-tier 30yr fixed rate is just barely at the low end of April's range at 6.40% vs the previous low of 6.41% on April 2nd. Earlier today, it was as low as 6.38%,
https://www.mortgagenewsdaily.com/newsletter/n/20260408
Contact me to learn more! :)

04/08/2026

Slow lenders lose houses.⚡

In SoCal your agent and your lender
need to move as ONE — or you’re
losing to someone who does.

That’s exactly what we built.

One team. One call. One close. 🔑

No back and forth.
No waiting on the bank.
No lost deals.

Just fast, clean, coordinated —
offer to keys.

This is dual agency.
This is Mortgage by Q.

💬 Comment “DUAL” — let’s move.
📤 Tag someone who lost a house
to a slow lender.

04/08/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗟𝗶𝘁𝘁𝗹𝗲-𝗖𝗵𝗮𝗻𝗴𝗲𝗱 𝗕𝘂𝘁 𝗩𝗼𝗹𝗮𝘁𝗶𝗹𝗶𝘁𝘆 𝗖𝗼𝘂𝗹𝗱 𝗥𝗲𝘁𝘂𝗿𝗻 𝗤𝘂𝗶𝗰𝗸𝗹𝘆
In stark contrast to the entire month of March, April's mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they've held inside a range of just 0.04%. Today did nothing to expand that range although it did leave rates microscopically higher versus yesterday. The Iran war continues to be the dominant source of inspiration for the financial markets, including the bond market that underlies interest rates . Given that tonight brings a deadline for a potentially major escalation in the war, there's a risk of volatility heading into tomorrow.
https://www.mortgagenewsdaily.com/newsletter/n/20260407
Contact me to learn more! :)

04/07/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗦𝘁𝗲𝗮𝗱𝘆 𝘁𝗼 𝗦𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗟𝗼𝘄𝗲𝗿
It was an uneventful day for mortgage rates with the average lender close enough to Friday's levels that borrowers would not see much of a difference between the two days. The bond market (which underlies and dictates rate movement) was still in quasi-holiday mode as most overseas markets were closed for holidays. Financial markets (including bonds) continue taking cues from major developments in the Iran war, but today ended up being more about waiting for those events based on Trump's deadline for Iran to reopen The Strait of Hormuz or face major escalation.
https://www.mortgagenewsdaily.com/newsletter/n/20260406
Contact me to learn more! :)

04/03/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗔𝗿𝗲 𝗔𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗟𝗼𝘄𝗲𝗿 𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸
On any given Thursday, there's a decent enough chance that the average mortgage rate headline will be unintentionally misleading. At issue is media reliance on the longstanding weekly mortgage rate surveys. If news stories are going to cite this data, that's fine, but it's critical to understand the methodology. Whether it's MBA (reported yesterday) or Freddie Mac (reported today), the weekly surveys have an inherent reporting lag--that is, they are published at least a day after data collection ends. In addition, they represent an average of 5 business days. This means that the weekly mortgage rate would be reported as 6.2% if the first 4 days were 6.0% and the 5th day jumped to 7%. This is most frustrating for consumers when the present moment's rates are higher than the weekly
https://www.mortgagenewsdaily.com/newsletter/n/20260402
Contact me to learn more! :)

04/02/2026

They taught you how to write a resume. Nobody taught you how to buy or refinance a house. 🏡

Traditional banks are slow, picky, and not working for you — we are. 180 lenders. One broker. Your approval.

Comment "FAST" and I'll show you how we close. 👇

04/02/2026

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗦𝘁𝗲𝗮𝗱𝘆 𝘁𝗼 𝗦𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗟𝗼𝘄𝗲𝗿
Mortgage applications fell for the third consecutive week amid an increasingly volatile rate environment. The Mortgage Bankers Association (MBA) reported a decrease of 10.4% on a seasonally adjusted basis for the week ending March 27. The Refinance Index fell 17% from the previous week, but remains 33% higher than the same week one year ago. Purchase activity also declined, with the seasonally adjusted Purchase Index dropping 3% , just 1% above year-ago levels. MBA’s Mike Fratantoni notes "higher rates are being offset somewhat by the buyer’s market in many parts of the country – there are more homes for sale than buyers have seen in some time. Moreover, purchase applications for FHA and VA loans continue to hold up better than those for conventional buyers.
https://www.mortgagenewsdaily.com/newsletter/n/20260401
Contact me to learn more! :)

Address

17911 Von Karman Avenue Suite 400
Irvine, CA
92614

Telephone

+19495367410

Website

https://beacons.ai/mortgagebyq

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