Quyen Sy

Quyen Sy ๐Ÿ“Irvine, CA
๐Ÿ  NMLS #1028669 DRE 02350634
๐Ÿฆ Branch Manager
๐Ÿ’ผ Purchase | Refinance

Send this to someone who is thinking about buying a home in 2026.Because the #1 thing that slows buyers down isnโ€™t the ...
06/19/2026

Send this to someone who is thinking about buying a home in 2026.

Because the #1 thing that slows buyers down isnโ€™t the market. Itโ€™s not being prepared. ๐Ÿ’ก

Hereโ€™s your simple starting checklist:

โœ… Know your comfortable monthly payment
โœ… Gather your financial documents now
โœ… Understand your upfront costs
โœ… Meet with a trusted lender early
โœ… Build a plan around YOUR goals

Guiding you home with care, compassion, & commitment. ๐Ÿฉท

Thatโ€™s not just my tagline โ€” itโ€™s how I show up for every single client I serve.

๐Ÿ’Œ Save this. Share it. And when youโ€™re ready โ€” DM me โ€œPREPAREโ€ and letโ€™s build your path to homeownership together. ๐Ÿ’
Victorea C. Aguila | CA REALTORยฎ | | West Cap | Broker DRE #02022356 | Agent DRE #02340663 | Information provided for educational purposes only and should not be considered financial, legal, tax, or lending advice. Financing options, loan approval, and terms are determined by individual lenders and borrower qualifications. Consult a licensed lender for guidance specific to your situation. Market conditions may vary. Each transaction is unique.

05/26/2026

Today we pause.

Memorial Day is about the men and women who gave everything so the rest of us could build everything โ€” our homes, our businesses, our families, our futures.

We help people open the door to a home of their own. None of that work would be possible without the sacrifice we honor today.

To every Gold Star family, every veteran carrying the weight of those who didnโ€™t come home, and every American who knows what this day truly costs โ€” thank you.

We remember. We honor. We never forget.

๐Ÿ‡บ๐Ÿ‡ธ

WOW! See what our last client said about the team and I.
04/25/2026

WOW! See what our last client said about the team and I.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ข๐—ป๐—น๐˜† ๐—ฆ๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟ ๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐—–๐—ฒ๐—ฎ๐˜€๐—ฒ๐—ณ๐—ถ๐—ฟ๐—ฒ ๐—ก๐—ฒ๐˜„๐˜€It's a fluid situation in financial markets on Wednesday. The 2-w...
04/09/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ข๐—ป๐—น๐˜† ๐—ฆ๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟ ๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐—–๐—ฒ๐—ฎ๐˜€๐—ฒ๐—ณ๐—ถ๐—ฟ๐—ฒ ๐—ก๐—ฒ๐˜„๐˜€
It's a fluid situation in financial markets on Wednesday. The 2-week ceasefire in the Iran war caused a big reaction last night, but the benefit to the bond market (bonds dictate rates) has been increasingly wiped out during domestic hours. If we measure the reversal versus yesterday's closing levels at 5pm ET, the reversal is almost complete. But bonds were already rallying in the afternoon due to expectations for the official ceasefire news. All that to say, we're still in noticeably better shape than we were mid-day yesterday, but the overall improvement is smaller than most borrowers would expect. In fact, the average top-tier 30yr fixed rate is just barely at the low end of April's range at 6.40% vs the previous low of 6.41% on April 2nd. Earlier today, it was as low as 6.38%,
https://www.mortgagenewsdaily.com/newsletter/n/20260408
Contact me to learn more! :)

04/08/2026

Slow lenders lose houses.โšก

In SoCal your agent and your lender
need to move as ONE โ€” or youโ€™re
losing to someone who does.

Thatโ€™s exactly what we built.

One team. One call. One close. ๐Ÿ”‘

No back and forth.
No waiting on the bank.
No lost deals.

Just fast, clean, coordinated โ€”
offer to keys.

This is dual agency.
This is Mortgage by Q.

๐Ÿ’ฌ Comment โ€œDUALโ€ โ€” letโ€™s move.
๐Ÿ“ค Tag someone who lost a house
to a slow lender.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—Ÿ๐—ถ๐˜๐˜๐—น๐—ฒ-๐—–๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐—•๐˜‚๐˜ ๐—ฉ๐—ผ๐—น๐—ฎ๐˜๐—ถ๐—น๐—ถ๐˜๐˜† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ฅ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป ๐—ค๐˜‚๐—ถ๐—ฐ๐—ธ๐—น๐˜†In stark contrast to the entire month of March, April's...
04/08/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—Ÿ๐—ถ๐˜๐˜๐—น๐—ฒ-๐—–๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐—•๐˜‚๐˜ ๐—ฉ๐—ผ๐—น๐—ฎ๐˜๐—ถ๐—น๐—ถ๐˜๐˜† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ฅ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป ๐—ค๐˜‚๐—ถ๐—ฐ๐—ธ๐—น๐˜†
In stark contrast to the entire month of March, April's mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they've held inside a range of just 0.04%. Today did nothing to expand that range although it did leave rates microscopically higher versus yesterday. The Iran war continues to be the dominant source of inspiration for the financial markets, including the bond market that underlies interest rates . Given that tonight brings a deadline for a potentially major escalation in the war, there's a risk of volatility heading into tomorrow.
https://www.mortgagenewsdaily.com/newsletter/n/20260407
Contact me to learn more! :)

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฆ๐˜๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐—ฆ๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟIt was an uneventful day for mortgage rates with the average lender close enough ...
04/07/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฆ๐˜๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐—ฆ๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟ
It was an uneventful day for mortgage rates with the average lender close enough to Friday's levels that borrowers would not see much of a difference between the two days. The bond market (which underlies and dictates rate movement) was still in quasi-holiday mode as most overseas markets were closed for holidays. Financial markets (including bonds) continue taking cues from major developments in the Iran war, but today ended up being more about waiting for those events based on Trump's deadline for Iran to reopen The Strait of Hormuz or face major escalation.
https://www.mortgagenewsdaily.com/newsletter/n/20260406
Contact me to learn more! :)

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—”๐—ฟ๐—ฒ ๐—”๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟ ๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธOn any given Thursday, there's a decent enough chance that the average mortga...
04/03/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—”๐—ฟ๐—ฒ ๐—”๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—Ÿ๐—ผ๐˜„๐—ฒ๐—ฟ ๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ
On any given Thursday, there's a decent enough chance that the average mortgage rate headline will be unintentionally misleading. At issue is media reliance on the longstanding weekly mortgage rate surveys. If news stories are going to cite this data, that's fine, but it's critical to understand the methodology. Whether it's MBA (reported yesterday) or Freddie Mac (reported today), the weekly surveys have an inherent reporting lag--that is, they are published at least a day after data collection ends. In addition, they represent an average of 5 business days. This means that the weekly mortgage rate would be reported as 6.2% if the first 4 days were 6.0% and the 5th day jumped to 7%. This is most frustrating for consumers when the present moment's rates are higher than the weekly
https://www.mortgagenewsdaily.com/newsletter/n/20260402
Contact me to learn more! :)

04/02/2026

They taught you how to write a resume. Nobody taught you how to buy or refinance a house. ๐Ÿก

Traditional banks are slow, picky, and not working for you โ€” we are. 180 lenders. One broker. Your approval.

Comment "FAST" and I'll show you how we close. ๐Ÿ‘‡

Address

17911 Von Karman Avenue Suite 400
Irvine, CA
92614

Telephone

+19495367410

Website

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